iM Financial Group Balance Sheet

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	3,246,683	2,908,549	3,007,955	2,950,577	2,276,003
Investment Securities	400,430	1,753,577	1,169,193	1,661,191	915,184
Trading Asset Securities	24,072,747	20,963,549	22,538,493	22,395,847	21,280,946
Total Investments	24,473,177	22,717,126	23,707,686	24,057,038	22,196,130
Gross Loans	66,755,666	65,175,513	62,164,296	58,897,798	55,754,569
Allowance for Loan Losses	-901,641	-1,058,072	-806,905	-648,618	-417,376
Other Adjustments to Gross Loans	-	-	-	-	3
Net Loans	65,854,025	64,117,441	61,357,391	58,249,180	55,337,196
Property, Plant & Equipment	797,808	809,701	813,540	837,818	826,711
Goodwill	62,148	69,870	70,125	74,547	78,714
Other Intangible Assets	179,479	197,808	204,873	211,024	187,741
Investments in Real Estate	138,250	138,186	158,446	157,866	145,723
Accrued Interest Receivable	484,503	431,760	402,385	349,368	259,575
Other Receivables	1,036,471	511,109	453,630	677,911	895,661
Restricted Cash	1,393,953	1,217,128	2,059,744	1,521,651	2,216,361
Other Current Assets	286,111	220,570	239,661	204,837	160,181
Long-Term Deferred Tax Assets	235,354	239,778	123,842	161,284	72,724
Other Long-Term Assets	672,751	569,609	760,505	530,820	1,253,271
Total Assets	98,860,713	94,148,635	93,359,784	89,983,920	85,905,991
Accrued Expenses	889,628	1,030,970	955,461	729,618	553,648
Interest Bearing Deposits	39,053,029	40,513,454	38,319,737	34,296,255	28,445,229
Non-Interest Bearing Deposits	20,290,844	19,293,432	18,968,742	19,344,196	22,491,381
Total Deposits	59,343,873	59,806,886	57,288,479	53,640,451	50,936,610
Short-Term Borrowings	4,174,221	3,116,032	5,720,797	5,874,155	4,047,897
Current Income Taxes Payable	41,269	12,532	25,070	86,219	62,588
Other Current Liabilities	1,791,455	917,864	1,279,652	1,399,927	2,246,055
Long-Term Debt	23,848,093	21,329,570	20,365,746	20,285,485	19,584,812
Long-Term Unearned Revenue	54,789	46,777	56,963	62,495	67,304
Pension & Post-Retirement Benefits	1,762	3,002	3,021	109.65	-
Long-Term Deferred Tax Liabilities	31,648	51,233	4,288	9,580	-
Other Long-Term Liabilities	2,247,207	1,628,016	1,376,753	1,488,153	2,079,748
Total Liabilities	92,423,945	87,942,882	87,076,230	83,576,192	79,578,661
Common Stock	845,729	845,729	845,729	845,729	845,729
Additional Paid-In Capital	1,562,698	1,562,506	1,562,451	1,562,451	1,562,451
Retained Earnings	3,631,387	3,384,583	3,289,097	3,031,461	2,744,362
Treasury Stock	-	-19,979	-19,979	-0.01	-0.01
Comprehensive Income & Other	180,319	218,276	271,472	138,380	345,902
Total Common Equity	6,220,133	5,991,115	5,948,770	5,578,022	5,498,445
Minority Interest	216,635	214,638	334,784	829,706	828,885
Shareholders' Equity	6,436,768	6,205,753	6,283,554	6,407,728	6,327,330
Total Liabilities & Equity	98,860,713	94,148,635	93,359,784	89,983,920	85,905,991
Total Debt	28,022,314	24,445,602	26,086,543	26,159,640	23,632,708
Net Cash (Debt)	-494,784	1,010,396	486,205	737,784	800,141
Net Cash Growth	-	107.81%	-34.10%	-7.79%	1.17%
Net Cash Per Share	-3044.50	6072.35	2897.57	4361.82	4730.48
Filing Date Shares Outstanding	157.87	166.39	166.39	169.15	169.15
Total Common Shares Outstanding	157.87	166.39	166.39	169.15	169.15
Book Value Per Share	39399.95	36005.85	35751.36	32977.59	32507.13
Tangible Book Value	5,978,506	5,723,437	5,673,773	5,292,451	5,231,990
Tangible Book Value Per Share	37869.42	34397.14	34098.66	31289.28	30931.83

Source: S&P Global Market Intelligence. Banks template. Financial Sources.