National Bank of Kuwait S.A.K.P. (KWSE:NBK)
Kuwait flag Kuwait · Delayed Price · Currency is KWD · Price in KWF
0.8670
+0.0030 (0.35%)
At close: Aug 10, 2026

KWSE:NBK Financials Overview

Millions KWD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,2481,2341,1651,084984.58767.3
Revenue Growth
0.93%5.97%7.46%10.08%28.32%29.31%
Net Income
564.37557.5578.31538.73487.32339.12
Earnings Per Share
0.060.060.060.060.050.04
EPS Growth
-6.11%-3.60%7.35%10.55%43.70%52.65%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Consumer and Private Banking
269.55262.98257.58237.97241.91299.05
Corporate Banking
153.33157.63161.36162.89145.44137.02
NBK Wealth
131.23125.77117.21112.1993.834.16
Islamic Banking
283.16275.16253.44224.42207.53193.28
Group Centre
133.96126.91160.28152.1872.6912.93
International Banking
356.21348.4301.34277.1248.37223.36
Total
1,3271,2971,2511,1671,010899.79

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
5,8475,5855,5474,7576,3445,115
Total Debt
8,3079,3198,5205,3915,3285,527
Net Cash (Debt)
-2,460-3,734-2,973-633.551,016-412.43
Net Cash Growth
------
Net Cash Per Share
-0.27-0.41-0.32-0.070.11-0.04

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-3,873-2,8361,566-245.94-1,500-778.35
Capital Expenditures
-65.32-61.62-52.1-56.26-61.51-56.12
Free Cash Flow
-3,938-2,8971,514-302.2-1,562-834.46
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
45.22%45.17%49.65%49.70%49.50%44.20%
FCF Margin
-315.50%-234.74%130.00%-27.88%-158.62%-108.75%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0330.0330.0320.0300.0290.024
Dividend Per Share Growth
6.45%5.05%4.97%4.86%22.55%56.67%
Dividend Yield
3.85%3.58%4.16%4.33%3.72%3.57%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.1015.9212.9013.1616.7121.15
Forward PE
15.9715.6213.3012.3016.0424.88
P/FCF Ratio
--4.93---
PS Ratio
6.387.196.416.548.279.35