Funding Circle Holdings plc (LON:FCH)

Funding Circle Holdings Balance Sheet

Financials in millions GBP. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	187.7	152.4	187.6	221.4	177.7	224
Short-Term Investments	0.6	0.9	0.7	1.1	-	-
Trading Asset Securities	0.7	120.8	1.2	18.6	69.1	151.3
Cash & Short-Term Investments	189	274.1	189.5	241.1	246.8	375.3
Cash Growth	-3.62%	44.64%	-21.40%	-2.31%	-34.24%	-37.96%
Accounts Receivable	22.4	0.2	0.4	0.4	0.4	1.8
Other Receivables	256.8	187.6	111.9	62.6	26.1	17.8
Receivables	279.2	187.8	112.3	63	26.5	19.6
Prepaid Expenses	-	4.7	4.7	5.2	3.7	4.8
Other Current Assets	-	0.9	0.9	2.2	2.3	2.2
Total Current Assets	468.2	467.5	307.4	311.5	279.3	401.9
Property, Plant & Equipment	7	7.9	9.6	5	10	14.1
Long-Term Investments	9.2	13.1	19.8	32.3	56.2	120.9
Other Intangible Assets	21.6	0.1	-	0.2	0.2	0.3
Long-Term Deferred Tax Assets	25	26.1	-	-	6.9	-
Long-Term Deferred Charges	-	21.2	21.2	22.8	28	24.6
Other Long-Term Assets	-	-	-	1.4	3.4	4.1
Total Assets	531	535.9	358	373.2	384	565.9

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	29.3	0.8	1.8	2.4	2.5	3.7
Accrued Expenses	-	16.6	12.5	15.1	14.6	16.4
Short-Term Debt	-	-	-	-	23.7	140.3
Current Portion of Long-Term Debt	249.2	267.3	101.9	54.7	-	-
Current Portion of Leases	1.8	1.8	1.8	7.2	7.2	6.9
Current Income Taxes Payable	-	7.5	7	4.2	5	4.9
Other Current Liabilities	4.4	8.4	10.1	34.1	10.7	14.8
Total Current Liabilities	284.7	302.4	135.1	117.7	63.7	187
Long-Term Debt	-	-	-	2.2	22.6	73.2
Long-Term Leases	3.8	4.5	5.8	5.4	12.6	17
Other Long-Term Liabilities	0.6	0.6	0.6	1.1	1.1	0.7
Total Liabilities	289.1	307.5	141.5	126.4	100	277.9

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	0.3	0.3	0.3	0.4	0.4	0.4
Additional Paid-In Capital	0.5	0.5	0.1	293.1	293.1	293
Retained Earnings	218.2	201.2	190.2	-84.9	-48.6	-35.6
Comprehensive Income & Other	22.9	26.4	25.9	38.2	39.1	30.2
Shareholders' Equity	241.9	228.4	216.5	246.8	284	288
Total Liabilities & Equity	531	535.9	358	373.2	384	565.9

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	254.8	273.6	109.5	69.5	66.1	237.4
Net Cash (Debt)	-65.8	0.5	80	171.6	180.7	137.9
Net Cash Growth	-	-99.38%	-53.38%	-5.04%	31.04%	63.58%
Net Cash Per Share	-0.21	0.00	0.21	0.50	0.52	0.36
Filing Date Shares Outstanding	296.5	289.27	315.85	339.26	339.04	353.35
Total Common Shares Outstanding	296.5	289.27	315.85	339.26	339.04	353.35
Working Capital	183.5	165.1	172.3	193.8	215.6	214.9
Book Value Per Share	0.82	0.79	0.69	0.73	0.84	0.82
Tangible Book Value	220.3	228.3	216.5	246.6	283.8	287.7
Tangible Book Value Per Share	0.74	0.79	0.69	0.73	0.84	0.81
Machinery	-	2.2	2.5	4.7	5.1	4.6
Leasehold Improvements	-	3.5	3.2	5.2	5.2	4.7

Data Source: S&P Global Market Intelligence Last updated: Sep 8, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Sep 25, 2026

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