Nova Ljubljanska Banka d.d. (LJSE:NLBR)

LJSE:NLBR Statistics

Total Valuation

LJSE:NLBR has a market cap or net worth of EUR 3.55 billion.

Market Cap	3.55B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, November 6, 2025.

Earnings Date	Nov 6, 2025
Ex-Dividend Date	Jun 20, 2025

Share Statistics

LJSE:NLBR has 20.00 million shares outstanding. The number of shares has decreased by -0.04% in one year.

Current Share Class	20.00M
Shares Outstanding	20.00M
Shares Change (YoY)	-0.04%
Shares Change (QoQ)	-0.04%
Owned by Insiders (%)	0.03%
Owned by Institutions (%)	21.07%
Float	14.99M

Valuation Ratios

The trailing PE ratio is 7.15 and the forward PE ratio is 7.27.

PE Ratio	7.15
Forward PE	7.27
PS Ratio	2.72
PB Ratio	1.03
P/TBV Ratio	1.08
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.97
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.51%.

Return on Equity (ROE)	15.51%
Return on Assets (ROA)	1.82%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	157,952
Profits Per Employee	60,099
Employee Count	8,322
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, LJSE:NLBR has paid 81.29 million in taxes.

Income Tax	81.29M
Effective Tax Rate	13.70%

Stock Price Statistics

The stock price has increased by +39.68% in the last 52 weeks. The beta is 0.71, so LJSE:NLBR's price volatility has been lower than the market average.

Beta (5Y)	0.71
52-Week Price Change	+39.68%
50-Day Moving Average	171.54
200-Day Moving Average	151.50
Relative Strength Index (RSI)	54.44
Average Volume (20 Days)	3,251

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, LJSE:NLBR had revenue of EUR 1.31 billion and earned 496.90 million in profits. Earnings per share was 24.82.

Revenue	1.31B
Gross Profit	1.31B
Operating Income	647.16M
Pretax Income	593.42M
Net Income	496.90M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	24.82

Balance Sheet

The company has 1.06 billion in cash and 2.56 billion in debt, giving a net cash position of -1.50 billion or -74.83 per share.

Cash & Cash Equivalents	1.06B
Total Debt	2.56B
Net Cash	-1.50B
Net Cash Per Share	-74.83
Equity (Book Value)	3.46B
Book Value Per Share	169.31
Working Capital	-18.63B

Cash Flow

In the last 12 months, operating cash flow was -2.59 billion and capital expenditures -53.26 million, giving a free cash flow of -2.65 billion.

Operating Cash Flow	-2.59B
Capital Expenditures	-53.26M
Free Cash Flow	-2.65B
FCF Per Share	-132.36

Margins

Gross Margin	n/a
Operating Margin	49.55%
Pretax Margin	45.44%
Profit Margin	38.05%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 6.43, which amounts to a dividend yield of 3.65%.

Dividend Per Share	6.43
Dividend Yield	3.65%
Dividend Growth (YoY)	44.61%
Years of Dividend Growth	3
Payout Ratio	49.72%
Buyback Yield	0.04%
Shareholder Yield	3.69%
Earnings Yield	14.00%
FCF Yield	-74.57%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2