American Funds College 2027 529A (CSTAX)
| Fund Assets | 3.78B |
| Expense Ratio | 0.70% |
| Min. Investment | $250 |
| Turnover | 17.00% |
| Dividend (ttm) | 0.45 |
| Dividend Yield | 3.44% |
| Dividend Growth | 21.44% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 23, 2024 |
| Previous Close | 12.56 |
| YTD Return | 5.99% |
| 1-Year Return | 5.98% |
| 5-Year Return | 18.88% |
| 52-Week Low | 11.78 |
| 52-Week High | 12.60 |
| Beta (5Y) | n/a |
| Holdings | 14 |
| Inception Date | Sep 14, 2012 |
About CSTAX
American Funds College 2027 Fund Class 529-A is a target-date 529 portfolio designed to support education savers approaching the 2027 enrollment window. It seeks a blend of growth, income, and capital preservation, shifting over time toward more conservative holdings as the target date nears. The portfolio allocates predominantly to underlying American Funds strategies across U.S. and non-U.S. equities, core and short-term bonds, mortgages, high yield, and balanced funds, concentrating most assets in its top underlying holdings to implement its glide path efficiently. Within American Funds’ CollegeAmerica program, it fits the moderately conservative allocation cohort, aiming for volatility consistent with roughly one-third to one-half equity exposure as beneficiaries approach college. Key attributes include a multi-manager approach from Capital Group, an emphasis on fixed income as the date approaches, and ongoing income generation via bond and equity-income sleeves. Morningstar classifies it in the Moderately Conservative Allocation category and notes a cost profile in the lower-fee tiers for its peer group, with a Gold Medalist rating supported by team and process assessments.
Performance
CSTAX had a total return of 5.98% in the past year, including dividends. Since the fund's inception, the average annual return has been 5.65%.
Equivalent Funds
These are funds that follow the same index from the other major fund companies.
Top 10 Holdings
97.00% of assets| Name | Symbol | Weight |
|---|---|---|
| American Funds Interm Bd Fd of Amer R6 | RBOGX | 28.43% |
| American Funds ST Bd Fd of Amer R6 | RMMGX | 19.93% |
| American Funds Mortgage R6 | RMAGX | 12.50% |
| American Funds American Mutual R6 | RMFGX | 9.56% |
| American Funds Strategic Bond R-6 | RANGX | 7.49% |
| American Funds American Balanced R6 | RLBGX | 6.07% |
| American Funds The Bond Fund of America | RBFGX | 5.50% |
| American Funds American High-Inc R6 | RITGX | 2.51% |
| American Funds Income Fund of Amer R6 | RIDGX | 2.51% |
| American Funds Multi-Sector Income R-6 | RMDUX | 2.50% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 23, 2024 | $0.4486 | Dec 24, 2024 |
| Dec 21, 2023 | $0.3694 | Dec 22, 2023 |
| Dec 22, 2022 | $0.3841 | Dec 23, 2022 |
| Dec 22, 2021 | $0.9743 | Dec 23, 2021 |
| Dec 22, 2020 | $0.7486 | Dec 23, 2020 |
| Dec 26, 2019 | $0.5134 | Dec 27, 2019 |