International Personal Finance plc (LON:IPF)

LON:IPF Ratios and Metrics

Market cap in millions GBP. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Apr 28, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	303	282	267	163	285	181
Market Cap Growth	5.98%	5.98%	63.93%	-43.01%	57.63%	-49.65%
Enterprise Value	811	762	783	646	678	715
Last Close Price	1.39	1.22	1.02	0.57	0.93	0.58
PE Ratio	5.37	4.64	5.55	2.86	6.81	-
Forward PE	5.90	5.84	5.93	4.42	6.57	-
PS Ratio	0.42	0.39	0.35	0.25	0.52	0.27
PB Ratio	0.65	0.61	0.53	0.37	0.78	0.49
P/TBV Ratio	0.75	0.70	0.60	0.41	0.89	0.57
P/FCF Ratio	16.48	15.35	3.29	-	-	0.65
P/OCF Ratio	12.23	11.39	3.11	-	-	0.64
PEG Ratio	-	0.22	0.22	0.22	0.22	0.22
EV/Sales Ratio	1.12	1.05	1.02	1.00	1.24	1.08
EV/EBITDA Ratio	4.70	4.70	4.68	4.26	5.33	21.40
EV/EBIT Ratio	5.21	4.90	4.87	4.44	5.57	27.28
EV/FCF Ratio	44.10	41.44	9.65	-	-	2.55
Debt / Equity Ratio	1.15	1.15	1.07	1.28	1.34	1.38
Debt / EBITDA Ratio	3.11	3.11	3.02	3.56	3.61	11.81
Debt / FCF Ratio	29.12	29.12	6.60	-	-	1.83
Asset Turnover	0.62	0.62	0.65	0.60	0.54	0.56
Quick Ratio	2.88	2.88	3.62	3.13	4.30	4.80
Current Ratio	2.93	2.93	3.68	3.19	4.35	4.86
Return on Equity (ROE)	12.58%	12.58%	10.14%	13.98%	11.36%	-15.91%
Return on Assets (ROA)	8.34%	8.34%	8.52%	8.38%	7.52%	1.40%
Return on Capital (ROIC)	9.54%	9.54%	9.79%	9.71%	8.75%	1.63%
Return on Capital Employed (ROCE)	17.20%	17.20%	16.30%	15.40%	14.20%	3.00%
Earnings Yield	20.08%	21.56%	18.01%	34.93%	14.69%	-35.47%
FCF Yield	6.07%	6.51%	30.43%	-6.15%	-10.48%	154.59%
Dividend Yield	8.19%	9.34%	10.07%	16.03%	8.59%	-
Payout Ratio	39.24%	39.25%	44.79%	33.27%	11.70%	-
Buyback Yield / Dilution	0.93%	0.93%	-1.50%	0.55%	-5.80%	6.20%
Total Shareholder Return	9.12%	10.26%	8.58%	16.58%	2.79%	6.20%

Updated Mar 20, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.