Lombard Bank Malta p.l.c. (MSE:LOM)

Lombard Bank Malta p.l.c. Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	39.07	37.25	35.45	31.53	26.5	23.45
Interest Income on Investments	3.46	3.21	3.16	2.38	2.66	2.35
Total Interest Income	42.53	40.46	38.61	33.9	29.16	25.81
Interest Paid on Deposits	14.98	13.91	10.88	7.84	6.74	6.17
Net Interest Income	27.55	26.55	27.73	26.06	22.42	19.64
Net Interest Income Growth	-0.31%	-4.23%	6.37%	16.27%	14.16%	3.47%
Income From Trading Activities	0.55	0.61	0.63	0.38	0.79	0.62
Other Non-Interest Income	51.83	49.33	45.94	43.95	36.42	42.81
Total Non-Interest Income	52.39	49.95	46.57	44.33	37.21	43.43
Non-Interest Income Growth	10.25%	7.25%	5.05%	19.13%	-14.32%	4.99%
Revenues Before Loan Losses	79.93	76.5	74.3	70.39	59.63	63.06
Provision for Loan Losses	-0.04	-0.96	-0.93	1.26	-16.24	-1.46
Revenue	79.97	77.46	75.22	69.13	75.87	64.53
Revenue Growth	6.09%	2.97%	8.81%	-8.88%	17.58%	14.47%
Salaries and Employee Benefits	29.27	28.3	26.53	24.38	24.01	24.36
Occupancy Expenses	3.68	3.59	3.62	3.16	2.92	2.72
Selling, General & Administrative	2.02	2.02	2	1.79	1.71	3.02
Other Non-Interest Expense	23.45	23.1	23.62	24.95	19.19	21.64
Total Non-Interest Expense	57.64	53.69	55.81	54.61	48.22	52.14
EBT Excluding Unusual Items	22.33	23.77	19.42	14.53	27.65	12.39
Legal Settlements	-	-	-	-	0.03	0.25
Pretax Income	22.33	23.77	19.42	14.53	27.68	12.64
Income Tax Expense	7.53	7.18	7.26	4.91	10.05	4.76
Earnings From Continuing Operations	14.8	16.58	12.16	9.62	17.63	7.88
Minority Interest in Earnings	-1.3	-1.2	-0.87	-0.55	-0.1	-0.4
Net Income	13.5	15.38	11.29	9.06	17.53	7.48
Net Income to Common	13.5	15.38	11.29	9.06	17.53	7.48
Net Income Growth	2.97%	36.21%	24.59%	-48.29%	134.33%	12.67%
Basic Shares Outstanding	154	154	155	100	93	92
Diluted Shares Outstanding	154	154	155	100	93	92
Shares Change	-0.19%	-0.19%	54.01%	8.22%	0.63%	0.00%
EPS (Basic)	0.09	0.10	0.07	0.09	0.19	0.08
EPS (Diluted)	0.09	0.10	0.07	0.09	0.19	0.08
EPS Growth	3.17%	36.47%	-19.10%	-52.22%	132.86%	12.66%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	0.034	0.034	0.034	0.016	-	0.010
Dividend Growth	0.59%	0.59%	108.59%	-	-	-31.47%
Effective Tax Rate	33.72%	30.23%	37.38%	33.79%	36.31%	37.66%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Sep 11, 2026

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