International Personal Finance plc (LON:IPF)

LON:IPF Ratios and Metrics

Market cap in millions GBP. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 23, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	334	282	267	163	285	181
Market Cap Growth	5.98%	5.98%	63.93%	-43.01%	57.63%	-49.65%
Enterprise Value	842	762	783	646	678	715
Last Close Price	1.53	1.22	1.02	0.57	0.93	0.58
PE Ratio	5.91	4.64	5.55	2.86	6.81	-
Forward PE	6.34	5.84	5.93	4.42	6.57	-
PS Ratio	0.46	0.39	0.35	0.25	0.52	0.27
PB Ratio	0.72	0.61	0.53	0.37	0.78	0.49
P/TBV Ratio	0.82	0.70	0.60	0.41	0.89	0.57
P/FCF Ratio	18.14	15.35	3.29	-	-	0.65
P/OCF Ratio	13.46	11.39	3.11	-	-	0.64
PEG Ratio	-	1.27	1.27	1.27	1.27	1.27
EV/Sales Ratio	1.16	1.05	1.02	1.00	1.24	1.08
EV/EBITDA Ratio	4.88	4.70	4.68	4.26	5.33	21.40
EV/EBIT Ratio	5.41	4.90	4.87	4.44	5.57	27.28
EV/FCF Ratio	45.76	41.44	9.65	-	-	2.55
Debt / Equity Ratio	1.15	1.15	1.07	1.28	1.34	1.38
Debt / EBITDA Ratio	3.11	3.11	3.02	3.56	3.61	11.81
Debt / FCF Ratio	29.12	29.12	6.60	-	-	1.83
Asset Turnover	0.62	0.62	0.65	0.60	0.54	0.56
Quick Ratio	2.88	2.88	3.62	3.13	4.30	4.80
Current Ratio	2.93	2.93	3.68	3.19	4.35	4.86
Return on Equity (ROE)	12.58%	12.58%	10.14%	13.98%	11.36%	-15.91%
Return on Assets (ROA)	8.34%	8.34%	8.52%	8.38%	7.52%	1.40%
Return on Capital (ROIC)	9.54%	9.54%	9.79%	9.71%	8.75%	1.63%
Return on Capital Employed (ROCE)	17.20%	17.20%	16.30%	15.40%	14.20%	3.00%
Earnings Yield	18.25%	21.56%	18.01%	34.93%	14.69%	-35.47%
FCF Yield	5.51%	6.51%	30.43%	-6.15%	-10.48%	154.59%
Dividend Yield	7.45%	9.34%	10.07%	16.03%	8.59%	-
Payout Ratio	39.24%	39.25%	44.79%	33.27%	11.70%	-
Buyback Yield / Dilution	0.93%	0.93%	-1.50%	0.55%	-5.80%	6.20%
Total Shareholder Return	8.25%	10.26%	8.58%	16.58%	2.79%	6.20%

Updated Mar 20, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.