KB Financial Group Inc. (KRX:105560)
South Korea · Delayed Price · Currency is KRW 167,400
+1,400 (0.84%)
At close: Oct 2, 2026
KB Financial Group Cash Flow Statement
Financials in millions KRW. Fiscal year is January - December.
Millions KRW. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Net Income | 1,992,189 | 1,892,401 | 711,429 | 1,686,040 | 1,738,422 | 1,697,271 | 684,072 | 1,619,718 | 1,732,449 | 1,041,982 | 218,321 | 1,368,890 | 1,498,916 | 1,508,708 | 114,709 | 1,367,760 | 1,209,951 | 1,460,572 | 637,128 | 1,298,426 |
Depreciation & Amortization | 216,820 | 215,663 | 18,403 | 228,045 | 223,218 | 223,912 | -1,825 | 232,219 | 226,849 | 216,882 | -58,912 | 216,553 | 211,331 | 205,533 | 35,879 | 206,968 | 197,195 | 189,749 | 50,531 | 252,375 |
Other Amortization | - | - | 268,258 | - | - | - | 292,596 | - | - | - | 291,422 | - | - | - | 249,050 | - | - | - | 216,073 | - |
Gain (Loss) on Sale of Assets | -22,411 | 26,444 | 40,349 | 64,559 | -255,693 | -1,795 | 30,834 | 42,898 | -1,862 | 73,294 | -35,895 | 37,704 | 65,858 | 63,603 | 3,961 | -1,349 | -222,731 | -31,739 | 3,195 | -4,921 |
Gain (Loss) on Sale of Investments | -4,572,011 | -123,592 | -636,646 | 181,451 | -1,485,761 | -344,589 | 810,510 | -342,277 | -92,747 | -73,901 | -1,175,752 | 247,341 | 60,022 | -615,900 | -924,173 | 830,284 | 882,356 | 336,800 | 930 | 49,194 |
Provision for Credit Losses | 519,745 | 493,269 | 687,678 | 364,492 | 655,111 | 655,597 | 565,143 | 498,055 | 552,818 | 428,270 | 1,378,239 | 448,685 | 651,297 | 668,188 | 1,059,318 | 312,914 | 329,694 | 145,849 | 588,631 | 199,342 |
Change in Trading Asset Securities | -1,378,290 | -5,092,889 | 2,178,546 | -4,548,486 | -3,979,569 | -1,201,251 | -1,813,667 | 737,428 | 166,756 | 208,850 | -3,626,665 | 2,410,729 | -4,197,647 | -834,106 | -815,794 | 302,166 | 5,034,164 | -1,471,661 | -4,806,637 | 846,119 |
Change in Income Taxes | -402,720 | 150,483 | -158,911 | 247,558 | -146,218 | 88,602 | 97,851 | 67,427 | 154,091 | -29,523 | -156,444 | -207,431 | 351,897 | -880,996 | 54,368 | 13,219 | -105,247 | 266,943 | 107,880 | -18,402 |
Change in Other Net Operating Assets | -7,218,163 | 1,309,665 | -4,395,084 | -7,631,351 | -3,897,597 | 4,821,740 | -7,494,100 | -8,698,099 | -2,949,074 | -1,549,993 | -4,601,716 | -4,956,953 | 1,055,965 | 5,090,687 | 14,378,493 | -20,841,745 | -6,178,032 | -3,938,358 | -11,122,630 | -10,350,105 |
Other Operating Activities | -831,008 | -2,129,325 | -1,891,534 | -2,445,013 | -1,594,460 | -1,655,754 | -1,641,315 | -2,158,752 | -2,303,402 | -1,661,611 | -695,445 | -701,637 | -1,409,159 | -2,180,526 | -280,244 | -1,444,615 | -2,274,358 | -1,991,778 | 232,081 | 734,394 |
Operating Cash Flow | -11,413,413 | -3,036,083 | -2,974,033 | -11,914,297 | -8,624,154 | 4,588,736 | -8,589,393 | -7,748,211 | -2,236,331 | -1,226,935 | -8,718,341 | -896,502 | -2,928,677 | 4,456,529 | 11,354,503 | -16,885,273 | -1,090,821 | -5,183,964 | -14,022,395 | -7,042,541 |
Operating Cash Flow Growth (YoY) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Investing Activities
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Capital Expenditures | -56,041 | -45,145 | -114,091 | -21,912 | -73,577 | -123,860 | -162,031 | -80,470 | -61,088 | -33,589 | -160,101 | -84,480 | -71,486 | -34,071 | -147,682 | -58,404 | -43,610 | -47,241 | -119,388 | -74,388 |
Sale of Property, Plant and Equipment | 44,719 | 1,776 | 29,613 | 8,581 | 23,915 | 29,818 | 13,760 | 72 | 3,824 | 960 | 415 | 5,587 | 976 | 1,199 | 3,370 | 15,500 | 11,693 | 618 | -5,866 | -4,697 |
