DGB Financial Group Co., Ltd. (KRX:139130)

DGB Financial Group Income Statement

Financials in millions KRW. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	3,504,909	3,381,388	2,435,122	1,802,692	1,719,207
Interest Income on Investments	695,416	667,180	475,624	344,757	362,003
Total Interest Income	4,200,325	4,048,568	2,910,746	2,147,449	2,081,210
Interest Paid on Deposits	1,465,197	1,378,399	609,724	298,329	383,681
Interest Paid on Borrowings	1,023,692	1,013,361	637,288	240,334	262,180
Total Interest Expense	2,488,889	2,391,760	1,247,012	538,663	645,861
Net Interest Income	1,711,436	1,656,808	1,663,734	1,608,786	1,435,349
Net Interest Income Growth (YoY)	3.30%	-0.42%	3.42%	12.08%	1.60%
Income From Trading Activities	-1,427,011	-1,447,891	-1,844,138	-571,232	-1,397,974
Gain (Loss) on Sale of Assets	-10,633	-7,434	-812	-4,111	-2,973
Gain (Loss) on Sale of Investments	206,339	300,234	-48,592	73,726	142,142
Gain (Loss) on Sale of Equity Investments	17,170	11,610	1,185	2,370	13,540
Other Non-Interest Income	2,752,370	2,694,403	2,777,067	2,398,616	3,085,943
Total Non-Interest Income	1,581,012	1,645,517	923,227	1,950,384	1,894,313
Non-Interest Income Growth (YoY)	-3.92%	78.23%	-52.66%	2.96%	16.56%
Revenues Before Loan Losses	3,292,448	3,302,325	2,586,961	3,559,170	3,329,662
Provision for Loan Losses	743,631	536,201	347,828	168,174	265,964
Revenue	2,548,817	2,766,124	2,239,133	3,390,996	3,063,698
Revenue Growth (YoY)	-7.86%	23.54%	-33.97%	10.68%	6.93%
Salaries and Employee Benefits	639,821	626,379	672,156	788,511	675,634
Occupancy Expenses	101,746	104,812	101,379	103,069	99,190
Federal Deposit Insurance	67,366	63,410	61,718	59,888	57,355
Amortization of Goodwill & Intangibles	66,383	61,636	50,690	46,090	39,227
Selling, General & Administrative	217,312	197,180	205,825	193,094	172,431
Other Non-Interest Expense	1,142,320	1,142,749	511,418	1,436,997	1,477,668
Total Non-Interest Expense	2,296,040	2,233,768	1,629,938	2,654,251	2,551,476
EBT Excluding Unusual Items	252,778	532,356	609,195	736,745	512,222
Pretax Income	252,778	532,356	609,195	736,745	512,222
Income Tax Expense	51,217	120,175	163,796	182,955	125,518
Earnings From Continuing Operations	201,560	412,181	445,399	553,790	386,703
Minority Interest in Earnings	13,316	-24,343	-34,875	-50,722	-44,487
Net Income	214,876	387,839	410,524	503,068	342,216
Preferred Dividends & Other Adjustments	28,384	22,075	18,325	14,850	9,670
Net Income to Common	186,492	365,764	392,199	488,218	332,546
Net Income Growth	-44.60%	-5.53%	-18.40%	47.00%	11.35%
Basic Shares Outstanding	166	168	169	169	169
Diluted Shares Outstanding	166	168	169	169	169
Shares Change (YoY)	-0.84%	-0.80%	-	-	-
EPS (Basic)	1120.79	2179.79	2318.70	2886.37	1966.03
EPS (Diluted)	1120.79	2179.79	2318.70	2886.37	1966.03
EPS Growth	-48.58%	-5.99%	-19.67%	46.81%	10.35%
Dividend Per Share	500.000	-	-	-	-
Effective Tax Rate	20.26%	22.57%	26.89%	24.83%	24.50%

Updated Nov 14, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.