Multitude AG Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	26.65	20.23	16.44	11.77	-3.5
Depreciation & Amortization	2.8	2.61	2.52	2.65	4.98
Other Amortization	10.7	9.86	12.5	14.88	12.26
Asset Writedown & Restructuring Costs	2.3	3.53	4.33	3.85	-
Provision for Credit Losses	81.57	96.39	89.25	84.65	72.49
Net Decrease (Increase) in Loans Originated / Sold - Operating	-	-	-	-	-141.43
Change in Accounts Payable	-	-	-	-	-12.57
Change in Other Net Operating Assets	-51	-158.11	15.66	-150.05	-11.47
Other Operating Activities	-5.13	0.62	17.08	-2.08	5.53
Operating Cash Flow	67.89	-24.86	157.78	-34.35	-73.72
Capital Expenditures	-0.85	-0.49	-0.26	-0.47	-11.54
Sale of Property, Plant & Equipment	0.07	-	-	-	-
Cash Acquisitions	-	-0.53	-	-	-
Divestitures	3.19	-	-	-	-1.39
Sale (Purchase) of Intangibles	-13.21	-12.23	-10.57	-10.43	-
Investment in Securities	-19.61	-8.21	-1.02	-	-0.75
Other Investing Activities	3.96	-	-	0	-
Investing Cash Flow	-26.45	-21.47	-11.84	-10.9	-13.68
Long-Term Debt Issued	30.7	73.51	-	87.07	-
Total Debt Issued	30.7	73.51	-	87.07	-
Short-Term Debt Repaid	-	-	-	-	-15.86
Long-Term Debt Repaid	-2.47	-50.22	-2.22	-184.09	-23.74
Total Debt Repaid	-2.47	-50.22	-2.22	-184.09	-39.6
Net Debt Issued (Repaid)	28.23	23.29	-2.22	-97.02	-39.6
Issuance of Common Stock	-	-	-	-	50
Repurchase of Common Stock	-0.66	-0.93	-4.56	-	-
Common Dividends Paid	-14.55	-10.21	-8.62	-3.67	-3.34
Other Financing Activities	-	-	-	-	145.44
Financing Cash Flow	13.03	12.15	-15.4	-100.69	152.5
Foreign Exchange Rate Adjustments	0.25	-0.08	-0.15	-2.33	-0.07
Net Cash Flow	54.72	-34.25	130.39	-148.27	65.03
Free Cash Flow	67.04	-25.35	157.52	-34.82	-85.26
Free Cash Flow Margin	50.07%	-20.06%	132.33%	-30.59%	-74.50%
Free Cash Flow Per Share	2.99	-1.15	7.24	-1.61	-3.95
Cash Interest Paid	41.75	36.39	14.04	11.25	16.82
Cash Income Tax Paid	-0.48	1.77	1.91	3.64	2.43

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.