National Bank of Oman SAOG (MSM:NBOB)

MSM:NBOB Income Statement

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	-	272.49	272.02	242.53	194.01	175.32
Interest Paid on Deposits	-	160.55	163.24	131.99	90.47	83.73
Net Interest Income	118.15	111.94	108.78	110.54	103.54	91.58
Net Interest Income Growth	7.75%	2.90%	-1.59%	6.76%	13.06%	0.75%
Gain (Loss) on Sale of Investments	0.51	0.51	0.15	0.78	2.42	0.89
Other Non-Interest Income	56.29	51.05	42.39	34.55	32.28	30.88
Total Non-Interest Income	56.8	51.56	42.54	35.33	34.7	31.77
Non-Interest Income Growth	21.40%	21.18%	20.43%	1.81%	9.22%	21.91%
Revenues Before Loan Losses	174.94	163.49	151.33	145.87	138.24	123.35
Provision for Loan Losses	17.23	14.52	14.14	15.7	20.25	23.99
Revenue	157.72	148.98	137.19	130.17	117.99	99.37
Revenue Growth	10.44%	8.59%	5.39%	10.32%	18.74%	16.04%
Salaries and Employee Benefits	40.51	40.51	39.37	38.21	36.71	38.89
Occupancy Expenses	6.53	6.53	6.33	6.1	5.86	6.14
Selling, General & Administrative	19.38	19.38	17.28	17.6	-	-
Other Non-Interest Expense	3.17	-	-	-	17.94	18.47
Total Non-Interest Expense	69.59	66.42	62.98	61.91	60.52	63.5
EBT Excluding Unusual Items	88.13	82.56	74.21	68.26	57.47	35.87
Pretax Income	88.13	82.56	74.21	68.26	57.47	35.87
Income Tax Expense	12.87	12.36	11.14	10.23	9.26	5.59
Net Income	75.27	70.21	63.06	58.03	48.21	30.28
Preferred Dividends & Other Adjustments	16.63	16.63	12.73	12.73	9.24	8.46
Net Income to Common	58.63	53.57	50.34	45.3	38.97	21.82
Net Income Growth	13.73%	6.43%	11.11%	16.25%	78.64%	141.00%
Basic Shares Outstanding	1,626	1,626	1,626	1,626	1,626	1,626
Diluted Shares Outstanding	1,626	1,626	1,626	1,626	1,626	1,626
Shares Change	-	-	-	-	-	-
EPS (Basic)	0.04	0.03	0.03	0.03	0.02	0.01
EPS (Diluted)	0.04	0.03	0.03	0.03	0.02	0.01
EPS Growth	13.73%	6.42%	11.11%	16.25%	78.65%	140.99%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	-	0.011	0.009	0.009	0.007	0.004
Dividend Growth	-	11.70%	10.59%	14.87%	100.00%	-
Effective Tax Rate	14.60%	14.97%	15.02%	14.99%	16.11%	15.59%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 26, 2026

Data Sources Report a data error