KWSE:NBK Balance Sheet

Financials in millions KWD. Fiscal year is January - December.

Millions KWD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	4,456	2,896	3,473	2,858	4,199	3,937
Investment Securities	12,539	11,764	9,147	8,987	7,922	6,783
Trading Asset Securities	-	582.37	690.64	580.38	654.47	292.31
Total Investments	12,539	12,346	9,838	9,567	8,576	7,076
Gross Loans	28,201	27,718	24,572	23,144	21,826	20,356
Allowance for Loan Losses	-916.58	-902.06	-864.34	-862.85	-827.94	-633.52
Net Loans	27,285	26,816	23,708	22,281	20,998	19,722
Property, Plant & Equipment	543.59	543.69	517.39	506.81	474.72	456.21
Goodwill	-	339.16	341.14	337.18	362.05	406.73
Other Intangible Assets	506.7	167.94	169.59	171.24	172.88	174.53
Investments in Real Estate	-	92.68	68.37	73.52	33.62	21.71
Accrued Interest Receivable	-	265.4	223.79	203.76	147.9	84.73
Other Receivables	-	94.44	75.56	51.08	197.62	179.33
Restricted Cash	-	1,982	1,850	1,526	1,125	1,145
Other Real Estate Owned & Foreclosed	-	-	-	7.58	7.65	12.25
Other Long-Term Assets	770.9	69.54	73.34	81	43.8	41.1
Total Assets	46,101	45,613	40,338	37,665	36,338	33,257
Accrued Expenses	-	92.18	78.3	82.22	67.31	62.54
Interest Bearing Deposits	29,474	29,717	25,816	26,497	25,721	22,756
Total Deposits	29,474	29,717	25,816	26,497	25,721	22,756
Short-Term Borrowings	2,451	2,249	1,557	62.75	40.76	136.6
Current Portion of Long-Term Debt	-	5,568	5,617	4,105	4,123	4,331
Current Income Taxes Payable	-	88.53	51.85	56.44	41.44	27.88
Accrued Interest Payable	-	301.04	271.82	317.43	150.41	70.98
Other Current Liabilities	306	6.99	-	-	-	-
Long-Term Debt	7,380	1,465	1,307	1,189	1,139	1,034
Long-Term Leases	-	37.9	37.96	32.97	25.73	25.43
Long-Term Unearned Revenue	-	67.94	59.09	56.36	48.74	36.4
Pension & Post-Retirement Benefits	-	69.66	60.43	53.26	54.21	56.82
Other Long-Term Liabilities	1,147	299.6	324.36	304.7	292.71	251.59
Total Liabilities	40,757	39,963	35,181	32,758	31,703	28,789
Common Stock	874.28	874.28	832.64	793	755.23	719.27
Additional Paid-In Capital	837.99	837.99	837.99	837.99	837.99	837.99
Retained Earnings	2,847	3,032	2,717	2,463	2,234	2,078
Comprehensive Income & Other	165.87	280.43	163.43	229.32	234.57	343.59
Total Common Equity	4,725	5,025	4,551	4,323	4,062	3,979
Minority Interest	618.56	625.38	605.37	583.77	572.93	488.52
Shareholders' Equity	5,344	5,650	5,157	4,907	4,635	4,467
Total Liabilities & Equity	46,101	45,613	40,338	37,665	36,338	33,257
Total Debt	9,831	9,319	8,520	5,391	5,328	5,527
Net Cash (Debt)	-3,296	-3,734	-2,973	-633.55	1,016	-412.43
Net Cash Per Share	-0.36	-0.41	-0.32	-0.07	0.11	-0.04
Filing Date Shares Outstanding	9,180	9,180	9,180	9,180	9,180	9,180
Total Common Shares Outstanding	9,180	9,180	9,180	9,180	9,180	9,180
Book Value Per Share	0.47	0.50	0.45	0.42	0.39	0.39
Tangible Book Value	4,218	4,518	4,041	3,814	3,527	3,397
Tangible Book Value Per Share	0.41	0.44	0.39	0.37	0.34	0.32

Updated Mar 31, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.