KWSE:NBK Balance Sheet

Financials in millions KWD. Fiscal year is January - December.

Millions KWD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Cash & Equivalents	6,029	3,473	2,858	4,199	3,937	2,324	Upgrade
Investment Securities	11,056	9,149	8,987	7,922	6,783	6,798	Upgrade
Trading Asset Securities	-	690.64	580.38	654.47	292.31	279.79	Upgrade
Total Investments	11,056	9,839	9,567	8,576	7,076	7,077	Upgrade
Gross Loans	26,937	24,572	23,144	21,826	20,356	18,192	Upgrade
Allowance for Loan Losses	-884.99	-864.34	-862.85	-827.94	-633.52	-687.22	Upgrade
Net Loans	26,052	23,708	22,281	20,998	19,722	17,504	Upgrade
Property, Plant & Equipment	538.19	517.39	506.81	474.72	456.21	426.96	Upgrade
Goodwill	-	341.14	337.18	362.05	406.73	405.7	Upgrade
Other Intangible Assets	509.47	169.59	171.24	172.88	174.53	176.18	Upgrade
Investments in Real Estate	-	68.37	73.52	33.62	21.71	47.13	Upgrade
Accrued Interest Receivable	-	223.79	203.76	147.9	84.73	84.98	Upgrade
Other Receivables	-	75.56	51.08	197.62	179.33	34.48	Upgrade
Restricted Cash	-	1,850	1,526	1,125	1,145	1,580	Upgrade
Other Real Estate Owned & Foreclosed	-	0.33	7.58	7.65	12.25	12.72	Upgrade
Other Long-Term Assets	726.2	71.65	81	43.8	41.1	44.18	Upgrade
Total Assets	44,910	40,338	37,665	36,338	33,257	29,717	Upgrade
Accrued Expenses	-	78.3	82.22	67.31	62.54	56.77	Upgrade
Interest Bearing Deposits	28,102	27,317	26,497	25,721	22,756	20,952	Upgrade
Total Deposits	28,102	27,317	26,497	25,721	22,756	20,952	Upgrade
Short-Term Borrowings	2,250	55.99	62.75	40.76	136.6	238.06	Upgrade
Current Portion of Long-Term Debt	-	5,617	4,105	4,123	4,331	3,052	Upgrade
Current Income Taxes Payable	-	51.85	56.44	41.44	27.88	22.24	Upgrade
Accrued Interest Payable	-	271.82	317.43	150.41	70.98	90.72	Upgrade
Long-Term Debt	7,927	1,307	1,189	1,139	1,034	808.94	Upgrade
Long-Term Leases	-	37.96	32.97	25.73	25.43	27.01	Upgrade
Long-Term Unearned Revenue	-	59.09	56.36	48.74	36.4	39.05	Upgrade
Pension & Post-Retirement Benefits	-	60.43	53.26	54.21	56.82	51.71	Upgrade
Other Long-Term Liabilities	1,136	324.36	304.7	292.71	251.59	237.45	Upgrade
Total Liabilities	39,415	35,181	32,758	31,703	28,789	25,576	Upgrade
Common Stock	874.28	832.64	793	755.23	719.27	685.02	Upgrade
Additional Paid-In Capital	837.99	837.99	837.99	837.99	837.99	837.99	Upgrade
Retained Earnings	2,954	2,717	2,463	2,234	2,078	1,929	Upgrade
Comprehensive Income & Other	210.9	163.43	229.32	234.57	343.59	296.86	Upgrade
Total Common Equity	4,877	4,551	4,323	4,062	3,979	3,748	Upgrade
Minority Interest	618.13	605.37	583.77	572.93	488.52	392.61	Upgrade
Shareholders' Equity	5,495	5,157	4,907	4,635	4,467	4,141	Upgrade
Total Liabilities & Equity	44,910	40,338	37,665	36,338	33,257	29,717	Upgrade
Total Debt	10,177	7,018	5,391	5,328	5,527	4,126	Upgrade
Net Cash (Debt)	-2,478	-1,471	-633.55	1,016	-412.43	-495.21	Upgrade
Net Cash Per Share	-0.28	-0.17	-0.07	0.12	-0.05	-0.06	Upgrade
Filing Date Shares Outstanding	8,743	8,743	8,743	8,743	8,743	8,743	Upgrade
Total Common Shares Outstanding	8,743	8,743	8,743	8,743	8,743	8,743	Upgrade
Book Value Per Share	0.51	0.47	0.44	0.41	0.40	0.38	Upgrade
Tangible Book Value	4,368	4,041	3,814	3,527	3,397	3,167	Upgrade
Tangible Book Value Per Share	0.45	0.41	0.39	0.35	0.34	0.31	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.