Bank Muscat SAOG (MSM:BKMB)
Oman · Delayed Price · Currency is OMR 0.4000
+0.0040 (1.01%)
At close: Nov 4, 2026
Bank Muscat SAOG Income Statement
Financials in millions OMR. Fiscal year is January - December.
Millions OMR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 724.7 | 703.46 | 711.13 | 659.04 | 553.78 | 521.84 |
Interest Paid on Deposits | 301.19 | 290.46 | 313.42 | 284.22 | 208.93 | 186.31 |
Net Interest Income | 423.51 | 413.01 | 397.7 | 374.82 | 344.86 | 335.54 |
Net Interest Income Growth | 2.13% | 3.85% | 6.10% | 8.69% | 2.78% | 4.16% |
Gain (Loss) on Sale of Investments | 0.59 | 1.6 | 1.13 | 0.16 | 9.21 | 0.64 |
Gain (Loss) on Sale of Equity Investments | - | - | - | - | 0.93 | 0.17 |
Other Non-Interest Income | 182.03 | 172.96 | 143.88 | 137.84 | 125.97 | 139.3 |
Total Non-Interest Income | 182.62 | 174.56 | 145 | 138 | 136.11 | 140.11 |
Non-Interest Income Growth | 15.40% | 20.38% | 5.08% | 1.39% | -2.86% | 4.24% |
Revenues Before Loan Losses | 606.13 | 587.56 | 542.71 | 512.82 | 480.97 | 475.65 |
Provision for Loan Losses | 50.1 | 60.97 | 64.41 | 64.66 | 59.94 | 60.22 |
| 556.03 | 526.59 | 478.3 | 448.16 | 421.02 | 415.43 | |
Revenue Growth | 8.81% | 10.10% | 6.73% | 6.44% | 1.35% | 10.63% |
Salaries and Employee Benefits | - | - | - | - | 104.19 | 98.3 |
Occupancy Expenses | 24.67 | 24.88 | 21.27 | 19.95 | 18.18 | 17.31 |
Selling, General & Administrative | 8.35 | 8.35 | 7.85 | 8.28 | 62.16 | 75.85 |
Other Non-Interest Expense | 199.68 | 190.03 | 180.14 | 168.16 | - | - |
Total Non-Interest Expense | 231.98 | 222.53 | 208.27 | 195.94 | 184.52 | 191.46 |
EBT Excluding Unusual Items | 324.05 | 304.06 | 270.03 | 252.22 | 236.5 | 223.97 |
Pretax Income | 324.05 | 304.06 | 270.03 | 252.22 | 236.5 | 223.97 |
Income Tax Expense | 50.9 | 48.53 | 44.45 | 39.77 | 35.75 | 34.35 |
Net Income | 273.15 | 255.54 | 225.58 | 212.45 | 200.75 | 189.63 |
Preferred Dividends & Other Adjustments | 24.01 | 24.01 | 23.62 | 23.1 | 7.15 | 7.15 |
Net Income to Common | 249.14 | 231.52 | 201.96 | 189.35 | 193.6 | 182.48 |
Net Income Growth | 12.04% | 14.64% | 6.66% | -2.20% | 6.10% | 16.83% |
Basic Shares Outstanding | 7,506 | 7,506 | 7,506 | 7,506 | 7,506 | 7,506 |
Diluted Shares Outstanding | 7,506 | 7,506 | 7,506 | 7,506 | 7,506 | 7,506 |
Shares Change | - | - | - | - | - | - |
EPS (Basic) | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 |
EPS (Diluted) | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 |
EPS Growth | 11.40% | 14.64% | 6.66% | -2.20% | 7.46% | 15.35% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 0.018 | 0.018 | 0.017 | 0.015 | 0.015 | 0.014 |
Dividend Growth | 9.09% | 9.09% | 6.45% | 3.33% | 4.90% | 32.41% |
Effective Tax Rate | 15.71% | 15.96% | 16.46% | 15.77% | 15.12% | 15.33% |