National Bank of Kuwait S.A.K.P. (KWSE:NBK)
Kuwait flag Kuwait · Delayed Price · Currency is KWD
0.8400
-0.0030 (-0.36%)
At close: Nov 1, 2026

KWSE:NBK Financials Overview

Millions KWD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,2591,2341,1651,084984.58767.3
Revenue Growth
0.94%5.97%7.46%10.08%28.32%29.31%
Net Income
562.69557.5578.31538.73487.32339.12
Earnings Per Share
0.060.060.060.060.050.04
EPS Growth
-4.16%-3.60%7.35%10.55%43.70%52.65%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Consumer Banking
278.51262.98257.58237.97241.91299.05
Corporate Banking
148.65157.63161.36162.89145.44137.02
NBK Wealth
133.1125.77117.21112.1993.834.16
Islamic Banking
286.98275.16253.44224.42207.53193.28
Group Centre
130.72126.91160.28152.1872.6912.93
International Banking
355.63348.4301.34277.1248.37223.36
Total
1,3341,2971,2511,1671,010899.79

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
5,7525,5855,5474,7576,3445,115
Total Debt
7,4009,3198,5205,3915,3285,527
Net Cash (Debt)
-1,649-3,734-2,973-633.551,016-412.43
Net Cash Growth
------
Net Cash Per Share
-0.18-0.41-0.32-0.070.11-0.04

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-4,636-2,8361,566-245.94-1,500-778.35
Capital Expenditures
-72.14-61.62-52.1-56.26-61.51-56.12
Free Cash Flow
-4,709-2,8971,514-302.2-1,562-834.46
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
44.70%45.17%49.65%49.70%49.50%44.20%
FCF Margin
-374.02%-234.74%130.00%-27.88%-158.62%-108.75%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0330.0330.0320.0300.0290.024
Dividend Per Share Growth
6.45%5.05%4.97%4.86%22.55%56.67%
Dividend Yield
3.96%3.45%3.90%3.91%3.25%3.01%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.7015.9212.9013.1616.7121.15
Forward PE
14.0515.6213.3012.3016.0424.88
P/FCF Ratio
--4.93---
PS Ratio
6.137.196.416.548.279.35