International Personal Finance plc (LON:IPF)
London · Delayed Price · Currency is GBP · Price in GBX 248.00
0.00 (0.00%)
Jun 8, 2026, 4:35 PM GMT
LON:IPF Income Statement
Financials in millions GBP. Fiscal year is January - December.
Millions GBP. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 737.5 | 726.3 | 767.8 | 645.5 | 548.7 | |
Revenue Growth (YoY) | 1.54% | -5.41% | 18.95% | 17.64% | -17.03% |
Cost of Revenue | 126.8 | 127.5 | 169.4 | 106.7 | 56.2 |
Gross Profit | 610.7 | 598.8 | 598.4 | 538.8 | 492.5 |
Selling, General & Admin | 312.9 | 308.1 | 308.9 | 271.8 | 259.4 |
Other Operating Expenses | 137.9 | 135.1 | 128.7 | 121.5 | 111.4 |
Operating Expenses | 450.8 | 443.2 | 437.6 | 393.3 | 370.8 |
Operating Income | 159.9 | 155.6 | 160.8 | 145.5 | 121.7 |
Interest Expense | -71.3 | -70.4 | -76.9 | -68.1 | -54 |
EBT Excluding Unusual Items | 88.6 | 85.2 | 83.9 | 77.4 | 67.7 |
Merger & Restructuring Charges | -3.3 | -6.1 | - | - | - |
Other Unusual Items | - | -5.8 | - | - | - |
Pretax Income | 85.3 | 73.3 | 83.9 | 77.4 | 67.7 |
Income Tax Expense | 31.1 | 12.4 | 35.9 | 20.6 | 25.8 |
Earnings From Continuing Operations | 54.2 | 60.9 | 48 | 56.8 | 41.9 |
Net Income | 54.2 | 60.9 | 48 | 56.8 | 41.9 |
Net Income to Common | 54.2 | 60.9 | 48 | 56.8 | 41.9 |
Net Income Growth | -11.00% | 26.88% | -15.49% | 35.56% | - |
Shares Outstanding (Basic) | 218 | 223 | 224 | 222 | 223 |
Shares Outstanding (Diluted) | 230 | 235 | 238 | 234 | 235 |
Shares Change (YoY) | -2.30% | -0.93% | 1.50% | -0.55% | 5.80% |
EPS (Basic) | 0.25 | 0.27 | 0.21 | 0.26 | 0.19 |
EPS (Diluted) | 0.24 | 0.26 | 0.20 | 0.24 | 0.18 |
EPS Growth | -8.88% | 28.22% | -16.87% | 36.52% | - |
Free Cash Flow | -11.9 | 18.4 | 81.1 | -10 | -29.9 |
Free Cash Flow Per Share | -0.05 | 0.08 | 0.34 | -0.04 | -0.13 |
Dividend Per Share | 0.128 | 0.114 | 0.103 | 0.092 | 0.080 |
Dividend Growth | 12.28% | 10.68% | 11.96% | 15.00% | - |
Gross Margin | 82.81% | 82.45% | 77.94% | 83.47% | 89.76% |
Operating Margin | 21.68% | 21.42% | 20.94% | 22.54% | 22.18% |
Profit Margin | 7.35% | 8.38% | 6.25% | 8.80% | 7.64% |
Free Cash Flow Margin | -1.61% | 2.53% | 10.56% | -1.55% | -5.45% |
EBITDA | 166 | 162.4 | 167.3 | 151.7 | 127.3 |
EBITDA Margin | 22.51% | 22.36% | 21.79% | 23.50% | 23.20% |
D&A For EBITDA | 6.1 | 6.8 | 6.5 | 6.2 | 5.6 |
EBIT | 159.9 | 155.6 | 160.8 | 145.5 | 121.7 |
EBIT Margin | 21.68% | 21.42% | 20.94% | 22.54% | 22.18% |
Effective Tax Rate | 36.46% | 16.92% | 42.79% | 26.61% | 38.11% |