Nova Ljubljanska Banka d.d. (LJSE:NLBR)

LJSE:NLBR Statistics

Total Valuation

LJSE:NLBR has a market cap or net worth of EUR 3.54 billion.

Market Cap	3.54B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, November 6, 2025.

Earnings Date	Nov 6, 2025
Ex-Dividend Date	Dec 19, 2025

Share Statistics

LJSE:NLBR has 20.00 million shares outstanding. The number of shares has increased by 0.01% in one year.

Current Share Class	20.00M
Shares Outstanding	20.00M
Shares Change (YoY)	+0.01%
Shares Change (QoQ)	+0.03%
Owned by Insiders (%)	0.03%
Owned by Institutions (%)	21.42%
Float	14.99M

Valuation Ratios

The trailing PE ratio is 7.19 and the forward PE ratio is 7.25.

PE Ratio	7.19
Forward PE	7.25
PS Ratio	2.75
PB Ratio	0.99
P/TBV Ratio	1.04
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.13
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.74%.

Return on Equity (ROE)	14.74%
Return on Assets (ROA)	1.76%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	157,328
Profits Per Employee	60,280
Employee Count	8,322
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, LJSE:NLBR has paid 71.71 million in taxes.

Income Tax	71.71M
Effective Tax Rate	12.36%

Stock Price Statistics

The stock price has increased by +39.37% in the last 52 weeks. The beta is 0.51, so LJSE:NLBR's price volatility has been lower than the market average.

Beta (5Y)	0.51
52-Week Price Change	+39.37%
50-Day Moving Average	174.46
200-Day Moving Average	155.00
Relative Strength Index (RSI)	51.48
Average Volume (20 Days)	2,741

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, LJSE:NLBR had revenue of EUR 1.29 billion and earned 493.03 million in profits. Earnings per share was 24.62.

Revenue	1.29B
Gross Profit	1.29B
Operating Income	629.77M
Pretax Income	580.28M
Net Income	493.03M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	24.62

Balance Sheet

The company has 1.22 billion in cash and 2.47 billion in debt, giving a net cash position of -1.25 billion or -62.44 per share.

Cash & Cash Equivalents	1.22B
Total Debt	2.47B
Net Cash	-1.25B
Net Cash Per Share	-62.44
Equity (Book Value)	3.59B
Book Value Per Share	175.62
Working Capital	-19.60B

Cash Flow

In the last 12 months, operating cash flow was -2.14 billion and capital expenditures -52.81 million, giving a free cash flow of -2.19 billion.

Operating Cash Flow	-2.14B
Capital Expenditures	-52.81M
Free Cash Flow	-2.19B
FCF Per Share	-109.45

Margins

Gross Margin	n/a
Operating Margin	48.94%
Pretax Margin	45.10%
Profit Margin	38.31%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 6.43, which amounts to a dividend yield of 3.63%.

Dividend Per Share	6.43
Dividend Yield	3.63%
Dividend Growth (YoY)	16.91%
Years of Dividend Growth	3
Payout Ratio	50.15%
Buyback Yield	-0.01%
Shareholder Yield	3.65%
Earnings Yield	13.93%
FCF Yield	-61.84%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2