Gulf Insurance Group K.S.C.P. (KWSE:GINS)

KWSE:GINS Ratios and Metrics

Market cap in millions KWD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 3, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	293	322	533	288	304	150
Market Cap Growth	-37.32%	-39.72%	85.22%	-5.14%	102.04%	27.20%
Enterprise Value	234	306	467	190	281	116
PE Ratio	15.87	14.11	30.02	8.63	4.18	9.20
PS Ratio	0.37	0.39	0.70	0.44	0.81	0.65
PB Ratio	0.76	0.85	1.43	0.79	0.87	1.03
P/FCF Ratio	25.16	24.94	15.95	20.83	-	3.34
P/OCF Ratio	20.69	20.96	15.20	18.56	-	3.20
EV/Sales Ratio	0.30	0.37	0.61	0.29	0.75	0.50
EV/EBITDA Ratio	4.26	5.76	9.19	3.39	4.04	4.08
EV/EBIT Ratio	5.12	6.63	10.62	3.88	4.26	4.57
EV/FCF Ratio	20.16	23.75	13.97	13.75	-	2.59
Debt / Equity Ratio	0.15	0.15	0.16	0.17	0.22	0.01
Debt / EBITDA Ratio	1.03	1.02	1.17	1.11	1.08	0.05
Debt / FCF Ratio	4.88	4.35	1.83	4.52	-	0.03
Quick Ratio	8.17	0.56	0.56	6.32	0.53	0.34
Current Ratio	13.91	1.04	1.12	10.83	0.84	0.88
Asset Turnover	-	0.69	0.66	0.53	0.34	0.30
Return on Equity (ROE)	7.82%	8.44%	8.00%	10.33%	30.92%	14.34%
Return on Assets (ROA)	-	2.39%	2.37%	2.43%	3.80%	2.04%
Return on Capital (ROIC)	6.52%	6.62%	6.38%	7.19%	14.44%	9.93%
Earnings Yield	6.30%	8.06%	3.98%	11.59%	23.91%	10.87%
Earnings Yield	6.30%	8.06%	3.98%	11.59%	23.91%	10.87%
FCF Yield	3.98%	4.01%	6.27%	4.80%	-4.13%	29.94%
Dividend Yield	2.24%	2.09%	2.06%	5.73%	11.03%	-
Payout Ratio	60.80%	50.58%	84.08%	35.50%	27.75%	43.31%
Buyback Yield / Dilution	-0.29%	-0.21%	-	-26.35%	-17.32%	-2.75%
Total Shareholder Return	1.95%	1.87%	2.06%	-20.62%	-6.29%	-2.75%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.