Cash Acquisitions | -100,128 | -89,980 | -264,868 | - | 36,439 | -36,439 | - | - | 40,273 | -40,273 | - | - | 287,482 | -287,482 | - | - | - | - | - | - |
Investment in Securities | -2,572,409 | -1,105,558 | -2,885,502 | -1,160,154 | -1,067,469 | -432,476 | -191,995 | 3,306,608 | -3,017,378 | -3,158,012 | -921,480 | -3,745,226 | -2,690,859 | 4,767,404 | -7,358,649 | -3,900,724 | -4,400,415 | -4,902,318 | 85,713 | -2,733,509 |
Income (Loss) Equity Investments | -15,693 | -20,224 | -11,178 | -5,413 | -4,813 | -5,448 | 17,541 | -2,770 | 694 | 1,419 | -21,002 | -7,659 | -6,945 | 2,496 | 14,677 | -5,778 | 27,991 | -8,132 | 248 | -10,639 |
Divestitures | - | - | -1,165,169 | 69,311 | 1,095,858 | - | 65,641 | -199,498 | 222,385 | - | 801,159 | 25,670 | 470,172 | - | 187,025 | 333,418 | 122,533 | 289,452 | 232,117 | -6,400 |
Purchase / Sale of Intangibles | -64,986 | -37,452 | -102,615 | -40,570 | -22,269 | -44,373 | -96,821 | -19,159 | -73,240 | -79,438 | -42,164 | -98,717 | -6,164 | -178,023 | -41,974 | -78,950 | -42,558 | -31,399 | -76,692 | -14,490 |
Other Investing Activities | -81,103 | -54,247 | 355,123 | 24,796 | -97,722 | -50,648 | -196,764 | -71,669 | -82,563 | -90,782 | -287,740 | 154,750 | -467,920 | 56,536 | -102,236 | -798,232 | 515,370 | 197,381 | 11,441 | 61,526 |
Investing Cash Flow | -3,019,085 | -1,330,606 | -4,234,696 | -1,119,948 | 658,019 | -841,274 | -392,018 | 2,935,884 | -2,967,787 | -3,401,134 | -1,502,195 | -3,742,312 | -2,476,999 | 4,202,014 | -8,100,715 | -3,204,270 | -3,836,987 | -4,493,907 | 304,358 | -2,890,919 |
Financing Activities
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Long-Term Debt Issued | - | 15,613,954 | - | - | - | 14,718,760 | - | - | - | 9,124,882 | - | - | - | 13,466,265 | - | - | - | 16,804,263 | - | - |
Total Debt Issued | 25,229,494 | 15,613,954 | 47,143,287 | 17,345,184 | 17,866,682 | 14,718,760 | 53,968,722 | 13,001,495 | 9,936,548 | 9,124,882 | 43,104,119 | 14,769,157 | 12,437,949 | 13,466,265 | 62,729,497 | 16,796,636 | 25,946,567 | 16,804,263 | 86,435,414 | 10,545,865 |
Long-Term Debt Repaid | - | -17,168,657 | - | - | - | -14,846,837 | - | - | - | -15,199,816 | - | - | - | -18,274,437 | - | - | - | -12,112,726 | - | - |
Lease Payments | -149,057 | -95,012 | -92,143 | 36,553 | -221,161 | -90,202 | -72,820 | -79,549 | -85,710 | -73,284 | -26,743 | -80,781 | 97,118 | -224,646 | -65,448 | -56,873 | -68,292 | -66,957 | -189,459 | 62,229 |
Total Debt Repaid | -18,375,550 | -17,168,657 | -42,610,923 | -16,273,824 | -16,105,900 | -14,846,837 | -49,406,262 | -15,213,672 | -5,698,173 | -15,199,816 | -42,100,656 | -13,988,326 | -11,777,974 | -18,274,437 | -61,850,617 | -13,931,055 | -18,994,385 | -12,112,726 | -81,964,270 | -7,907,276 |
Net Debt Issued (Repaid) | 6,853,944 | -1,554,703 | 4,532,364 | 1,071,360 | 1,760,782 | -128,077 | 4,562,460 | -2,212,177 | 4,238,375 | -6,074,934 | 1,003,463 | 780,831 | 659,975 | -4,808,172 | 878,880 | 2,865,581 | 6,952,182 | 4,691,537 | 4,471,144 | 2,638,589 |
Issuance of Common Stock | 431,967 | - | - | 14 | 10 | 404,004 | - | - | - | 399,060 | - | - | - | 598,552 | - | 498,699 | 498,735 | 598,596 | 268,302 | - |
Repurchase of Common Stock | -473,235 | -917,059 | -870,149 | -594,851 | -680,886 | -464,114 | -330,012 | -170,679 | -603,773 | -65,537 | -198,050 | -101,950 | - | -271,745 | - | - | - | - | - | - |
