London · Delayed Price · Currency is GBP · Price in GBX Experian Earnings Call Transcripts
Fiscal Year 2026
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Q3 saw robust revenue growth across all regions, led by North America and strong consumer services performance. Full-year guidance is unchanged, with margin expansion and continued investment in AI and technology. Latin America consumer services and U.S. verticals remain key growth drivers.
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First-half results exceeded expectations with 12% revenue growth and strong margin expansion, driven by robust North America performance, successful acquisitions, and accelerated AI and cloud initiatives. Full-year guidance raised to the top end, with continued investment in innovation and productivity.
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Q1 saw 8% organic and 12% total revenue growth, led by North America and strong B2B and consumer services. Guidance for the year is unchanged, with Q2 expected to mirror Q1 as mortgage growth moderates and macroeconomic uncertainty persists.
Fiscal Year 2025
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Strong organic growth is driven by the expanding Ascend platform, AI-fueled productivity, and diversified consumer and vertical businesses. Strategic acquisitions focus on proprietary data assets, with capital flexibility for buybacks if needed. Margin and growth guidance remain robust across regions and cycles.
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Retail auto financing and cash transactions are at record highs, with banks aggressively expanding their market share and consumers increasingly pushed into older vehicles due to affordability. Delinquency and fraud are rising, but recent loan vintages are performing well, and the influx of used EVs may broaden access for subprime buyers.
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Delivered 7% organic revenue growth and strong margin expansion in FY 2025, with robust cash flow and strategic M&A. FY 2026 guidance targets 6–8% organic growth, continued margin improvement, and further investment in cloud and integrated platforms.
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World-class data and advanced technology have driven double-digit growth in automotive marketing, enabling clients to identify, target, and retain profitable customers with measurable results. Audience data consistently outperforms industry benchmarks by a wide margin.
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Q3 saw 6% organic revenue growth (8% ex-data breach), with strong performance in North America, Latin America, and EMEA Asia Pacific. Full-year guidance is unchanged, with continued margin expansion and robust growth in insurance and consumer services.
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Delivered 7% organic revenue growth and 60bps margin expansion in H1 FY2025, with strong performances across North America, Latin America, and EMEA/Asia-Pacific. Outlook for FY2025 remains positive, with guidance raised for margin and acquisition contributions, despite ongoing macro and FX headwinds.
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Q1 organic revenue grew 7%, led by double-digit gains in Consumer Services and strong North America performance. Guidance for 6%-8% growth per quarter is maintained, with Brazil expected to rebound and Insurance Marketplace run rate doubling to $80M.