Funding Circle Holdings Statistics

Total Valuation

LON:FCH has a market cap or net worth of GBP 350.59 million. The enterprise value is 270.59 million.

Market Cap	350.59M
Enterprise Value	270.59M

Important Dates

The next estimated earnings date is Thursday, June 5, 2025.

Earnings Date	Jun 5, 2025
Ex-Dividend Date	n/a

Share Statistics

LON:FCH has 315.85 million shares outstanding. The number of shares has increased by 10.85% in one year.

Current Share Class	n/a
Shares Outstanding	315.85M
Shares Change (YoY)	+10.85%
Shares Change (QoQ)	+20.73%
Owned by Insiders (%)	4.00%
Owned by Institutions (%)	51.03%
Float	137.72M

Valuation Ratios

The trailing PE ratio is 40.77 and the forward PE ratio is 32.50.

PE Ratio	40.77
Forward PE	32.50
PS Ratio	2.19
PB Ratio	1.62
P/TBV Ratio	1.62
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 36.08, with an EV/FCF ratio of -3.85.

EV / Earnings	31.46
EV / Sales	1.69
EV / EBITDA	36.08
EV / EBIT	62.93
EV / FCF	-3.85

Financial Position

The company has a current ratio of 2.28, with a Debt / Equity ratio of 0.51.

Current Ratio	2.28
Quick Ratio	2.23
Debt / Equity	0.51
Debt / EBITDA	14.60
Debt / FCF	-1.56
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 0.13% and return on invested capital (ROIC) is 0.84%.

Return on Equity (ROE)	0.13%
Return on Assets (ROA)	0.74%
Return on Invested Capital (ROIC)	0.84%
Return on Capital Employed (ROCE)	1.93%
Revenue Per Employee	220,523
Profits Per Employee	11,846
Employee Count	726
Asset Turnover	0.44
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +86.87% in the last 52 weeks. The beta is 0.79, so LON:FCH's price volatility has been lower than the market average.

Beta (5Y)	0.79
52-Week Price Change	+86.87%
50-Day Moving Average	106.25
200-Day Moving Average	118.85
Relative Strength Index (RSI)	56.40
Average Volume (20 Days)	783,139

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, LON:FCH had revenue of GBP 160.10 million and earned 8.60 million in profits. Earnings per share was 0.03.

Revenue	160.10M
Gross Profit	92.00M
Operating Income	4.30M
Pretax Income	800,000
Net Income	8.60M
EBITDA	5.50M
EBIT	4.30M
Earnings Per Share (EPS)	0.03

Full Income Statement

Balance Sheet

The company has 189.50 million in cash and 109.50 million in debt, giving a net cash position of 80.00 million or 0.25 per share.

Cash & Cash Equivalents	189.50M
Total Debt	109.50M
Net Cash	80.00M
Net Cash Per Share	0.25
Equity (Book Value)	216.50M
Book Value Per Share	0.69
Working Capital	172.30M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -67.40 million and capital expenditures -2.90 million, giving a free cash flow of -70.30 million.

Operating Cash Flow	-67.40M
Capital Expenditures	-2.90M
Free Cash Flow	-70.30M
FCF Per Share	-0.22

Full Cash Flow Statement

Margins

Gross margin is 57.46%, with operating and profit margins of 2.69% and 5.37%.

Gross Margin	57.46%
Operating Margin	2.69%
Pretax Margin	0.50%
Profit Margin	5.37%
EBITDA Margin	3.44%
EBIT Margin	2.69%
FCF Margin	n/a

Dividends & Yields

LON:FCH does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-10.85%
Shareholder Yield	-10.85%
Earnings Yield	2.45%
FCF Yield	-20.05%

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

LON:FCH has an Altman Z-Score of 3.06.

Altman Z-Score	3.06
Piotroski F-Score	n/a