iM Financial Group Balance Sheet

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	3,079,853	3,246,683	2,908,549	3,007,955	2,950,577	2,276,003
Investment Securities	1,150,356	400,430	1,753,577	1,169,193	1,661,191	915,184
Trading Asset Securities	26,097,948	24,072,747	20,963,549	22,538,493	22,395,847	21,280,946
Total Investments	27,248,304	24,473,177	22,717,126	23,707,686	24,057,038	22,196,130
Gross Loans	69,853,243	66,755,666	65,175,513	62,164,296	58,897,798	55,754,569
Allowance for Loan Losses	-814,585	-901,641	-1,058,072	-806,905	-648,618	-417,376
Other Adjustments to Gross Loans	-	-	-	-	-	3
Net Loans	69,038,658	65,854,025	64,117,441	61,357,391	58,249,180	55,337,196
Property, Plant & Equipment	789,336	797,808	809,701	813,540	837,818	826,711
Goodwill	65,043	62,148	69,870	70,125	74,547	78,714
Other Intangible Assets	174,634	179,479	197,808	204,873	211,024	187,741
Investments in Real Estate	137,139	138,250	138,186	158,446	157,866	145,723
Accrued Interest Receivable	520,114	484,503	431,760	402,385	349,368	259,575
Other Receivables	3,420,770	1,036,471	511,109	453,630	677,911	895,661
Restricted Cash	2,121,901	1,393,953	1,217,128	2,059,744	1,521,651	2,216,361
Other Current Assets	298,618	286,111	220,570	239,661	204,837	160,181
Long-Term Deferred Tax Assets	200,375	235,354	239,778	123,842	161,284	72,724
Other Long-Term Assets	760,860	672,751	569,609	760,505	530,820	1,253,271
Total Assets	107,855,605	98,860,713	94,148,635	93,359,784	89,983,920	85,905,991

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accrued Expenses	748,363	889,628	1,030,970	955,461	729,618	553,648
Interest Bearing Deposits	40,619,010	39,053,029	40,513,454	38,319,737	34,296,255	28,445,229
Non-Interest Bearing Deposits	22,276,413	20,290,844	19,293,432	18,968,742	19,344,196	22,491,381
Total Deposits	62,895,423	59,343,873	59,806,886	57,288,479	53,640,451	50,936,610
Short-Term Borrowings	5,791,269	4,174,221	3,116,032	5,720,797	5,874,155	4,047,897
Current Income Taxes Payable	33,498	41,269	12,532	25,070	86,219	62,588
Other Current Liabilities	2,573,767	1,791,455	917,864	1,279,652	1,399,927	2,246,055
Long-Term Debt	24,198,211	23,848,093	21,329,570	20,365,746	20,285,485	19,584,812
Long-Term Unearned Revenue	60,121	54,789	46,777	56,963	62,495	67,304
Pension & Post-Retirement Benefits	2,105	1,762	3,002	3,021	109.65	-
Long-Term Deferred Tax Liabilities	24,936	31,648	51,233	4,288	9,580	-
Other Long-Term Liabilities	4,936,662	2,247,207	1,628,016	1,376,753	1,488,153	2,079,748
Total Liabilities	101,264,355	92,423,945	87,942,882	87,076,230	83,576,192	79,578,661

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	845,729	845,729	845,729	845,729	845,729	845,729
Additional Paid-In Capital	1,272,816	1,562,698	1,562,506	1,562,451	1,562,451	1,562,451
Retained Earnings	4,052,225	3,631,387	3,384,583	3,289,097	3,031,461	2,744,362
Treasury Stock	-	-	-19,979	-19,979	-0.01	-0.01
Comprehensive Income & Other	200,385	180,319	218,276	271,472	138,380	345,902
Total Common Equity	6,371,155	6,220,133	5,991,115	5,948,770	5,578,022	5,498,445
Minority Interest	220,095	216,635	214,638	334,784	829,706	828,885
Shareholders' Equity	6,591,250	6,436,768	6,205,753	6,283,554	6,407,728	6,327,330
Total Liabilities & Equity	107,855,605	98,860,713	94,148,635	93,359,784	89,983,920	85,905,991

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	29,989,480	28,022,314	24,445,602	26,086,543	26,159,640	23,632,708
Net Cash (Debt)	191,921	-494,784	1,010,396	486,205	737,784	800,141
Net Cash Growth	-	-	107.81%	-34.10%	-7.79%	1.17%
Net Cash Per Share	1235.33	-3044.50	6072.35	2897.57	4361.82	4730.48
Filing Date Shares Outstanding	158.36	160.62	166.39	166.39	169.15	169.15
Total Common Shares Outstanding	158.36	160.62	166.39	166.39	169.15	169.15
Book Value Per Share	40231.23	38724.66	36005.85	35751.36	32977.59	32507.13
Tangible Book Value	6,131,478	5,978,506	5,723,437	5,673,773	5,292,451	5,231,990
Tangible Book Value Per Share	38717.77	37220.37	34397.14	34098.66	31289.28	30931.83