Nova Ljubljanska Banka d.d. (LJSE:NLBR)
Slovenia · Delayed Price · Currency is EUR 226.00
+1.00 (0.44%)
At close: Aug 11, 2026
LJSE:NLBR Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 1,281 | 1,298 | 1,265 | 1,158 | 812.26 | 722.91 |
Revenue Growth | -1.00% | 2.60% | 9.22% | 42.61% | 12.36% | 57.06% |
Net Income Net Income Growth | 481.06 | 503.06 | 514.55 | 550.7 | 446.86 | 236.4 |
Earnings Per Share EPS Growth | 24.05 | 25.15 | 25.70 | 27.50 | 22.30 | 11.80 |
EPS Growth | -3.09% | -2.13% | -6.54% | 23.32% | 88.98% | -12.50% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Banking in Slovenia Retail Banking in Slovenia Growth | 454.06 | 420.2 | 334.4 | 190.04 | 164.36 |
Corporate and Investment Banking in Slovenia Corporate and Investment Banking in Slovenia Growth | 135.34 | 171.23 | 157.09 | 117.35 | 131.96 |
Strategic Foreign Markets Strategic Foreign Markets Growth | 632.24 | 623.11 | 542.75 | 415.19 | 341.17 |
Financial Markets in Slovenia Financial Markets in Slovenia Growth | 35.95 | -1.53 | 45.19 | 43.24 | 24.44 |
Non-Core Members Non-Core Members Growth | 9.16 | 3.46 | 3.6 | 3.87 | 12.63 |
Other Activities Other Activities Growth | -1.14 | 3.63 | 6.55 | 6.95 | 6.17 |
Intersegment Net Income Intersegment Net Income Growth | -15.69 | -12.73 | -10.38 | -6.96 | -5.03 |
Total Total Growth | 1,250 | 1,207 | 1,079 | 769.68 | 675.68 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 1,265 | 1,225 | 832.91 | 1,254 | 1,020 | 915.32 |
Total Debt Total Debt Growth | 2,090 | 2,427 | 1,881 | 1,624 | 1,145 | 1,288 |
Net Cash (Debt) Net Cash Growth | -824.36 | -1,202 | -1,048 | -370.56 | -124.93 | -373.07 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -41.22 | -60.09 | -52.38 | -18.53 | -6.25 | -18.65 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -1,686 | -1,989 | -2,174 | 553.08 | -584.79 | -643.89 |
Capital Expenditures CapEx Growth | -48.46 | -51.79 | -43.45 | -42.68 | -26.91 | -23.01 |
Free Cash Flow Free Cash Flow Growth | -1,735 | -2,041 | -2,217 | 510.4 | -611.7 | -666.9 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 37.55% | 38.76% | 40.67% | 47.54% | 55.02% | 32.70% |
FCF Margin | -135.41% | -157.25% | -175.25% | 44.06% | -75.31% | -92.25% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 13.840 | 13.840 | 12.860 | 11.000 | 5.500 | 5.000 |
Dividend Per Share Growth | 11.90% | 7.62% | 16.91% | 100.00% | 10.00% | 8.46% |
Dividend Yield | 6.15% | 7.82% | 11.25% | 15.75% | 11.50% | 9.27% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 9.40 | 7.26 | 4.96 | 3.09 | 2.79 | 6.45 |
Forward PE | 8.46 | 7.41 | 5.39 | 4.34 | 8.19 | 7.10 |
P/FCF Ratio | - | - | - | 3.33 | - | - |
PS Ratio | 3.53 | 2.81 | 2.02 | 1.47 | 1.54 | 2.11 |