International Personal Finance plc (LON:IPF)
248.00
0.00 (0.00%)
Jun 8, 2026, 4:35 PM GMT
LON:IPF Ratios and Metrics
Market cap in millions GBP. Fiscal year is January - December.
Millions GBP. Fiscal year is Jan - Dec.
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 8, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 546 | 513 | 282 | 267 | 163 | 285 | |
Market Cap Growth | 61.67% | 81.70% | 5.98% | 63.93% | -43.01% | 57.63% |
Enterprise Value | 1,156 | 1,062 | 762 | 783 | 646 | 678 |
Last Close Price | 2.48 | 2.26 | 1.16 | 0.97 | 0.54 | 0.88 |
PE Ratio | 10.51 | 9.47 | 4.64 | 5.55 | 2.86 | 6.81 |
Forward PE | - | 8.41 | 5.84 | 5.93 | 4.42 | 6.57 |
PS Ratio | 0.74 | 0.70 | 0.39 | 0.35 | 0.25 | 0.52 |
PB Ratio | 1.00 | 0.94 | 0.61 | 0.53 | 0.37 | 0.78 |
P/TBV Ratio | 1.16 | 1.09 | 0.70 | 0.60 | 0.41 | 0.89 |
P/FCF Ratio | - | - | 15.35 | 3.29 | - | - |
P/OCF Ratio | - | - | 11.39 | 3.11 | - | - |
PEG Ratio | - | 1.27 | 1.27 | 1.27 | 1.27 | 1.27 |
EV/Sales Ratio | 1.57 | 1.44 | 1.05 | 1.02 | 1.00 | 1.24 |
EV/EBITDA Ratio | 6.57 | 6.40 | 4.70 | 4.68 | 4.26 | 5.33 |
EV/EBIT Ratio | 7.23 | 6.64 | 4.90 | 4.87 | 4.44 | 5.57 |
EV/FCF Ratio | -97.12 | - | 41.44 | 9.65 | - | - |
Debt / Equity Ratio | 1.17 | 1.17 | 1.15 | 1.07 | 1.28 | 1.34 |
Debt / EBITDA Ratio | 3.64 | 3.64 | 3.11 | 3.02 | 3.56 | 3.61 |
Debt / FCF Ratio | - | - | 29.12 | 6.60 | - | - |
Net Debt / Equity Ratio | 1.12 | 1.12 | 1.09 | 0.98 | 1.17 | 1.22 |
Net Debt / EBITDA Ratio | 3.67 | 3.67 | 3.13 | 2.95 | 3.43 | 3.52 |
Net Debt / FCF Ratio | -51.25 | -51.25 | 27.62 | 6.08 | -51.95 | -15.00 |
Asset Turnover | 0.60 | 0.60 | 0.62 | 0.65 | 0.60 | 0.54 |
Quick Ratio | 3.78 | 3.78 | 2.88 | 3.62 | 3.13 | 4.30 |
Current Ratio | 3.83 | 3.83 | 2.93 | 3.68 | 3.19 | 4.35 |
Return on Equity (ROE) | 10.71% | 10.71% | 12.58% | 10.14% | 13.98% | 11.36% |
Return on Assets (ROA) | 8.06% | 8.06% | 8.34% | 8.52% | 8.38% | 7.52% |
Return on Invested Capital (ROIC) | 8.79% | 9.54% | 13.13% | 9.39% | 12.00% | 9.53% |
Return on Capital Employed (ROCE) | 14.20% | 14.20% | 17.20% | 16.30% | 15.40% | 14.20% |
Earnings Yield | 9.93% | 10.56% | 21.56% | 18.01% | 34.93% | 14.69% |
FCF Yield | -2.18% | -2.32% | 6.51% | 30.43% | -6.15% | -10.48% |
Dividend Yield | 5.16% | 5.67% | 9.86% | 10.63% | 16.92% | 9.07% |
Payout Ratio | 47.60% | 47.60% | 39.25% | 44.79% | 33.27% | 11.70% |
Buyback Yield / Dilution | 2.30% | 2.30% | 0.93% | -1.50% | 0.55% | -5.80% |
Total Shareholder Return | 7.46% | 7.97% | 10.78% | 9.14% | 17.47% | 3.27% |