International Personal Finance plc (LON:IPF)
London · Delayed Price · Currency is GBP · Price in GBX | Market Cap | 545.86M +68.0% |
| Revenue (ttm) | 737.50M +1.5% |
| Net Income | 54.20M -11.0% |
| EPS | 0.24 -8.9% |
| Shares Out | 220.10M |
| PE Ratio | 10.51 |
| Forward PE | n/a |
| Dividend | 0.13 (5.17%) |
| Ex-Dividend Date | Mar 26, 2026 |
| Volume | 177,039 |
| Average Volume | 859,561 |
| Open | 248.00 |
| Previous Close | 248.00 |
| Day's Range | 247.59 - 248.00 |
| 52-Week Range | 137.00 - 257.50 |
| Beta | 0.42 |
| RSI | 56.02 |
| Earnings Date | Jul 29, 2026 |
About LON:IPF
International Personal Finance plc, together with its subsidiaries, provides consumer credit in Europe and Mexico. The company offers home credit products, such as money transfer loans direct to bank account, cash and microbusiness loans, home, medical and life insurances, and repayments services. It also offers digital business services comprising of instalment loans and repayment schedules, credit line products, and mobile wallet payments. The company offers its products under the Provident, Credit24, hapiloans, and Creditea brands. Internati... [Read more]
Financial Performance
In 2025, LON:IPF's revenue was 737.50 million, an increase of 1.54% compared to the previous year's 726.30 million. Earnings were 54.20 million, a decrease of -11.00%.
Financial StatementsNews
Full Year 2025 International Personal Finance PLC Earnings Presentation Transcript
Full Year 2025 International Personal Finance PLC Earnings Presentation Transcript
International Personal Finance Earnings Call Transcript: H2 2025
Profit before tax rose 4% to GBP 88.6 million, with lending and receivables up double digits and customer numbers growing for the first time in a decade. Regulatory uncertainty and rising tech costs are key risks, but strong capital and funding support continued investment and growth.
International Personal Finance: delay speaks louder than a deal
International Personal Finance delays key shareholder meeting on BasePoint acquisition in order to take the temperature of investors.
FTSE 100 edges lower in quiet end of year trade
International Personal Finance led the way on the FTSE 250 index as its shares jumped 5.9% on news of a takeover.
International Personal Finance signals backing for BasePoint takeover
The London-listed home credit provider has said it is prepared to recommend a takeover by US investment firm BasePoint Capital.
International Personal Finance Earnings Call Transcript: Q3 2025
Q3 saw strong growth with group lending up 14% and digital businesses in Mexico and Australia leading expansion. Credit quality remains high, funding is robust, and the company is on track to meet full-year guidance, with further expansion planned for 2026.
UK's International Personal Finance gets $693 million sweetened bid from Basepoint
Britain's International Personal Finance said on Wednesday it received an enhanced 514.9 million pound ($693.31 million) takeover proposal from U.S.-based specialty finance group BasePoint Capital.
International Personal Finance Earnings Call Transcript: H1 2025
Profit before tax rose 5.5% to GBP 49.9 million, with strong lending and receivables growth across all divisions. Interim dividend increased 11.8%, and robust capital and funding support ongoing expansion, despite regulatory and currency headwinds.
International Personal Finance Earnings Call Transcript: Q1 2025
Q1 saw 12% lending growth and a 10% rise in net receivables, with strong momentum in Poland, Romania, and Mexico. Impairment rates fell below target, cost-income ratio held steady, and new funding plus a share buyback were announced.
Full Year 2024 International Personal Finance PLC Earnings Call Transcript
Full Year 2024 International Personal Finance PLC Earnings Call Transcript
International Personal Finance Earnings Call Transcript: Q4 2024
Reported pre-exceptional profit before tax rose 1.5% to GBP 85.2 million, with all divisions outperforming plans and robust lending growth. Dividend increased 11%, a new GBP 15 million buyback was announced, and 2025 is set for accelerated growth, especially in receivables.
International Personal Finance Earnings Call Transcript: Q3 2024
Q3 saw strong financial performance, with 11% receivables growth (ex-Poland), a 9.2% impairment rate, and robust demand for credit. Poland's business stabilized and is set for double-digit growth next year, pending a full license. Guidance for 2024 is reaffirmed.
International Personal Finance Earnings Call Transcript: H1 2024
Profit before tax rose 25% year-on-year in H1 2024, driven by strong execution of the Next Gen strategy, robust credit quality, and digital expansion. Full-year pre-exceptional PBT is now guided above consensus, with a share buyback and higher dividend reflecting strong capital and funding positions.