International Personal Finance plc (LON:IPF)
London · Delayed Price · Currency is GBP · Price in GBX 250.00
0.00 (0.00%)
Inactive · Last trade price on Aug 3, 2026
LON:IPF Ratios and Metrics
Market cap in millions GBP. Fiscal year is January - December.
Millions GBP. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 589 | 455 | 268 | 114 | 110 | 288 | |
Market Cap Growth | 26.84% | 69.45% | 136.32% | 2.97% | -61.67% | -11.51% |
Enterprise Value | 1,297 | 1,014 | 753 | 629 | 598 | 680 |
Last Close Price | 2.50 | 2.26 | 1.16 | 0.97 | 0.54 | 0.88 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 11.91 | 8.39 | 4.41 | 2.37 | 1.94 | 6.87 |
PS Ratio | 0.73 | 0.62 | 0.37 | 0.15 | 0.17 | 0.53 |
PB Ratio | 1.05 | 0.83 | 0.58 | 0.23 | 0.25 | 0.78 |
P/TBV Ratio | 1.23 | 0.97 | 0.66 | 0.26 | 0.28 | 0.90 |
P/FCF Ratio | - | - | 14.59 | 1.40 | - | - |
P/OCF Ratio | - | - | 10.82 | 1.32 | - | - |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 1.62 | 1.38 | 1.04 | 0.82 | 0.93 | 1.24 |
EV/EBITDA Ratio | 6.62 | 6.11 | 4.64 | 3.76 | 3.94 | 5.34 |
EV/EBIT Ratio | 7.92 | 6.34 | 4.84 | 3.91 | 4.11 | 5.58 |
EV/FCF Ratio | - | - | 40.92 | 7.75 | - | - |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 1.30 | 1.17 | 1.15 | 1.07 | 1.28 | 1.34 |
Debt / EBITDA Ratio | 4.05 | 3.64 | 3.11 | 3.02 | 3.56 | 3.61 |
Debt / FCF Ratio | - | - | 29.12 | 6.60 | - | - |
Net Debt / Equity Ratio | 1.26 | 1.12 | 1.09 | 0.98 | 1.17 | 1.22 |
Net Debt / EBITDA Ratio | 4.16 | 3.67 | 3.13 | 2.95 | 3.43 | 3.52 |
Net Debt / FCF Ratio | -14.45 | -51.25 | 27.62 | 6.08 | -51.95 | -15.00 |
Asset Turnover | 0.60 | 0.60 | 0.62 | 0.65 | 0.60 | 0.54 |
Quick Ratio | 3.63 | 3.78 | 2.88 | 3.62 | 3.13 | 4.30 |
Current Ratio | 3.64 | 3.83 | 2.93 | 3.68 | 3.19 | 4.35 |
Return on Equity (ROE) | 9.11% | 10.71% | 12.58% | 10.14% | 13.98% | 11.36% |
Return on Assets (ROA) | 7.65% | 8.06% | 8.34% | 8.52% | 8.38% | 7.52% |
Return on Invested Capital (ROIC) | 7.99% | 9.54% | 13.13% | 9.39% | 12.00% | 9.53% |
Return on Capital Employed (ROCE) | 13.60% | 14.20% | 17.20% | 16.30% | 15.40% | 14.20% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 8.21% | 11.92% | 22.69% | 42.26% | 51.49% | 14.56% |
FCF Yield | -8.32% | -2.62% | 6.86% | 71.40% | -9.06% | -10.39% |
Dividend Yield | 5.13% | 5.67% | 9.86% | 10.63% | 16.92% | 9.07% |
Payout Ratio | 58.06% | 47.60% | 39.25% | 44.79% | 33.27% | 11.70% |
Buyback Yield / Dilution | 0.50% | 2.30% | 0.93% | -1.50% | 0.55% | -5.80% |
Total Shareholder Return | 5.63% | 7.97% | 10.78% | 9.14% | 17.47% | 3.27% |