KB Financial Group Inc. (KRX:105560)
167,400
+1,400 (0.84%)
At close: Oct 2, 2026
KB Financial Group Income Statement
Financials in millions KRW. Fiscal year is January - December.
Millions KRW. Fiscal year is Jan - Dec.
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Interest Income on Loans | 6,976,388 | 6,794,910 | 6,860,487 | 6,835,094 | 6,931,481 | 7,092,886 | 7,269,381 | 7,275,192 | 7,251,480 | 7,236,820 | 7,352,656 | 7,051,385 | 6,789,511 | 6,533,106 | 6,105,961 | 5,148,270 | 4,486,036 | 4,117,575 | 3,922,250 | 3,677,568 |
Interest Income on Investments | 375,712 | 364,819 | 361,070 | 359,875 | 353,152 | 362,055 | 359,441 | 362,483 | 359,835 | 376,753 | 378,817 | 361,923 | 341,149 | 333,477 | 308,084 | 225,502 | 207,412 | 188,737 | 151,940 | 146,467 |
Total Interest Income | 7,352,100 | 7,159,729 | 7,221,557 | 7,194,969 | 7,284,633 | 7,454,941 | 7,628,822 | 7,637,675 | 7,611,315 | 7,613,573 | 7,731,473 | 7,413,308 | 7,130,660 | 6,866,583 | 6,414,045 | 5,373,772 | 4,693,448 | 4,306,312 | 4,074,190 | 3,824,035 |
Interest Paid on Deposits | 4,208,662 | 3,824,907 | 3,853,337 | 3,858,787 | 4,178,107 | 4,192,776 | 4,385,891 | 4,450,130 | 4,384,962 | 4,443,688 | 4,508,930 | 4,288,660 | 4,120,856 | 4,042,718 | 3,299,511 | 2,445,744 | 1,872,196 | 1,654,801 | 1,099,972 | 969,754 |
Total Interest Expense | 4,208,662 | 3,824,907 | 3,853,337 | 3,858,787 | 4,178,107 | 4,192,776 | 4,385,891 | 4,450,130 | 4,384,962 | 4,443,688 | 4,508,930 | 4,288,660 | 4,120,856 | 4,042,718 | 3,299,511 | 2,445,744 | 1,872,196 | 1,654,801 | 1,099,972 | 969,754 |
Net Interest Income | 3,143,438 | 3,334,822 | 3,368,220 | 3,336,182 | 3,106,526 | 3,262,165 | 3,242,931 | 3,187,545 | 3,226,353 | 3,169,885 | 3,222,543 | 3,124,648 | 3,009,804 | 2,823,865 | 3,114,534 | 2,928,028 | 2,821,252 | 2,651,511 | 2,974,218 | 2,854,281 |
Net Interest Income Growth (YoY) | 1.19% | 2.23% | 3.86% | 4.66% | -3.71% | 2.91% | 0.63% | 2.01% | 7.20% | 12.25% | 3.47% | 6.71% | 6.68% | 6.50% | 4.72% | 2.58% | 2.27% | 0.35% | 13.35% | 16.02% |
Gain (Loss) on Sale of Assets | - | - | 302,054 | - | - | - | 24,435 | - | - | - | -49 | - | - | - | 153,013 | - | - | - | - | - |
Gain (Loss) on Sale of Investments | 6 | 6 | 112 | 171 | 478 | 278 | 430 | 224 | 269 | 96 | 56 | - | 3 | 115 | - | 27 | - | - | 138 | 1 |
Other Non-Interest Income | 1,978,336 | 1,650,921 | 1,132,917 | 1,015,592 | 1,430,774 | 1,291,747 | 419,042 | 1,326,477 | 1,222,835 | 1,232,084 | 324,801 | 835,226 | 1,287,254 | 1,550,521 | 197,135 | 657,934 | 524,058 | 886,125 | 647,171 | 797,451 |
Total Non-Interest Income | 1,978,342 | 1,650,927 | 1,435,083 | 1,015,763 | 1,431,252 | 1,292,025 | 443,907 | 1,326,701 | 1,223,104 | 1,232,180 | 324,808 | 835,226 | 1,287,257 | 1,550,636 | 350,148 | 657,961 | 524,058 | 886,125 | 647,309 | 797,452 |
Non-Interest Income Growth (YoY) | 38.22% | 27.78% | 223.28% | -23.44% | 17.02% | 4.86% | 36.67% | 58.84% | -4.98% | -20.54% | -7.24% | 26.94% | 145.63% | 74.99% | -45.91% | -17.49% | -35.16% | -11.47% | -97.33% | 3.36% |
