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Funding Circle Holdings plc (LON:FCH)
London flag London · Delayed Price · Currency is GBP · Price in GBX
227.50
-5.50 (-2.36%)
Aug 11, 2026, 4:47 PM GMT

Funding Circle Holdings Financials Overview

Millions GBP. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
186186151.5125.6157.3235.4
Revenue Growth
16.18%22.77%20.62%-20.15%-33.18%131.01%
Net Income
46468.6-38.3-6.961.2
Earnings Per Share
0.140.140.02-0.02-0.020.16
EPS Growth
197.87%508.70%----

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Term Loans
167.4167.4142.6124.5116.4169.9
Flexipay
36.936.917.55.21.5-

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
152.4152.4187.6221.4177.7224
Total Debt
6.36.37.614.842.497.1
Net Cash (Debt)
146.1146.1180206.6135.3126.9
Net Cash Growth
3.18%-18.83%-12.88%52.70%6.62%75.03%
Net Cash Per Share
0.440.440.470.600.390.33

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-33.8-33.8-67.4-25.6-8.198.5
Capital Expenditures
-0.6-0.6-2.9-0.7-1.2-0.8
Free Cash Flow
-34.4-34.4-70.3-26.3-9.397.7
Free Cash Flow Growth
-----202.48%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
10.91%10.91%0.53%-7.88%-8.20%27.23%
Profit Margin
24.73%24.73%0.20%-6.53%-4.39%26.00%
FCF Margin
-18.49%-18.49%-46.40%-20.94%-5.91%41.50%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
16.259.0358.26--7.00
Forward PE
21.4117.8344.97252.17203.7019.68
P/FCF Ratio
-----4.09
PS Ratio
3.221.973.031.101.221.70