Common Dividends Paid | -1,020,861 | -44,808 | -383,086 | -385,657 | -686,307 | -49,633 | -349,522 | -349,634 | -939,552 | -48,070 | -243,069 | -244,037 | -809,006 | -40,703 | -235,520 | -229,332 | -1,076,767 | -22,533 | -20,097 | -312,324 |
Total Dividends Paid | -1,020,861 | -44,808 | -383,086 | -385,657 | -686,307 | -49,633 | -349,522 | -349,634 | -939,552 | -48,070 | -243,069 | -244,037 | -809,006 | -40,703 | -235,520 | -229,332 | -1,076,767 | -22,533 | -20,097 | -312,324 |
Net Increase (Decrease) in Deposit Accounts | 15,862,978 | 4,582,767 | 10,401,039 | 4,890,851 | 9,447,445 | -1,589,209 | 7,602,777 | 4,535,562 | 1,333,648 | 10,349,069 | 7,520,831 | 3,244,475 | 8,033,755 | -6,603,254 | 1,079,538 | 12,780,813 | 583,303 | 2,122,393 | 14,836,958 | 8,519,184 |
Other Financing Activities | 1,894,838 | -846,719 | 1,605,904 | -1,036,922 | 1,764,754 | -61,587 | -407,877 | -1,814,089 | 1,405,611 | 776,513 | 129,514 | 2,335,215 | -38,251 | 8,364 | -76,663 | -563,965 | 335,555 | 64,839 | -728,647 | 246,440 |
Financing Cash Flow | 23,549,631 | 1,219,478 | 15,286,072 | 3,944,795 | 11,605,798 | -1,888,616 | 11,077,826 | -11,017 | 5,434,309 | 5,336,101 | 8,212,689 | 6,014,534 | 7,846,473 | -11,116,958 | 1,646,235 | 15,351,796 | 7,293,008 | 7,454,832 | 18,827,660 | 11,091,889 |
Net Cash Flow
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Foreign Exchange Rate Adjustments | 158,772 | 354,560 | 58,037 | 105,473 | -334,686 | 96,471 | 396,006 | -140,388 | 149,632 | 165,735 | -123,364 | 25,195 | 17,660 | 22,044 | -286,107 | 299,956 | 132,086 | 51,264 | 91,575 | 70,616 |
Net Cash Flow | 9,275,905 | -2,792,651 | 8,135,380 | -8,983,977 | 3,304,977 | 1,955,317 | 2,492,421 | -4,963,732 | 379,823 | 873,767 | -2,131,211 | 1,400,915 | 2,458,457 | -2,436,371 | 4,613,916 | -4,437,791 | 2,497,286 | -2,171,775 | 5,201,198 | 1,229,045 |
Free Cash Flow
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Free Cash Flow | -11,469,454 | -3,081,228 | -3,088,124 | -11,936,209 | -8,697,731 | 4,464,876 | -8,751,424 | -7,828,681 | -2,297,419 | -1,260,524 | -8,878,442 | -980,982 | -3,000,163 | 4,422,458 | 11,206,821 | -16,943,677 | -1,134,431 | -5,231,205 | -14,141,783 | -7,116,929 |
Free Cash Flow Growth (YoY) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Free Cash Flow Margin | -249.23% | -68.59% | -75.03% | -299.34% | -224.01% | 114.53% | -280.34% | -194.93% | -58.96% | -31.72% | -409.31% | -27.94% | -82.29% | 119.32% | 465.91% | -517.67% | -37.62% | -154.23% | -466.28% | -206.14% |
Free Cash Flow Per Share | -32396.26 | -8474.88 | -8482.67 | -32544.58 | -23568.63 | 11885.73 | -23077.72 | -20466.41 | -5979.90 | -3252.53 | -22750.71 | -2500.14 | -7632.13 | 11122.74 | 28095.97 | -42503.43 | -2843.07 | -13103.26 | -35414.48 | -17875.91 |
Free Cash Flow After Leases | -11,618,511 | -3,176,240 | -3,180,267 | -11,899,656 | -8,918,892 | 4,374,674 | -8,824,244 | -7,908,230 | -2,383,129 | -1,333,808 | -8,905,185 | -1,061,763 | -2,903,045 | 4,197,812 | 11,141,373 | -17,000,550 | -1,202,723 | -5,298,162 | -14,331,242 | -7,054,700 |
Additional Metrics
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Cash Interest Paid | 3,145,316 | 2,997,538 | 4,009,844 | 3,191,788 | 3,309,622 | 3,532,984 | 4,428,929 | 3,505,400 | 3,644,632 | 3,776,007 | 4,758,329 | 3,047,675 | 2,681,675 | 2,631,378 | 2,742,430 | 1,386,650 | 1,173,852 | 1,053,337 | 1,006,395 | 909,860 |
Cash Income Tax Paid | 188,190 | 281,034 | 570,796 | 209,134 | 120,157 | 271,455 | 373,971 | 281,853 | 292,494 | 209,894 | 462,253 | 448,008 | 1,083,357 | 195,493 | 117,094 | 586,140 | 676,196 | 144,595 | 630,619 | - |