Multitude AG Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	234.23	241.93	261.1	230.46	212.47	200.86
Total Interest Expense	45.85	44.45	40.86	22.24	14.03	17.8
Net Interest Income	188.39	197.49	220.24	208.22	198.45	183.06
Commissions and Fees	17.46	14.96	2.61	0.06	0.03	3.33
Other Revenue	3.61	3.01	-0.09	0.01	-	-
Revenue Before Loan Losses	209.46	215.46	222.76	208.29	198.48	186.39
Provision for Loan Losses	77.37	81.57	96.39	89.25	84.65	71.95
Revenue	132.08	133.88	126.37	119.04	113.83	114.44
Revenue Growth (YoY)	-1.36%	5.94%	6.16%	4.57%	-0.53%	-6.22%
Salaries & Employee Benefits	40.19	38.79	37.61	34.08	33.96	33.01
Cost of Services Provided	52.36	51.46	49.76	46.16	44.32	56.08
Total Operating Expenses	106.54	103.74	99.84	95.25	95.8	104.42
Operating Income	25.54	30.14	26.53	23.79	18.04	10.02
Currency Exchange Gain (Loss)	-1.3	-2.3	-3.53	-4.33	-3.85	-2.75
EBT Excluding Unusual Items	25.48	28.68	23.25	19.46	14.19	6.69
Other Unusual Items	0.06	0.06	0	0.03	-	-
Pretax Income	27.59	30.79	23.24	18.99	13.59	4.69
Income Tax Expense	3.74	4.14	3.01	2.55	1.82	2.38
Earnings From Continuing Ops.	23.85	26.65	20.23	16.44	11.77	2.3
Earnings From Discontinued Ops.	-	-	-	-	-	-5.81
Net Income	23.85	26.65	20.23	16.44	11.77	-3.5
Preferred Dividends & Other Adjustments	3.39	3.39	5.97	5.39	3.67	3.34
Net Income to Common	20.46	23.26	14.27	11.05	8.1	-6.85
Net Income Growth	-4.18%	31.70%	23.09%	39.63%	-	-
Shares Outstanding (Basic)	23	21	22	22	22	22
Shares Outstanding (Diluted)	24	22	22	22	22	22
Shares Change (YoY)	10.23%	1.76%	1.42%	0.31%	0.49%	-
EPS (Basic)	0.87	1.09	0.66	0.51	0.38	-0.32
EPS (Diluted)	0.84	1.04	0.65	0.51	0.37	-0.32
EPS Growth	-1.24%	60.00%	27.45%	37.84%	-	-
Free Cash Flow	-	67.04	-25.35	157.52	-34.82	-85.26
Free Cash Flow Per Share	-	2.99	-1.15	7.24	-1.61	-3.95
Dividend Per Share	0.550	0.550	0.240	0.190	0.120	-
Dividend Growth	129.17%	129.17%	26.32%	58.33%	-	-
Operating Margin	19.34%	22.52%	20.99%	19.98%	15.85%	8.76%
Profit Margin	15.49%	17.38%	11.29%	9.28%	7.12%	-5.98%
Free Cash Flow Margin	-	50.07%	-20.06%	132.33%	-30.59%	-74.50%
Effective Tax Rate	13.56%	13.45%	12.95%	13.44%	13.37%	50.85%
Revenue as Reported	-	-	-	-	-	204.19

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.