Revenues Before Loan Losses | 5,121,780 | 4,985,749 | 4,803,303 | 4,351,945 | 4,537,778 | 4,554,190 | 3,686,838 | 4,514,246 | 4,449,457 | 4,402,065 | 3,547,351 | 3,959,874 | 4,297,061 | 4,374,501 | 3,464,682 | 3,585,989 | 3,345,310 | 3,537,636 | 3,621,527 | 3,651,733 |
Provision for Loan Losses | 519,745 | 493,269 | 687,678 | 364,492 | 655,111 | 655,597 | 565,143 | 498,055 | 552,818 | 428,270 | 1,378,239 | 448,685 | 651,297 | 668,188 | 1,059,318 | 312,914 | 329,694 | 145,849 | 588,631 | 199,342 |
| 4,602,035 | 4,492,480 | 4,115,625 | 3,987,453 | 3,882,667 | 3,898,593 | 3,121,695 | 4,016,191 | 3,896,639 | 3,973,795 | 2,169,112 | 3,511,189 | 3,645,764 | 3,706,313 | 2,405,364 | 3,273,075 | 3,015,616 | 3,391,787 | 3,032,896 | 3,452,391 | |
Revenue Growth (YoY) | 18.53% | 15.23% | 31.84% | -0.72% | -0.36% | -1.89% | 43.92% | 14.38% | 6.88% | 7.22% | -9.82% | 7.27% | 20.90% | 9.27% | -20.69% | -5.19% | -9.80% | -2.25% | -88.58% | 14.43% |
Salaries and Employee Benefits | 1,173,183 | 1,083,608 | 1,293,384 | 993,541 | 1,059,248 | 969,317 | 1,292,882 | 979,765 | 928,414 | 1,020,083 | 1,179,038 | 940,763 | 944,773 | 949,687 | 1,328,615 | 938,147 | 937,082 | 953,151 | 1,382,482 | 1,064,162 |
Occupancy Expenses | 254,440 | 250,946 | 185,654 | 266,650 | 255,991 | 258,457 | 195,469 | 265,751 | 260,045 | 247,328 | 178,549 | 251,722 | 245,162 | 241,696 | 168,860 | 244,932 | 201,494 | 252,383 | 106,111 | 254,156 |
Selling, General & Administrative | 302,360 | 300,719 | 512,918 | 307,305 | 328,996 | 291,338 | 498,347 | 328,859 | 313,018 | 284,042 | 501,271 | 302,740 | 301,892 | 306,126 | 499,644 | 305,403 | 295,021 | 264,173 | 589,360 | 288,892 |
Other Non-Interest Expense | 159,504 | 129,641 | 64,893 | 84,967 | 105,461 | 86,453 | 79,000 | 76,424 | 92,414 | 76,783 | 64,629 | 69,466 | 101,115 | 68,777 | 73,057 | 50,764 | 119,257 | 11,671 | 65,403 | 57,262 |
Total Non-Interest Expense | 1,869,277 | 1,861,340 | 2,619,788 | 1,726,020 | 1,539,526 | 1,591,987 | 2,135,493 | 1,724,199 | 1,526,908 | 2,576,200 | 1,950,106 | 1,608,111 | 1,685,295 | 1,662,447 | 2,378,401 | 1,425,393 | 1,360,202 | 1,472,102 | 2,187,712 | 1,668,901 |
EBT Excluding Unusual Items | 2,732,758 | 2,631,140 | 1,495,837 | 2,261,433 | 2,343,141 | 2,306,606 | 986,202 | 2,291,992 | 2,369,731 | 1,397,595 | 219,006 | 1,903,078 | 1,960,469 | 2,043,866 | 26,963 | 1,847,682 | 1,655,414 | 1,919,685 | 845,184 | 1,783,490 |
Pretax Income | 2,732,758 | 2,631,140 | 1,271,966 | 2,261,433 | 2,343,141 | 2,306,606 | 925,929 | 2,291,992 | 2,369,731 | 1,397,595 | 212,738 | 1,903,078 | 1,960,469 | 2,043,866 | 26,963 | 1,847,682 | 1,655,414 | 1,919,685 | 845,184 | 1,783,490 |
Income Tax Expense | 722,250 | 714,671 | 533,181 | 606,205 | 595,561 | 607,484 | 266,101 | 690,181 | 658,827 | 341,532 | 38,431 | 565,973 | 455,838 | 533,575 | 141,589 | 487,675 | 440,928 | 448,151 | 259,054 | 477,520 |
Earnings From Continuing Operations | 2,010,508 | 1,916,469 | 738,785 | 1,655,228 | 1,747,580 | 1,699,122 | 659,828 | 1,601,811 | 1,710,904 | 1,056,063 | 174,307 | 1,337,105 | 1,504,631 | 1,510,291 | -114,626 | 1,360,007 | 1,214,486 | 1,471,534 | 586,130 | 1,305,970 |
