LJSE:NLBR Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	777.08	744.48	743.15	1,200	962.52	899.99
Investment Securities	7,807	7,562	6,329	4,825	4,902	5,230
Trading Asset Securities	41.16	75.9	89.76	53.13	57.18	15.33
Total Investments	7,849	7,637	6,419	4,878	4,959	5,245
Gross Loans	20,088	19,318	17,397	14,217	13,477	11,077
Allowance for Loan Losses	-406.9	-388.1	-358	-328.93	-324.27	-316.17
Other Adjustments to Gross Loans	-	-200	-190.41	-57.81	-23.82	-10.16
Net Loans	19,681	18,730	16,849	13,831	13,129	10,750
Property, Plant & Equipment	336.01	331.26	310.02	278.03	251.32	247.01
Goodwill	8.07	8.07	8.07	3.53	3.53	3.53
Other Intangible Assets	111.2	107.8	92.43	58.59	54.71	55.55
Investments in Real Estate	24.21	24.37	26.13	31.12	35.64	47.62
Accrued Interest Receivable	17.12	12.84	15.08	-	3.39	1.72
Other Receivables	67.18	63.93	62.21	60.61	79.72	56.13
Restricted Cash	2,783	3,637	3,322	5,435	4,537	4,133
Other Current Assets	31.66	28.91	30.13	14.63	25.25	12.48
Long-Term Deferred Tax Assets	115.08	108.25	120.7	111.31	55.53	38.98
Other Real Estate Owned & Foreclosed	19.45	19.97	20.6	27.64	51.59	75.45
Total Assets	31,853	31,475	28,035	25,942	24,160	21,577

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accounts Payable	21.58	33.19	30.47	22.87	19.61	17.51
Accrued Expenses	153.31	166.81	139.66	80.06	69.11	61.86
Interest Bearing Deposits	4,747	4,571	3,966	3,298	2,661	2,337
Non-Interest Bearing Deposits	20,429	20,038	18,376	17,530	17,473	15,376
Total Deposits	25,176	24,609	22,342	20,828	20,134	17,713
Short-Term Borrowings	10.01	7.45	10.59	16.76	23.71	42.96
Current Portion of Long-Term Debt	-	-	-	-	-	767.04
Current Portion of Leases	-	9.16	7.66	5.49	6.78	5.58
Current Income Taxes Payable	23.5	20.97	18.03	35.88	12.42	5.88
Other Current Liabilities	189.92	178.45	124.99	211.31	144.18	85.26
Long-Term Debt	2,038	2,379	1,834	1,578	1,097	454.06
Long-Term Leases	41.61	30.74	28.27	23.46	17.06	18.74
Long-Term Unearned Revenue	9.82	9.33	8.94	11.38	11.18	11.37
Pension & Post-Retirement Benefits	22.09	21.26	20.9	17.89	18.03	21.45
Long-Term Deferred Tax Liabilities	0.49	0.43	17.69	1.43	2.57	3.05
Other Long-Term Liabilities	193.71	148.87	153.74	161.11	182.06	153.98
Total Liabilities	27,880	27,614	24,737	22,994	21,738	19,361

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	200	200	200	200	200	200
Additional Paid-In Capital	871.38	871.38	871.38	871.38	871.38	871.38
Retained Earnings	2,425	2,324	2,090	1,803	1,371	1,018
Comprehensive Income & Other	398.66	385.79	64.54	8.06	-76.4	-10.55
Total Common Equity	3,895	3,782	3,226	2,883	2,366	2,079
Minority Interest	77.66	78.76	72.09	65.14	56.74	137.39
Shareholders' Equity	3,973	3,860	3,298	2,948	2,422	2,216
Total Liabilities & Equity	31,853	31,475	28,035	25,942	24,160	21,577

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	2,090	2,427	1,881	1,624	1,145	1,288
Net Cash (Debt)	-824.36	-1,202	-1,048	-370.56	-124.93	-373.07
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-41.22	-60.09	-52.38	-18.53	-6.25	-18.65
Filing Date Shares Outstanding	20	20	20	20	20	20
Total Common Shares Outstanding	20	20	20	20	20	20
Book Value Per Share	194.75	189.08	161.30	144.14	118.28	103.94
Tangible Book Value	3,776	3,666	3,125	2,821	2,307	2,020
Tangible Book Value Per Share	188.79	183.29	156.27	141.04	115.37	100.98