iM Financial Group Income Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	3,244,108	3,504,909	3,381,388	2,435,122	1,802,692	1,719,207
Interest Income on Investments	669,508	695,416	667,180	475,624	344,757	362,003
Total Interest Income	3,913,616	4,200,325	4,048,568	2,910,746	2,147,449	2,081,210
Interest Paid on Deposits	1,311,354	1,465,197	1,378,399	609,724	298,329	383,681
Interest Paid on Borrowings	942,343	1,023,692	1,013,361	637,288	240,334	262,180
Total Interest Expense	2,253,697	2,488,889	2,391,760	1,247,012	538,663	645,861
Net Interest Income	1,659,919	1,711,436	1,656,808	1,663,734	1,608,786	1,435,349
Net Interest Income Growth (YoY)	-3.09%	3.30%	-0.42%	3.42%	12.08%	1.60%
Income From Trading Activities	-1,547,589	-1,427,011	-1,447,891	-1,844,138	-571,232	-1,397,974
Gain (Loss) on Sale of Assets	-21,178	-10,633	-7,434	-812	-4,111	-2,973
Gain (Loss) on Sale of Investments	388,757	206,339	300,234	-48,592	73,726	142,142
Gain (Loss) on Sale of Equity Investments	18,867	17,170	11,610	1,185	2,370	13,540
Other Non-Interest Income	2,742,947	2,752,370	2,694,403	2,777,067	2,398,616	3,085,943
Total Non-Interest Income	1,631,285	1,581,012	1,645,517	923,227	1,950,384	1,894,313
Non-Interest Income Growth (YoY)	-13.47%	-3.92%	78.23%	-52.66%	2.96%	16.56%
Revenues Before Loan Losses	3,291,204	3,292,448	3,302,325	2,586,961	3,559,170	3,329,662
Provision for Loan Losses	414,465	743,631	536,201	347,828	168,174	265,964
Revenue	2,876,739	2,548,817	2,766,124	2,239,133	3,390,996	3,063,698
Revenue Growth (YoY)	2.70%	-7.86%	23.54%	-33.97%	10.68%	6.93%
Salaries and Employee Benefits	678,295	639,821	626,379	672,156	788,511	675,634
Occupancy Expenses	105,042	101,746	104,812	101,379	103,069	99,190
Federal Deposit Insurance	71,174	67,366	63,410	61,718	59,888	57,355
Amortization of Goodwill & Intangibles	57,769	66,383	61,636	50,690	46,090	39,227
Selling, General & Administrative	222,438	217,312	197,180	205,825	193,094	172,431
Other Non-Interest Expense	1,170,601	1,142,320	1,142,749	511,418	1,436,997	1,477,668
Total Non-Interest Expense	2,366,222	2,296,040	2,233,768	1,629,938	2,654,251	2,551,476
EBT Excluding Unusual Items	510,517	252,778	532,356	609,195	736,745	512,222
Pretax Income	510,517	252,778	532,356	609,195	736,745	512,222
Income Tax Expense	109,939	51,217	120,175	163,796	182,955	125,518
Earnings From Continuing Operations	400,578	201,560	412,181	445,399	553,790	386,703
Minority Interest in Earnings	-6,574	13,316	-24,343	-34,875	-50,722	-44,487
Net Income	394,004	214,876	387,839	410,524	503,068	342,216
Preferred Dividends & Other Adjustments	34,084	28,384	22,075	18,325	14,850	9,670
Net Income to Common	359,920	186,492	365,764	392,199	488,218	332,546
Net Income Growth	82.68%	-44.60%	-5.53%	-18.40%	47.00%	11.35%
Basic Shares Outstanding	164	166	168	169	169	169
Diluted Shares Outstanding	164	166	168	169	169	169
Shares Change (YoY)	-1.46%	-0.84%	-0.80%	-	-	-
EPS (Basic)	2195.11	1120.79	2179.79	2318.70	2886.37	1966.03
EPS (Diluted)	2195.11	1120.79	2179.79	2318.70	2886.37	1966.03
EPS Growth	93.94%	-48.58%	-5.99%	-19.67%	46.81%	10.35%
Dividend Per Share	500.000	500.000	-	-	-	-
Effective Tax Rate	21.54%	20.26%	22.57%	26.89%	24.83%	24.50%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.