National Finance Company SAOG (MSM:NFCI)
Oman · Delayed Price · Currency is OMR 0.2120
0.00 (0.00%)
At close: Aug 26, 2026
MSM:NFCI Income Statement
Financials in millions OMR. Fiscal year is January - December.
Millions OMR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest and Dividend Income | 75.78 | 72.26 | 60.47 | 48.91 | 43.49 | 40.98 |
Total Interest Expense | 31 | 30.84 | 29.08 | 23.06 | 17.99 | 16.93 |
Net Interest Income | 44.78 | 41.42 | 31.39 | 25.85 | 25.5 | 24.05 |
Other Revenue | 3.39 | 3.39 | 2.81 | 2.52 | 2.63 | - |
Revenue Before Loan Losses | 48.17 | 44.81 | 34.2 | 28.36 | 28.12 | 24.05 |
Provision for Loan Losses | 10.83 | 9.38 | 4.65 | 2.06 | 4.07 | 3.64 |
| 37.34 | 35.43 | 29.55 | 26.3 | 24.05 | 20.42 | |
Revenue Growth | 18.10% | 19.87% | 12.35% | 9.37% | 17.81% | 2.35% |
Salaries & Employee Benefits | 18.22 | 11.88 | 10.49 | 9.03 | 7.76 | 7.72 |
Cost of Services Provided | -4.91 | 2.18 | 1.84 | 1.62 | 1.97 | 1.25 |
Other Operating Expenses | 2.51 | 1.92 | 1.76 | 1.66 | 1.59 | -1.28 |
Total Operating Expenses | 17.76 | 17.22 | 15.3 | 13.24 | 12.22 | 8.65 |
Operating Income | 19.58 | 18.2 | 14.25 | 13.07 | 11.83 | 11.76 |
EBT Excluding Unusual Items | 19.58 | 18.2 | 14.25 | 13.07 | 11.83 | 11.76 |
Pretax Income | 19.58 | 18.2 | 14.25 | 13.07 | 11.92 | 11.76 |
Income Tax Expense | 3.31 | 2.99 | 2.14 | 1.96 | 1.79 | 3.14 |
Net Income | 16.28 | 15.21 | 12.11 | 11.11 | 10.13 | 8.62 |
Preferred Dividends & Other Adjustments | 2.71 | 2.71 | 1.36 | 0.72 | 1.46 | 1.46 |
Net Income to Common | 13.56 | 12.5 | 10.75 | 10.38 | 8.68 | 7.17 |
Net Income Growth | 28.38% | 16.21% | 3.56% | 19.66% | 21.08% | 9.27% |
Shares Outstanding (Basic) | 651 | 651 | 651 | 651 | 651 | 651 |
Shares Outstanding (Diluted) | 651 | 651 | 651 | 651 | 651 | 651 |
Shares Change | - | - | - | - | - | - |
EPS (Basic) | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 |
EPS (Diluted) | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 |
EPS Growth | 28.38% | 16.21% | 3.94% | 20.46% | 22.22% | 7.99% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 10.54 | 11.77 | -26.02 | 23.07 | 6.05 | 4.97 |
Free Cash Flow Per Share | 0.02 | 0.02 | -0.04 | 0.04 | 0.01 | 0.01 |
Dividend Per Share | 0.014 | 0.014 | 0.011 | 0.009 | 0.007 | 0.007 |
Dividend Growth | 26.13% | 26.13% | 30.59% | 26.87% | 0% | 34.00% |
Operating Margin | 52.44% | 51.39% | 48.21% | 49.68% | 49.18% | 57.62% |
Profit Margin | 36.31% | 35.28% | 36.39% | 39.48% | 36.08% | 35.11% |
Free Cash Flow Margin | 28.22% | 33.23% | -88.06% | 87.70% | 25.15% | 24.36% |
Effective Tax Rate | 16.88% | 16.44% | 14.99% | 15.02% | 15.00% | 26.71% |