London · Delayed Price · Currency is GBP · Price in GBX Funding Circle Holdings Statistics
Total Valuation
LON:FCH has a market cap or net worth of GBP 520.69 million. The enterprise value is 586.49 million.
| Market Cap | 520.69M |
| Enterprise Value | 586.49M |
Important Dates
The last earnings date was Tuesday, September 8, 2026.
| Earnings Date | Sep 8, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
LON:FCH has 289.27 million shares outstanding. The number of shares has decreased by -18.33% in one year.
| Current Share Class | 289.27M |
| Shares Outstanding | 289.27M |
| Shares Change (YoY) | -18.33% |
| Shares Change (QoQ) | -5.37% |
| Owned by Insiders (%) | 16.40% |
| Owned by Institutions (%) | 51.43% |
| Float | 142.05M |
Valuation Ratios
The trailing PE ratio is 8.90 and the forward PE ratio is 14.29. LON:FCH's PEG ratio is 0.27.
| PE Ratio | 8.90 |
| Forward PE | 14.29 |
| PS Ratio | 2.08 |
| PB Ratio | 2.15 |
| P/TBV Ratio | 2.36 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 0.27 |
Enterprise Valuation
| EV / Earnings | 9.34 |
| EV / Sales | 2.34 |
| EV / EBITDA | 14.41 |
| EV / EBIT | 15.00 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.64, with a Debt / Equity ratio of 1.05.
| Current Ratio | 1.64 |
| Quick Ratio | 1.64 |
| Debt / Equity | 1.05 |
| Debt / EBITDA | 6.26 |
| Debt / FCF | -4.91 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 28.51% and return on invested capital (ROIC) is 12.71%.
| Return on Equity (ROE) | 28.51% |
| Return on Assets (ROA) | 5.22% |
| Return on Invested Capital (ROIC) | 12.71% |
| Return on Capital Employed (ROCE) | 15.87% |
| Weighted Average Cost of Capital (WACC) | 5.64% |
| Revenue Per Employee | 314,322 |
| Profits Per Employee | 78,894 |
| Employee Count | 796 |
| Asset Turnover | 0.53 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -24.40M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +47.04% in the last 52 weeks. The beta is 0.75, so LON:FCH's price volatility has been lower than the market average.
| Beta (5Y) | 0.75 |
| 52-Week Price Change | +47.04% |
| 50-Day Moving Average | 217.72 |
| 200-Day Moving Average | 162.02 |
| Relative Strength Index (RSI) | 35.95 |
| Average Volume (20 Days) | 1,375,178 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, LON:FCH had revenue of GBP 250.20 million and earned 62.80 million in profits. Earnings per share was 0.20.
| Revenue | 250.20M |
| Gross Profit | 174.70M |
| Operating Income | 39.10M |
| Pretax Income | 38.40M |
| Net Income | 62.80M |
| EBITDA | 39.40M |
| EBIT | 39.10M |
| Earnings Per Share (EPS) | 0.20 |
Balance Sheet
The company has 189.00 million in cash and 254.80 million in debt, with a net cash position of -65.80 million or -0.23 per share.
| Cash & Cash Equivalents | 189.00M |
| Total Debt | 254.80M |
| Net Cash | -65.80M |
| Net Cash Per Share | -0.23 |
| Equity (Book Value) | 241.90M |
| Book Value Per Share | 0.82 |
| Working Capital | 183.50M |
Cash Flow
In the last 12 months, operating cash flow was -51.40 million and capital expenditures -500,000, giving a free cash flow of -51.90 million.
| Operating Cash Flow | -51.40M |
| Capital Expenditures | -500,000 |
| Depreciation & Amortization | 300,000 |
| Net Borrowing | 182.20M |
| Free Cash Flow | -51.90M |
| FCF Per Share | -0.18 |
Margins
Gross margin is 69.82%, with operating and profit margins of 15.63% and 25.10%.
| Gross Margin | 69.82% |
| Operating Margin | 15.63% |
| Pretax Margin | 15.35% |
| Profit Margin | 25.10% |
| EBITDA Margin | 15.75% |
| EBIT Margin | 15.63% |
| FCF Margin | n/a |
Dividends & Yields
LON:FCH does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | 18.33% |
| Shareholder Yield | 18.33% |
| Earnings Yield | 12.06% |
| FCF Yield | -9.97% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Analyst Forecast
The average price target for LON:FCH is 274.67, which is 49.44% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | 274.67 |
| Price Target Difference | 49.44% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (3Y) | 16.72% |
| EPS Growth Forecast (3Y) | 43.59% |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
LON:FCH has an Altman Z-Score of 2.57 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.57 |
| Piotroski F-Score | 4 |