Al Madina Insurance Company SAOG (MSM:AMAT)
Oman · Delayed Price · Currency is OMR 0.1040
-0.0010 (-0.95%)
At close: Oct 29, 2026
MSM:AMAT Income Statement
Financials in millions OMR. Fiscal year is January - December.
Millions OMR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 43.7 | 40.92 | 39.32 | 15.62 | 15.21 | 14.34 |
Total Interest & Dividend Income | 1 | 0.83 | 0.37 | 1.43 | 0.83 | 1.35 |
Gain (Loss) on Sale of Investments | - | - | -0.01 | - | - | - |
Other Revenue | 0.9 | 0.9 | 0.78 | -0.79 | 0.43 | 0.57 |
| 45.61 | 42.65 | 40.46 | 16.26 | 16.47 | 16.26 | |
Revenue Growth | 107.74% | 5.41% | 148.89% | -1.33% | 1.29% | 2.34% |
Policy Benefits | 46.28 | 41.94 | 40.39 | 8.53 | 8.65 | 7.42 |
Policy Acquisition & Underwriting Costs | 3.19 | 3.19 | 2.91 | 2.06 | 1.79 | 1.91 |
Selling, General & Administrative | 5.46 | 5.46 | 4.83 | 4.65 | 4.68 | 4.65 |
Provision for Bad Debts | - | - | - | 0.12 | - | 0.46 |
Other Operating Expenses | -12.78 | -12.28 | -10.63 | -0.82 | 0.28 | 0.68 |
Total Operating Expenses | 42.15 | 38.32 | 37.51 | 14.54 | 15.4 | 15.12 |
Operating Income | 3.45 | 4.33 | 2.95 | 1.71 | 1.07 | 1.15 |
Other Non Operating Income (Expenses) | - | - | -2.15 | 0 | 0.24 | -0 |
Pretax Income | 3.45 | 4.33 | 0.8 | 1.71 | 1.31 | 1.15 |
Income Tax Expense | 0.33 | 0.33 | 0.22 | 0.28 | 0.25 | 0.19 |
Net Income | 3.13 | 4 | 0.58 | 1.43 | 1.06 | 0.95 |
Net Income to Common | 3.13 | 4 | 0.58 | 1.43 | 1.06 | 0.95 |
Net Income Growth | 16.25% | 588.58% | -59.37% | 34.78% | 11.15% | 33.51% |
Shares Outstanding (Basic) | 175 | 175 | 175 | 175 | 175 | 175 |
Shares Outstanding (Diluted) | 175 | 175 | 175 | 175 | 175 | 175 |
Shares Change | - | - | - | - | - | - |
EPS (Basic) | 0.02 | 0.02 | 0.00 | 0.01 | 0.01 | 0.01 |
EPS (Diluted) | 0.02 | 0.02 | 0.00 | 0.01 | 0.01 | 0.01 |
EPS Growth | 16.25% | 588.71% | -59.38% | 34.78% | 11.14% | 33.53% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | - | 6.03 | 3.3 | -2.57 | 0.29 | -2.17 |
Free Cash Flow Per Share | - | 0.03 | 0.02 | -0.01 | 0.00 | -0.01 |
Dividend Per Share | - | 0.007 | 0.007 | 0.007 | 0.007 | 0.007 |
Dividend Growth | - | 0% | 0% | 0% | -6.67% | -25.00% |
Operating Margin | 7.57% | 10.15% | 7.30% | 10.54% | 6.51% | 7.06% |
Profit Margin | 6.86% | 9.38% | 1.44% | 8.80% | 6.44% | 5.87% |
Free Cash Flow Margin | - | 14.15% | 8.16% | -15.83% | 1.74% | -13.37% |
EBITDA | 3.6 | 4.42 | 3.05 | 1.83 | 1.19 | 1.27 |
EBITDA Margin | 7.89% | 10.37% | 7.55% | 11.26% | 7.25% | 7.78% |
D&A For EBITDA | 0.14 | 0.09 | 0.1 | 0.12 | 0.12 | 0.12 |
EBIT | 3.45 | 4.33 | 2.95 | 1.71 | 1.07 | 1.15 |
EBIT Margin | 7.57% | 10.15% | 7.30% | 10.54% | 6.51% | 7.06% |
Effective Tax Rate | 9.43% | 7.52% | 27.72% | 16.53% | 19.18% | 16.80% |