London · Delayed Price · Currency is GBP · Price in GBX Funding Circle Holdings Statistics
Total Valuation
LON:FCH has a market cap or net worth of GBP 403.65 million. The enterprise value is 385.35 million.
| Market Cap | 403.65M |
| Enterprise Value | 385.35M |
Important Dates
The next estimated earnings date is Friday, December 5, 2025.
| Earnings Date | Dec 5, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
LON:FCH has 315.85 million shares outstanding. The number of shares has increased by 9.91% in one year.
| Current Share Class | 315.85M |
| Shares Outstanding | 315.85M |
| Shares Change (YoY) | +9.91% |
| Shares Change (QoQ) | -18.32% |
| Owned by Insiders (%) | 14.96% |
| Owned by Institutions (%) | 44.29% |
| Float | 148.03M |
Valuation Ratios
The trailing PE ratio is 56.36 and the forward PE ratio is 37.02. LON:FCH's PEG ratio is 0.08.
| PE Ratio | 56.36 |
| Forward PE | 37.02 |
| PS Ratio | 2.33 |
| PB Ratio | 2.03 |
| P/TBV Ratio | 2.27 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 0.08 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 26.76, with an EV/FCF ratio of -7.65.
| EV / Earnings | 14.33 |
| EV / Sales | 2.22 |
| EV / EBITDA | 26.76 |
| EV / EBIT | 31.08 |
| EV / FCF | -7.65 |
Financial Position
The company has a current ratio of 1.78, with a Debt / Equity ratio of 0.89.
| Current Ratio | 1.78 |
| Quick Ratio | 1.78 |
| Debt / Equity | 0.89 |
| Debt / EBITDA | 12.35 |
| Debt / FCF | -3.53 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 3.93% and return on invested capital (ROIC) is 2.26%.
| Return on Equity (ROE) | 3.93% |
| Return on Assets (ROA) | 2.05% |
| Return on Invested Capital (ROIC) | 2.26% |
| Return on Capital Employed (ROCE) | 6.06% |
| Revenue Per Employee | 238,377 |
| Profits Per Employee | 37,001 |
| Employee Count | 726 |
| Asset Turnover | 0.46 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, LON:FCH has paid 500,000 in taxes.
| Income Tax | 500,000 |
| Effective Tax Rate | 5.62% |
Stock Price Statistics
The stock price has decreased by -14.51% in the last 52 weeks. The beta is 0.61, so LON:FCH's price volatility has been lower than the market average.
| Beta (5Y) | 0.61 |
| 52-Week Price Change | -14.51% |
| 50-Day Moving Average | 129.14 |
| 200-Day Moving Average | 120.45 |
| Relative Strength Index (RSI) | 56.10 |
| Average Volume (20 Days) | 698,611 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, LON:FCH had revenue of GBP 173.30 million and earned 26.90 million in profits. Earnings per share was 0.07.
| Revenue | 173.30M |
| Gross Profit | 110.90M |
| Operating Income | 12.40M |
| Pretax Income | 8.90M |
| Net Income | 26.90M |
| EBITDA | 12.40M |
| EBIT | 12.40M |
| Earnings Per Share (EPS) | 0.07 |
Balance Sheet
The company has 196.10 million in cash and 177.80 million in debt, giving a net cash position of 18.30 million or 0.06 per share.
| Cash & Cash Equivalents | 196.10M |
| Total Debt | 177.80M |
| Net Cash | 18.30M |
| Net Cash Per Share | 0.06 |
| Equity (Book Value) | 198.70M |
| Book Value Per Share | 0.65 |
| Working Capital | 157.10M |
Cash Flow
In the last 12 months, operating cash flow was -49.40 million and capital expenditures -1.00 million, giving a free cash flow of -50.40 million.
| Operating Cash Flow | -49.40M |
| Capital Expenditures | -1.00M |
| Free Cash Flow | -50.40M |
| FCF Per Share | -0.16 |
Margins
Gross margin is 63.99%, with operating and profit margins of 7.16% and 15.52%.
| Gross Margin | 63.99% |
| Operating Margin | 7.16% |
| Pretax Margin | 5.14% |
| Profit Margin | 15.52% |
| EBITDA Margin | 7.16% |
| EBIT Margin | 7.16% |
| FCF Margin | n/a |
Dividends & Yields
LON:FCH does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -9.91% |
| Shareholder Yield | -9.91% |
| Earnings Yield | 6.66% |
| FCF Yield | -12.49% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
LON:FCH has an Altman Z-Score of 2.7 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.7 |
| Piotroski F-Score | 4 |