Oman Arab Bank SAOG (MSM:OAB)

Oman Arab Bank SAOG Income Statement

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	-	164.02	162.48	145.73	127.09	119.05
Interest Paid on Deposits	-	83.73	90.11	75.03	52.62	49.61
Net Interest Income	86.72	80.3	72.37	70.7	74.47	69.44
Net Interest Income Growth	8.95%	10.95%	2.37%	-5.07%	7.24%	-2.06%
Gain (Loss) on Sale of Investments	0.07	0.07	0.02	0.02	-0.03	3.19
Other Non-Interest Income	58.62	58.62	54.07	49.53	47.91	38.26
Total Non-Interest Income	58.69	58.69	54.1	49.54	47.87	41.45
Non-Interest Income Growth	4.45%	8.49%	9.19%	3.49%	15.51%	33.61%
Revenues Before Loan Losses	145.4	138.98	126.47	120.24	122.34	110.89
Provision for Loan Losses	22.91	22.91	18.14	24.73	30.34	35.21
Revenue	122.5	116.08	108.32	95.51	92	75.67
Revenue Growth	7.95%	7.16%	13.41%	3.82%	21.57%	-9.22%
Salaries and Employee Benefits	45.7	45.7	43.42	42.23	42.25	42.16
Occupancy Expenses	8.96	8.96	9.88	9.53	9.23	10.67
Amortization of Goodwill & Intangibles	0.31	0.31	0.31	0.31	0.31	-
Selling, General & Administrative	0.41	0.41	0.4	0.4	0.3	21.95
Other Non-Interest Expense	21.33	19.88	18.18	18.81	22.65	-
Total Non-Interest Expense	76.69	75.24	72.18	71.28	74.74	74.78
EBT Excluding Unusual Items	45.81	40.84	36.14	24.23	17.26	0.89
Other Unusual Items	-	-	-	-	-	1.17
Pretax Income	45.81	40.84	36.14	24.23	17.46	8
Income Tax Expense	6.62	6.48	5.7	3.68	1.28	0.92
Earnings From Continuing Operations	39.18	34.35	30.44	20.56	16.18	7.08
Net Income	39.18	34.35	30.44	20.56	16.18	7.08
Preferred Dividends & Other Adjustments	13.39	13.39	10.9	10.71	10.79	10.2
Net Income to Common	25.79	20.96	19.54	9.84	5.39	-3.11
Net Income Growth	15.42%	7.28%	98.51%	82.48%	-	-
Basic Shares Outstanding	2,003	1,842	1,750	1,669	1,669	1,669
Diluted Shares Outstanding	2,003	1,842	1,750	1,669	1,669	1,669
Shares Change	10.17%	5.27%	4.80%	-	-	10.72%
EPS (Basic)	0.01	0.01	0.01	0.01	0.00	-0.00
EPS (Diluted)	0.01	0.01	0.01	0.01	0.00	-0.00
EPS Growth	4.79%	1.91%	89.42%	82.48%	-	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	-	0.005	-	-	-	-
Dividend Growth	-	-	-	-	-	-
Effective Tax Rate	14.46%	15.88%	15.77%	15.18%	7.30%	11.50%

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 9, 2026

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