KWSE:NBK Cash Flow Statement

Financials in millions KWD. Fiscal year is January - December.

Millions KWD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	577.02	575.65	600.12	560.62	509.09	362.25
Depreciation & Amortization	54.09	52.82	48.55	45.96	40.57	35.7
Gain (Loss) on Sale of Investments	-6.43	-6.43	-4.62	-0.01	6.48	-0.04
Total Asset Writedown	32.23	32.23	3.85	21.31	33.53	11.69
Provision for Credit Losses	43.97	38.72	87.24	81.77	5.35	120.84
Change in Other Net Operating Assets	-2,186	-3,585	808.91	-967.41	-2,114	-1,305
Other Operating Activities	54.7	56.47	22.2	11.82	18.81	-3.9
Operating Cash Flow	-1,431	-2,836	1,566	-245.94	-1,500	-778.35
Capital Expenditures	-64.89	-61.62	-52.1	-56.26	-61.51	-56.12
Sale of Property, Plant and Equipment	0.42	0.28	1.07	1.82	2.73	0.59
Cash Acquisitions	0.3	-	-2.71	-11.88	-7.89	4.42
Investment in Securities	-1,186	-1,262	-846.25	-1,153	-1,260	-200.81
Divestitures	-	-	-	-	25.6	-
Other Investing Activities	3.01	3	2.69	2.57	2.27	2.4
Investing Cash Flow	-1,249	-1,321	-895.65	-1,254	-1,309	-222.88
Long-Term Debt Issued	-	273.45	175.71	86.29	199.56	464.4
Long-Term Debt Repaid	-	-231.08	-	-	-229.24	-
Net Debt Issued (Repaid)	164.21	42.38	175.71	86.29	-29.68	464.4
Issuance of Common Stock	244.04	244.04	-	-	-	210.44
Repurchase of Common Stock	-228.85	-228.85	-	-	-	-210.7
Common Dividends Paid	-230.47	-222.64	-299.68	-286.33	-309.42	-156.89
Net Increase (Decrease) in Deposit Accounts	2,526	3,901	410.66	776.92	3,323	1,804
Other Financing Activities	-23.79	-23.78	-18.71	-15.69	67.39	68.97
Financing Cash Flow	2,451	3,712	267.98	561.2	3,051	2,180
Net Cash Flow	-228.98	-444.78	938.57	-938.75	241.46	1,179
Free Cash Flow	-1,496	-2,897	1,514	-302.2	-1,562	-834.46
Free Cash Flow Margin	-119.71%	-234.74%	130.00%	-27.88%	-158.62%	-108.75%
Free Cash Flow Per Share	-0.16	-0.32	0.17	-0.03	-0.17	-0.09
Cash Income Tax Paid	77.04	72.49	55.9	39.59	33.86	28.5

Updated Mar 31, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.