Funding Circle Holdings Balance Sheet

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	152.4	187.6	221.4	177.7	224
Other Earning Assets	11.9	17.8	25.2	28.7	39.1
Gross Loans	295.8	100.4	75.3	109.9	227.1
Net Loans	295.8	100.4	75.3	109.9	227.1
Net Property, Plant & Equipment	7.9	9.6	5	10	14.1
Accrued Interest and Accounts Receivable	20.5	20.8	21.8	19.9	29.1
Other Intangible Assets	21.3	21.2	23	28.2	24.9
Long-Term Investments	-	0.6	1.5	2.7	7.6
Other Non-Earning Assets	26.1	-	-	6.9	-
Total Assets	535.9	358	373.2	384	565.9
Short-Term Borrowings	267.3	101.9	54.7	23.7	140.3
Accounts Payable	30.8	27.8	54.3	31.8	36.4
Accrued Expenses	2.5	3.6	1.5	1	3.4
Long-Term Debt	6.3	7.6	14.8	42.4	97.1
Other Liabilities	0.6	0.6	1.1	1.1	0.7
Total Liabilities	307.5	141.5	126.4	100	277.9
Common Stock	0.3	0.3	0.4	0.4	0.4
Additional Paid-in Capital	21.6	20.7	317.1	315.3	312.1
Accumulated Other Comprehensive Income	5.3	5.3	14.2	16.9	11.1
Retained Earnings	201.2	190.2	-84.9	-48.6	-35.6
Shareholders' Equity	228.4	216.5	246.8	284	288
Total Liabilities & Equity	535.9	358	373.2	384	565.9
Total Debt	6.3	7.6	14.8	42.4	97.1
Net Cash (Debt)	-6.3	-7.6	-14.8	-42.4	-97.1
Net Cash Per Share	-0.02	-0.02	-0.04	-0.12	-0.25
Book Value	228.4	216.5	246.8	284	288
Book Value Per Share	0.70	0.57	0.72	0.81	0.75
Tangible Book Value	207.1	195.3	223.8	255.8	263.1
Tangible Book Value Per Share	0.63	0.51	0.65	0.73	0.69