KOREIT Cash Flow Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	20,970	-16,464	-8,445	24,097	139,341
Depreciation & Amortization	10,279	9,667	10,633	9,864	9,923
Other Amortization	35,706	36,795	75,425	19,426	16,167
Loss (Gain) From Sale of Investments	32.5	15,911	-71,855	1,124	-7,209
Asset Writedown & Restructuring Costs	-	-	300	-	-
Provision for Credit Losses	44,083	33,845	58,524	30,938	26,100
Loss (Gain) on Equity Investments	-51,193	64,010	39,233	21,341	-92,229
Change in Other Net Operating Assets	-172,592	96,344	-352,383	-3,734	159,280
Other Operating Activities	-17,334	-58,638	-53,829	-42,885	7,072
Operating Cash Flow	-124,622	176,177	-309,370	59,891	269,545
Operating Cash Flow Growth	-	-	-	-77.78%	-25.77%
Capital Expenditures	-521.73	-76.34	-37,307	-524.23	-979.86
Sale of Property, Plant & Equipment	1.18	-	-	-	58.55
Cash Acquisitions	-	-4,841	-55,527	-	-14,584
Divestitures	4,172	100	20,109	916.59	1,043
Sale (Purchase) of Intangibles	341.64	38.75	-17.6	-300	-
Investment in Securities	-17,251	-75,059	137,853	-120,783	-215,232
Net Decrease (Increase) in Loans Originated / Sold - Investing	-6,351	-12,012	-7,145	-21,989	-12,814
Other Investing Activities	-213.64	-530.14	-821.27	19,868	-9,294
Investing Cash Flow	-19,822	-92,380	57,144	-122,811	-251,885
Long-Term Debt Issued	344,595	393,968	811,186	576,684	370,835
Long-Term Debt Repaid	-296,538	-380,424	-636,158	-566,377	-359,233
Net Debt Issued (Repaid)	48,056	13,544	175,028	10,307	11,602
Repurchase of Common Stock	-	-47.1	-14,995	-1,297	-
Total Dividends Paid	-15,081	-15,081	-20,438	-22,804	-20,524
Other Financing Activities	-4,833	-6,951	-7,738	-7,693	-7,712
Financing Cash Flow	28,142	-8,536	131,856	-21,487	-16,634
Net Cash Flow	-116,303	75,261	-120,370	-84,408	1,027
Free Cash Flow	-125,144	176,101	-346,678	59,366	268,565
Free Cash Flow Growth	-	-	-	-77.90%	-24.93%
Free Cash Flow Margin	-119.67%	107.48%	-254.62%	36.52%	142.20%
Free Cash Flow Per Share	-578.87	812.89	-1573.46	260.55	1177.70
Cash Interest Paid	34,505	34,693	28,204	17,563	13,898
Cash Income Tax Paid	18,945	3,828	3,600	22,991	20,422

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.