Nova Ljubljanska Banka d.d. (LJSE:NLBR)

LJSE:NLBR Statistics

Total Valuation

LJSE:NLBR has a market cap or net worth of EUR 4.46 billion.

Market Cap	4.46B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, April 9, 2026.

Earnings Date	Apr 9, 2026
Ex-Dividend Date	Dec 19, 2025

Share Statistics

LJSE:NLBR has 20.00 million shares outstanding.

Current Share Class	20.00M
Shares Outstanding	20.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	-0.03%
Owned by Insiders (%)	0.03%
Owned by Institutions (%)	19.93%
Float	14.99M

Valuation Ratios

The trailing PE ratio is 8.87 and the forward PE ratio is 8.74. LJSE:NLBR's PEG ratio is 0.70.

PE Ratio	8.87
Forward PE	8.74
PS Ratio	3.44
PB Ratio	1.16
P/TBV Ratio	1.22
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.70

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.19
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.49%.

Return on Equity (ROE)	14.49%
Return on Assets (ROA)	1.74%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.83%
Revenue Per Employee	160,113
Profits Per Employee	62,052
Employee Count	8,107
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, LJSE:NLBR has paid 74.68 million in taxes.

Income Tax	74.68M
Effective Tax Rate	12.58%

Stock Price Statistics

The stock price has increased by +68.30% in the last 52 weeks. The beta is 0.58, so LJSE:NLBR's price volatility has been lower than the market average.

Beta (5Y)	0.58
52-Week Price Change	+68.30%
50-Day Moving Average	217.14
200-Day Moving Average	185.11
Relative Strength Index (RSI)	51.27
Average Volume (20 Days)	5,087

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, LJSE:NLBR had revenue of EUR 1.30 billion and earned 503.06 million in profits. Earnings per share was 25.15.

Revenue	1.30B
Gross Profit	1.30B
Operating Income	640.10M
Pretax Income	593.37M
Net Income	503.06M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	25.15

Balance Sheet

The company has 1.22 billion in cash and 2.43 billion in debt, with a net cash position of -1.20 billion or -60.09 per share.

Cash & Cash Equivalents	1.22B
Total Debt	2.43B
Net Cash	-1.20B
Net Cash Per Share	-60.09
Equity (Book Value)	3.86B
Book Value Per Share	189.08
Working Capital	-20.04B

Cash Flow

In the last 12 months, operating cash flow was -1.99 billion and capital expenditures -51.79 million, giving a free cash flow of -2.04 billion.

Operating Cash Flow	-1.99B
Capital Expenditures	-51.79M
Depreciation & Amortization	n/a
Net Borrowing	477.42M
Free Cash Flow	-2.04B
FCF Per Share	-102.06

Margins

Gross Margin	n/a
Operating Margin	49.31%
Pretax Margin	45.71%
Profit Margin	38.76%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 12.86, which amounts to a dividend yield of 5.64%.

Dividend Per Share	12.86
Dividend Yield	5.64%
Dividend Growth (YoY)	16.91%
Years of Dividend Growth	4
Payout Ratio	52.85%
Buyback Yield	n/a
Shareholder Yield	5.64%
Earnings Yield	11.28%
FCF Yield	-45.77%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2