Multitude AG Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	241.93	261.1	230.46	212.47	200.86
Total Interest Expense	44.45	40.86	22.24	14.03	17.8
Net Interest Income	197.49	220.24	208.22	198.45	183.06
Commissions and Fees	14.96	2.61	0.06	0.03	3.33
Other Revenue	3.01	-0.09	0.01	-	-
Revenue Before Loan Losses	215.46	222.76	208.29	198.48	186.39
Provision for Loan Losses	81.57	96.39	89.25	84.65	71.95
Revenue	133.88	126.37	119.04	113.83	114.44
Revenue Growth (YoY)	5.94%	6.16%	4.57%	-0.53%	-6.22%
Salaries & Employee Benefits	38.79	37.61	34.08	33.96	33.01
Cost of Services Provided	51.46	49.76	46.16	44.32	56.08
Total Operating Expenses	103.74	99.84	95.25	95.8	104.42
Operating Income	30.14	26.53	23.79	18.04	10.02
Currency Exchange Gain (Loss)	-2.3	-3.53	-4.33	-3.85	-2.75
EBT Excluding Unusual Items	28.68	23.25	19.46	14.19	6.69
Other Unusual Items	0.06	0	0.03	-	-
Pretax Income	30.79	23.24	18.99	13.59	4.69
Income Tax Expense	4.14	3.01	2.55	1.82	2.38
Earnings From Continuing Ops.	26.65	20.23	16.44	11.77	2.3
Earnings From Discontinued Ops.	-	-	-	-	-5.81
Net Income	26.65	20.23	16.44	11.77	-3.5
Preferred Dividends & Other Adjustments	3.39	5.97	5.39	3.67	3.34
Net Income to Common	23.26	14.27	11.05	8.1	-6.85
Net Income Growth	31.70%	23.09%	39.63%	-	-
Shares Outstanding (Basic)	21	22	22	22	22
Shares Outstanding (Diluted)	22	22	22	22	22
Shares Change (YoY)	1.76%	1.42%	0.31%	0.49%	-
EPS (Basic)	1.09	0.66	0.51	0.38	-0.32
EPS (Diluted)	1.04	0.65	0.51	0.37	-0.32
EPS Growth	60.00%	27.45%	37.84%	-	-
Free Cash Flow	67.04	-25.35	157.52	-34.82	-85.26
Free Cash Flow Per Share	2.99	-1.15	7.24	-1.61	-3.95
Dividend Per Share	0.550	0.240	0.190	0.120	-
Dividend Growth	129.17%	26.32%	58.33%	-	-
Operating Margin	22.52%	20.99%	19.98%	15.85%	8.76%
Profit Margin	17.38%	11.29%	9.28%	7.12%	-5.98%
Free Cash Flow Margin	50.07%	-20.06%	132.33%	-30.59%	-74.50%
Effective Tax Rate	13.45%	12.95%	13.44%	13.37%	50.85%
Revenue as Reported	-	-	-	-	204.19

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.