Multitude AG (LON:0R4W)
London flag London · Delayed Price · Currency is GBP · Price in EUR
5.30
+0.04 (0.76%)
Aug 3, 2026, 12:02 PM GMT

Multitude AG Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
129.46131.11124.51119.04113.83114.44
Revenue Growth
-1.45%5.29%4.60%4.57%-0.53%-6.22%
Operating Income
22.9727.3724.6723.7918.0410.02
Net Income
2023.2614.2711.058.1-6.85
Earnings Per Share
0.891.040.650.510.37-0.32
EPS Growth
4.79%60.00%27.45%37.84%--

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
SME Banking
15.1915.0411.5912.5421.413
Consumer Banking
105.13108.8108.08102.52184.78101.92
Wholesale Banking
12.4710.056.73.97--
Total
132.78133.88126.37119.03222.13112.16

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
479.53304.81249.51284.01156.51301.92
Total Debt
117.96112.9382.7258.0952.43144.74
Net Cash (Debt)
361.57191.89166.79225.92104.08157.18
Net Cash Growth
65.31%15.05%-26.17%117.07%-33.78%187.86%
Net Cash Per Share
16.138.557.5610.394.807.28

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
133.767.89-24.86157.78-34.35-73.72
Capital Expenditures
-1.06-0.85-0.49-0.26-0.47-11.54
Free Cash Flow
132.6367.04-25.35157.52-34.82-85.26
Free Cash Flow Growth
34.71%-----

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
17.75%20.87%19.81%19.98%15.85%8.76%
Pretax Margin
21.29%23.48%18.67%15.95%11.94%4.10%
Profit Margin
15.45%17.74%11.46%9.28%7.12%-5.98%
FCF Margin
102.46%51.13%-20.36%132.33%-30.59%-74.50%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22
Dividend Per Share
0.4710.5500.2400.1900.120
Dividend Per Share Growth
25.00%129.17%26.32%58.33%-
Dividend Yield
10.46%10.24%5.77%5.56%5.27%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
5.955.417.378.147.62-
Forward PE
4.694.835.046.134.036.42
P/FCF Ratio
0.841.88-0.57--
PS Ratio
0.860.960.840.760.540.73