KakaoBank Ratios and Metrics

Market cap in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 26, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	12,951,675	10,040,190	13,589,858	11,584,392	28,034,395	-
Market Cap Growth	28.39%	-26.12%	17.31%	-58.68%	-	-
Last Close Price	27150.00	20407.82	27630.54	23429.93	56711.09	-
PE Ratio	28.17	22.82	38.29	44.03	137.34	-
PS Ratio	7.95	6.53	10.40	10.70	34.68	-
PB Ratio	1.93	1.54	2.22	2.03	5.08	-
Net Debt / Equity Ratio	-3.79	-2.60	-2.36	-1.82	-1.38	-1.53
Net Debt / FCF Ratio	4.39	2.43	1.29	8.68	1.13	1.60
Return on Equity (ROE)	6.98%	6.95%	6.00%	4.68%	4.91%	5.08%
Return on Assets (ROA)	0.68%	0.75%	0.76%	0.70%	0.65%	0.46%
Earnings Yield	3.55%	4.38%	2.61%	2.27%	0.73%	-
FCF Yield	-44.80%	-69.86%	-82.55%	-10.34%	-24.16%	-
Payout Ratio	37.33%	16.24%	10.75%	-	-	-
Buyback Yield / Dilution	-0.00%	0.03%	0.06%	-8.60%	-	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.