Gulf Insurance Group K.S.C.P. (KWSE:GINS)

KWSE:GINS Ratios and Metrics

Market cap in millions KWD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Apr 1, 2025	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	341	533	288	304	150	118
Market Cap Growth	-22.92%	85.22%	-5.14%	102.04%	27.20%	0.76%
Enterprise Value	326	467	190	281	116	127
PE Ratio	14.96	25.16	8.63	4.18	9.20	8.85
PS Ratio	0.47	0.70	0.44	0.81	0.65	0.54
PB Ratio	1.75	1.43	0.79	0.87	1.03	0.88
P/FCF Ratio	1189.32	16.88	20.83	-	3.34	2.84
P/OCF Ratio	16.04	18.56	-	3.20	2.66
EV/Sales Ratio	0.39	0.61	0.29	0.75	0.50	0.58
EV/EBITDA Ratio	5.42	8.55	3.39	4.04	4.08	5.48
EV/EBIT Ratio	6.66	10.26	3.88	4.26	4.57	5.92
EV/FCF Ratio	1032.11	14.78	13.75	-	2.59	3.06
Debt / Equity Ratio	0.15	0.16	0.17	0.22	0.01	0.29
Debt / EBITDA Ratio	0.93	1.12	1.11	1.08	0.05	1.63
Debt / FCF Ratio	169.06	1.94	4.52	-	0.03	0.94
Quick Ratio	9.09	4.09	6.32	0.53	0.34	0.53
Current Ratio	17.70	8.16	10.83	0.84	0.88	1.11
Asset Turnover	0.68	0.66	0.53	0.34	0.30	0.33
Return on Equity (ROE)	9.32%	10.41%	10.33%	30.92%	14.34%	12.36%
Return on Assets (ROA)	2.52%	2.46%	2.43%	3.80%	2.04%	2.02%
Return on Capital (ROIC)	7.11%	6.61%	7.19%	14.44%	9.93%	8.07%
Earnings Yield	7.60%	3.98%	11.59%	23.91%	10.87%	11.30%
Earnings Yield	7.60%	3.98%	11.59%	23.91%	10.87%	11.30%
FCF Yield	0.08%	5.92%	4.80%	-4.13%	29.94%	35.23%
Dividend Yield	3.09%	2.01%	5.59%	10.76%	-	8.06%
Payout Ratio	58.05%	84.08%	35.50%	27.75%	43.31%	48.28%
Buyback Yield / Dilution	-0.14%	-	-26.35%	-17.32%	-2.75%	-4.07%
Total Shareholder Return	2.94%	2.01%	-20.76%	-6.56%	-2.75%	3.98%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.