Gulf Insurance Group K.S.C.P. (KWSE: GINS)

GINS Ratios and Metrics

Market cap in millions KWD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Nov 20, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	334	533	288	304	150	118
Market Cap Growth	-22.92%	85.22%	-5.14%	102.04%	27.20%	0.76%
Enterprise Value	319	467	190	281	116	127
PE Ratio	10.84	25.16	8.63	4.18	9.20	8.85
PS Ratio	0.40	0.70	0.44	0.81	0.65	0.54
PB Ratio	1.39	1.43	0.79	0.87	1.03	0.88
P/FCF Ratio	1016.33	16.88	20.83	-	3.34	2.84
P/OCF Ratio	-	16.04	18.55	-	3.20	2.66
EV/Sales Ratio	0.39	0.61	0.29	0.75	0.50	0.58
EV/EBITDA Ratio	5.35	8.55	3.39	4.04	4.08	5.48
EV/EBIT Ratio	6.51	10.25	3.88	4.26	4.57	5.92
EV/FCF Ratio	969.63	14.78	13.75	-	2.59	3.06
Debt / Equity Ratio	0.15	0.16	0.17	0.22	0.01	0.29
Debt / EBITDA Ratio	0.93	1.12	1.11	1.08	0.05	1.63
Debt / FCF Ratio	57.34	1.94	4.52	-	0.03	0.94
Quick Ratio	9.09	4.09	6.32	0.53	0.34	0.53
Current Ratio	17.70	8.16	10.83	0.84	0.88	1.11
Asset Turnover	0.68	0.66	0.53	0.34	0.30	0.33
Return on Equity (ROE)	9.32%	10.41%	10.33%	30.92%	14.34%	12.36%
Return on Assets (ROA)	2.54%	2.46%	2.43%	3.80%	2.04%	2.02%
Return on Capital (ROIC)	7.17%	6.61%	7.19%	14.44%	9.93%	8.07%
Earnings Yield	5.60%	3.98%	11.59%	23.91%	10.87%	11.30%
FCF Yield	0.25%	5.92%	4.80%	-4.13%	29.93%	35.23%
Dividend Yield	3.15%	2.01%	5.59%	10.76%	-	8.06%
Payout Ratio	58.05%	84.08%	35.50%	27.75%	43.31%	48.28%
Buyback Yield / Dilution	-0.15%	-	-26.35%	-17.32%	-2.75%	-4.07%
Total Shareholder Return	3.00%	2.01%	-20.76%	-6.56%	-2.75%	3.99%

Source: S&P Capital IQ. Insurance template. Financial Sources.