Minority Interest in Earnings | -18,319 | -24,068 | -27,356 | 30,812 | -9,158 | -1,851 | 24,244 | 17,907 | 21,545 | -14,081 | 44,014 | 31,785 | -5,715 | -1,583 | 229,335 | 7,753 | -4,535 | -10,962 | 50,998 | -7,544 |
Net Income | 1,992,189 | 1,892,401 | 711,429 | 1,686,040 | 1,738,422 | 1,697,271 | 684,072 | 1,619,718 | 1,732,449 | 1,041,982 | 218,321 | 1,368,890 | 1,498,916 | 1,508,708 | 114,709 | 1,367,760 | 1,209,951 | 1,460,572 | 637,128 | 1,298,426 |
Preferred Dividends & Other Adjustments | 42,005 | 44,808 | 48,071 | 51,003 | 53,684 | 49,634 | 49,634 | 49,634 | 52,460 | 48,070 | 48,070 | 48,070 | 48,070 | 40,704 | 40,704 | 34,515 | 28,650 | 22,533 | 20,098 | 20,098 |
Net Income to Common | 1,950,184 | 1,847,593 | 663,358 | 1,635,037 | 1,684,738 | 1,647,637 | 634,438 | 1,570,084 | 1,679,989 | 993,912 | 170,251 | 1,320,820 | 1,450,846 | 1,468,004 | 74,005 | 1,333,245 | 1,181,301 | 1,438,039 | 617,030 | 1,278,328 |
Net Income Growth (YoY) | 15.76% | 12.14% | 4.56% | 4.14% | 0.28% | 65.77% | 272.65% | 18.87% | 15.79% | -32.30% | 130.05% | -0.93% | 22.82% | 2.08% | -88.01% | 4.30% | -0.43% | 14.47% | 6.13% | 10.22% |
Basic Shares Outstanding | 351 | 360 | 360 | 363 | 366 | 372 | 375 | 379 | 380 | 381 | 380 | 384 | 384 | 388 | 390 | 390 | 390 | 390 | 390 | 390 |
Diluted Shares Outstanding | 354 | 364 | 364 | 367 | 369 | 376 | 379 | 383 | 384 | 388 | 390 | 392 | 393 | 398 | 399 | 399 | 399 | 399 | 399 | 398 |
Shares Change (YoY) | -4.06% | -3.21% | -4.00% | -4.12% | -3.94% | -3.07% | -2.83% | -2.51% | -2.27% | -2.53% | -2.16% | -1.57% | -1.48% | -0.41% | -0.11% | 0.13% | 0.08% | 0.26% | 0.22% | 0.91% |
EPS (Basic) | 5548.62 | 5126.33 | 1841.75 | 4498.25 | 4603.32 | 4429.48 | 1692.93 | 4144.01 | 4417.35 | 2607.97 | 447.75 | 3443.53 | 3776.08 | 3782.60 | 189.93 | 3421.79 | 3031.82 | 3690.74 | 1583.61 | 3280.84 |
EPS (Diluted) | 5508.00 | 5082.65 | 1822.72 | 4458.00 | 4565.00 | 4386.58 | 1673.03 | 4105.00 | 4372.22 | 2565.61 | 437.85 | 3367.83 | 3692.37 | 3693.64 | 187.04 | 3345.97 | 2962.02 | 3603.51 | 1546.68 | 3212.32 |
EPS Growth (YoY) | 20.66% | 15.87% | 8.95% | 8.60% | 4.41% | 70.98% | 282.10% | 21.89% | 18.41% | -30.54% | 134.10% | 0.65% | 24.66% | 2.50% | -87.91% | 4.16% | -0.51% | 14.16% | 5.89% | 9.26% |
Additional Metrics
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Dividend Per Share | 1155.000 | 1143.000 | 1605.000 | 930.000 | 920.000 | - | 804.000 | 795.000 | 791.000 | 784.000 | 1530.000 | 510.000 | 510.000 | 510.000 | 1450.000 | 500.000 | 500.000 | 500.000 | 2190.000 | - |
Dividend Growth (YoY) | 25.54% | - | 99.63% | 16.98% | 16.31% | - | -47.45% | 55.88% | 55.10% | 53.73% | 5.52% | 2.00% | 2.00% | 2.00% | -33.79% | - | - | - | 23.73% | - |
Effective Tax Rate | 26.43% | 27.16% | 41.92% | 26.81% | 25.42% | 26.34% | 28.74% | 30.11% | 27.80% | 24.44% | 18.07% | 29.74% | 23.25% | 26.11% | 525.12% | 26.39% | 26.64% | 23.34% | 30.65% | 26.77% |