Funding Circle Holdings plc (LON:FCH)
London · Delayed Price · Currency is GBP · Price in GBX 184.00
+4.00 (2.22%)
Sep 25, 2026, 1:00 PM GMT
Funding Circle Holdings Cash Flow Statement
Financials in millions GBP. Fiscal year is January - December.
Millions GBP. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 62.8 | 46 | 8.6 | -38.3 | -6.9 | 61.2 |
Depreciation & Amortization | 1.6 | 2.3 | 3.2 | 4.3 | 5.1 | 5.9 |
Other Amortization | 8.7 | 8.7 | 9.8 | 12.4 | 10.1 | 8 |
Asset Writedown & Restructuring Costs | 0.7 | 0.1 | 1.2 | 6.2 | -3.2 | -25.6 |
Loss (Gain) From Sale of Investments | 7.8 | 6.7 | -6.4 | -8.7 | - | - |
Loss (Gain) on Equity Investments | - | - | - | -0.1 | -0.4 | -0.9 |
Stock-Based Compensation | 6.8 | 5 | 8.1 | 5.6 | 4.7 | 8.5 |
Provision & Write-off of Bad Debts | 25.1 | 18.3 | 8.7 | 4.4 | - | - |
Other Operating Activities | -152.8 | -112 | -69.5 | -9.3 | -22.6 | -6.4 |
Change in Accounts Receivable | -14.5 | -11.4 | -3.1 | -13.5 | 8.8 | 46.4 |
Change in Accounts Payable | 2.4 | 2.5 | -26.6 | 34.7 | -3.7 | 1.4 |
Operating Cash Flow | -51.4 | -33.8 | -67.4 | -25.6 | -8.1 | 98.5 |
Operating Cash Flow Growth | - | - | - | - | - | 197.58% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.5 | -0.6 | -2.9 | -0.7 | -1.2 | -0.8 |
Divestitures | - | - | 7.5 | - | - | - |
Sale (Purchase) of Intangibles | -9.8 | -8.9 | -9 | -11.5 | -12.7 | -8.6 |
Investment in Securities | 8.8 | 8 | 11.4 | 5.9 | 8.7 | -14.9 |
Other Investing Activities | - | - | - | 0.1 | 0.3 | 0.1 |
Investing Cash Flow | -65.2 | -126.2 | 23.3 | 66.4 | 159.7 | 312.5 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 176.8 | 52.6 | 55.8 | - | 208.2 |
Total Debt Issued | 198.3 | 176.8 | 52.6 | 55.8 | - | 208.2 |
Short-Term Debt Repaid | - | - | - | -23.4 | -129.1 | -160.6 |
Long-Term Debt Repaid | - | -13.3 | -9.6 | -28.1 | -65.2 | -339.4 |
Lease Payments | -1.9 | -1.9 | -3.6 | -7.2 | -7.3 | -8.1 |
Total Debt Repaid | -16.1 | -13.3 | -9.6 | -51.5 | -194.3 | -500 |
Net Debt Issued (Repaid) | 182.2 | 163.5 | 43 | 4.3 | -194.3 | -291.8 |
Issuance of Common Stock | 0.1 | 0.4 | 0.5 | - | 0.1 | 0.4 |
Repurchase of Common Stock | -26.6 | -39.2 | -33.7 | -1.8 | -8.7 | - |
Other Financing Activities | - | - | 0.4 | 1.2 | 1.2 | 0.2 |
Financing Cash Flow | 155.7 | 124.7 | 10.2 | 3.7 | -201.7 | -291.2 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | - | 0.1 | 0.1 | -0.8 | 3.8 | 0.9 |
Net Cash Flow | 39.1 | -35.2 | -33.8 | 43.7 | -46.3 | 120.7 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -51.9 | -34.4 | -70.3 | -26.3 | -9.3 | 97.7 |
Free Cash Flow Growth | - | - | - | - | - | 202.48% |
Free Cash Flow Margin | -20.74% | -16.84% | -43.91% | -20.21% | -5.97% | 41.49% |
Free Cash Flow Per Share | -0.17 | -0.10 | -0.18 | -0.08 | -0.03 | 0.26 |
Levered Free Cash Flow | -79.26 | -53.45 | -60.01 | -9.41 | -13.84 | 92.68 |
Unlevered Free Cash Flow | -79.26 | -53.45 | -60.01 | -9.41 | -13.84 | 93.36 |
Free Cash Flow After Leases | -53.8 | -36.3 | -73.9 | -33.5 | -16.6 | 89.6 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Income Tax Paid | - | -2.1 | 0.1 | 0.6 | 1 | 3.1 |
Change in Working Capital | -12.1 | -8.9 | -29.7 | 21.2 | 5.1 | 47.8 |