National Bank of Kuwait S.A.K.P. (KWSE:NBK)

KWSE:NBK Cash Flow Statement

Financials in millions KWD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	622.96	600.12	560.62	509.09	362.25	246.34
Depreciation & Amortization	50.29	48.55	45.96	40.57	35.7	35.08
Gain (Loss) on Sale of Assets	-	-	-	-	-	-12.72
Gain (Loss) on Sale of Investments	-4.62	-4.62	-0.01	6.48	-0.04	27.47
Total Asset Writedown	12.05	3.85	21.31	33.53	11.69	1.24
Provision for Credit Losses	26.1	87.24	81.77	5.35	120.84	217.72
Change in Other Net Operating Assets	-202.69	131.14	-967.41	-2,114	-1,305	-338.95
Other Operating Activities	49.06	22.2	11.82	18.81	-3.9	-0.01
Operating Cash Flow	553.16	888.47	-245.94	-1,500	-778.35	176.19
Capital Expenditures	-61.55	-52.1	-56.26	-61.51	-56.12	-38.85
Sale of Property, Plant and Equipment	1.07	1.07	1.82	2.73	0.59	35
Cash Acquisitions	-4.96	-3.49	-11.88	-7.89	4.42	-2.14
Investment in Securities	-1,508	-846.25	-1,153	-1,260	-200.81	-401.9
Divestitures	-	-	-	25.6	-	-
Other Investing Activities	2.77	2.69	2.57	2.27	2.4	0.94
Investing Cash Flow	-1,571	-896.43	-1,254	-1,309	-222.88	-406.95
Long-Term Debt Issued	-	175.71	86.29	199.56	464.4	421.02
Long-Term Debt Repaid	-	-	-	-229.24	-	-
Net Debt Issued (Repaid)	324.84	175.71	86.29	-29.68	464.4	421.02
Issuance of Common Stock	-	-	-	-	210.44	49.1
Repurchase of Common Stock	-	-	-	-	-210.7	-
Common Dividends Paid	-309.6	-299.68	-286.33	-309.42	-156.89	-249.17
Net Increase (Decrease) in Deposit Accounts	3,058	1,089	776.92	3,323	1,804	141.66
Other Financing Activities	-22.83	-18.71	-15.69	67.39	68.97	-15.65
Financing Cash Flow	3,051	946.53	561.2	3,051	2,180	346.96
Net Cash Flow	2,033	938.57	-938.75	241.46	1,179	116.2
Free Cash Flow	491.61	836.37	-302.2	-1,562	-834.46	137.34
Free Cash Flow Margin	39.75%	71.81%	-27.88%	-158.62%	-108.75%	23.15%
Free Cash Flow Per Share	0.06	0.10	-0.04	-0.18	-0.10	0.02
Cash Income Tax Paid	58.99	55.9	39.59	33.86	28.5	36.13

Updated Jan 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.