iM Financial Group Income Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	3,164,450	3,504,909	3,381,388	2,435,122	1,802,692
Interest Income on Investments	665,161	695,416	667,180	475,624	344,757
Total Interest Income	3,829,611	4,200,325	4,048,568	2,910,746	2,147,449
Interest Paid on Deposits	1,217,440	1,465,197	1,378,399	609,724	298,329
Interest Paid on Borrowings	931,096	1,023,692	1,013,361	637,288	240,334
Total Interest Expense	2,148,536	2,488,889	2,391,760	1,247,012	538,663
Net Interest Income	1,681,075	1,711,436	1,656,808	1,663,734	1,608,786
Net Interest Income Growth (YoY)	-1.77%	3.30%	-0.42%	3.42%	12.08%
Income From Trading Activities	-1,695,990	-1,427,011	-1,447,891	-1,844,138	-571,232
Gain (Loss) on Sale of Assets	-13,252	-10,633	-7,434	-812	-4,111
Gain (Loss) on Sale of Investments	525,413	206,338	300,234	-48,592	73,726
Gain (Loss) on Sale of Equity Investments	17,218	17,170	11,610	1,185	2,370
Other Non-Interest Income	2,666,397	2,752,370	2,694,403	2,777,067	2,398,616
Total Non-Interest Income	1,572,164	1,581,011	1,645,517	923,227	1,950,384
Non-Interest Income Growth (YoY)	-0.56%	-3.92%	78.23%	-52.66%	2.96%
Revenues Before Loan Losses	3,253,239	3,292,447	3,302,325	2,586,961	3,559,170
Provision for Loan Losses	342,121	743,631	536,201	347,828	168,174
Revenue	2,911,118	2,548,816	2,766,124	2,239,133	3,390,996
Revenue Growth (YoY)	14.21%	-7.86%	23.54%	-33.97%	10.68%
Salaries and Employee Benefits	708,380	639,045	626,379	672,156	788,511
Occupancy Expenses	105,139	101,746	104,812	101,379	103,069
Federal Deposit Insurance	72,227	67,366	63,410	61,718	59,888
Amortization of Goodwill & Intangibles	54,441	66,383	61,636	50,690	46,090
Selling, General & Administrative	217,143	218,088	197,180	205,825	193,094
Other Non-Interest Expense	1,101,801	1,142,319	1,142,749	511,418	1,436,997
Total Non-Interest Expense	2,329,593	2,296,039	2,233,768	1,629,938	2,654,251
EBT Excluding Unusual Items	581,525	252,777	532,356	609,195	736,745
Pretax Income	581,525	252,777	532,356	609,195	736,745
Income Tax Expense	124,039	51,217	120,175	163,796	182,955
Earnings From Continuing Operations	457,486	201,560	412,181	445,399	553,790
Minority Interest in Earnings	-13,583	13,316	-24,343	-34,875	-50,722
Net Income	443,903	214,876	387,839	410,524	503,068
Preferred Dividends & Other Adjustments	35,749	28,384	22,075	18,325	14,850
Net Income to Common	408,154	186,492	365,764	392,199	488,218
Net Income Growth	106.59%	-44.60%	-5.53%	-18.40%	47.00%
Basic Shares Outstanding	163	166	168	169	169
Diluted Shares Outstanding	163	166	168	169	169
Shares Change (YoY)	-2.33%	-0.84%	-0.80%	-	-
EPS (Basic)	2511.44	1120.79	2179.79	2318.70	2886.37
EPS (Diluted)	2511.44	1120.79	2179.79	2318.70	2886.37
EPS Growth	124.08%	-48.58%	-5.99%	-19.67%	46.81%
Dividend Per Share	700.000	-	-	-	-
Effective Tax Rate	21.33%	20.26%	22.57%	26.89%	24.83%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.