National Bank of Kuwait S.A.K.P. (KWSE:NBK)

KWSE:NBK Balance Sheet

Financials in millions KWD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	4,905	2,896	3,473	2,858	4,199	3,937
Investment Securities	11,684	11,764	9,147	8,987	7,922	6,783
Trading Asset Securities	-	582.37	690.64	580.38	654.47	292.31
Total Investments	11,684	12,346	9,838	9,567	8,576	7,076
Gross Loans	28,666	27,718	24,572	23,144	21,826	20,356
Allowance for Loan Losses	-897.34	-902.06	-864.34	-862.85	-827.94	-633.52
Net Loans	27,768	26,816	23,708	22,281	20,998	19,722
Property, Plant & Equipment	555.87	543.69	517.39	506.81	474.72	456.21
Goodwill	-	339.16	341.14	337.18	362.05	406.73
Other Intangible Assets	506.3	167.94	169.59	171.24	172.88	174.53
Investments in Real Estate	-	92.68	68.37	73.52	33.62	21.71
Accrued Interest Receivable	-	265.4	223.79	203.76	147.9	84.73
Other Receivables	-	94.44	75.56	51.08	197.62	179.33
Restricted Cash	-	1,982	1,850	1,526	1,125	1,145
Other Real Estate Owned & Foreclosed	-	-	-	7.58	7.65	12.25
Other Long-Term Assets	812.96	69.54	73.34	81	43.8	41.1
Total Assets	46,233	45,613	40,338	37,665	36,338	33,257

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	92.18	78.3	82.22	67.31	62.54
Interest Bearing Deposits	31,250	29,717	25,816	26,497	25,721	22,756
Total Deposits	31,250	29,717	25,816	26,497	25,721	22,756
Short-Term Borrowings	1,536	2,249	1,557	62.75	40.76	136.6
Current Portion of Long-Term Debt	-	5,568	5,617	4,105	4,123	4,331
Current Income Taxes Payable	-	88.53	51.85	56.44	41.44	27.88
Accrued Interest Payable	-	301.04	271.82	317.43	150.41	70.98
Other Current Liabilities	-	6.99	-	-	-	-
Long-Term Debt	6,772	1,465	1,307	1,189	1,139	1,034
Long-Term Leases	-	37.9	37.96	32.97	25.73	25.43
Long-Term Unearned Revenue	-	67.94	59.09	56.36	48.74	36.4
Pension & Post-Retirement Benefits	-	69.66	60.43	53.26	54.21	56.82
Other Long-Term Liabilities	1,053	299.6	324.36	304.7	292.71	251.59
Total Liabilities	40,611	39,963	35,181	32,758	31,703	28,789

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	917.99	874.28	832.64	793	755.23	719.27
Additional Paid-In Capital	837.99	837.99	837.99	837.99	837.99	837.99
Retained Earnings	3,035	3,032	2,717	2,463	2,234	2,078
Comprehensive Income & Other	198.08	280.43	163.43	229.32	234.57	343.59
Total Common Equity	4,989	5,025	4,551	4,323	4,062	3,979
Minority Interest	633.34	625.38	605.37	583.77	572.93	488.52
Shareholders' Equity	5,622	5,650	5,157	4,907	4,635	4,467
Total Liabilities & Equity	46,233	45,613	40,338	37,665	36,338	33,257

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	8,307	9,319	8,520	5,391	5,328	5,527
Net Cash (Debt)	-2,460	-3,734	-2,973	-633.55	1,016	-412.43
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-0.27	-0.41	-0.32	-0.07	0.11	-0.04
Filing Date Shares Outstanding	9,180	9,180	9,180	9,180	9,180	9,180
Total Common Shares Outstanding	9,180	9,180	9,180	9,180	9,180	9,180
Book Value Per Share	0.49	0.50	0.45	0.42	0.39	0.39
Tangible Book Value	4,483	4,518	4,041	3,814	3,527	3,397
Tangible Book Value Per Share	0.44	0.44	0.39	0.37	0.34	0.32

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 7, 2026

Data Sources Report a data error