American Funds College 2027 529-E (CTSEX)

Fund Assets	3.85B
Expense Ratio	0.90%
Min. Investment	$250
Turnover	17.00%
Dividend (ttm)	0.62
Dividend Yield	4.99%
Dividend Growth	45.84%
Payout Frequency	Annual
Ex-Dividend Date	Dec 23, 2025

Previous Close	12.38
YTD Return	1.97%
1-Year Return	4.32%
5-Year Return	13.13%
52-Week Low	12.04
52-Week High	12.77
Beta (5Y)	0.31
Holdings	14
Inception Date	Sep 14, 2012

About CTSEX

American Funds College 2027 Fund 529-E is an age‑based 529 portfolio designed to balance growth, income, and capital preservation as a beneficiary approaches college enrollment around 2027. According to its sponsor, the strategy gradually shifts to a more conservative mix over time, increasingly emphasizing fixed income, equity‑income, and balanced underlying funds to reduce volatility near the target date. The portfolio invests primarily through American Funds strategies, with a substantial allocation to U.S. bonds and complementary exposure to non‑U.S. bonds, U.S. equities, and a smaller sleeve of non‑U.S. equities, reflecting its late‑stage glide‑path positioning. Its construction relies on multiple experienced managers and diversified underlying bond and balanced funds to manage interest‑rate, credit, and equity risks while seeking dependable income. The fund’s objectives and asset mix align with 529 plan needs—aiming to preserve accumulated savings as tuition nears while retaining some growth potential through equity and multi‑sector income exposure. Morningstar categorizes it within allocation/target‑date frameworks and notes concentrated top holdings primarily in American Funds fixed‑income and balanced strategies.

• Fund Family: Capital Group
• Category: Mix-Asst Targ 2030
• Performance Rating: Below Average
• Risk Rating: Low
• Stock Exchange: NASDAQ
• Ticker Symbol: CTSEX
• Share Class: Class 529-e
• Index: S&P 500 TR

Performance

CTSEX had a total return of 4.32% in the past year, including dividends. Since the fund's inception, the average annual return has been 5.26%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FTFEX	Fidelity	Fidelity Advisor Freedom 2030 M	1.11%
FIJNX	Fidelity	Fidelity Advisor Freedom 2030 Z	0.55%
FAFEX	Fidelity	Fidelity Advisor Freedom 2030 A	0.86%
FDGLX	Fidelity	Fidelity Advisor Freedom 2030 K6	0.35%
FFFEX	Fidelity	Fidelity Freedom 2030 Fund	0.61%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
FFCTX	Class 529-f-3	0.34%
FFCFX	Class 529-f-2	0.40%
CSTAX	Class 529-a	0.67%
CTSFX	Class 529-f-1	0.71%

Top 10 Holdings

99.04% of assets

Name	Symbol	Weight
American Funds ST Bd Fd of Amer R-6	RMMGX	33.30%
American Fds Itmt Bd Fd of Amer R-6	RBOGX	30.16%
American Funds Mortgage R-6	RMAGX	10.83%
American Funds American Mutual R-6	RMFGX	9.27%
American Funds Strategic Bond R-6	RANGX	5.80%
American Funds American Balanced R-6	RLBGX	5.36%
American Funds Bond Fund of Amer R-6	RBFGX	1.83%
American Funds Multi-Sector Inc R-6	RMDUX	0.83%
American Funds American High-Inc R-6	RITGX	0.83%
American Funds Income Fd of Amer R-6	RIDGX	0.83%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 23, 2025	$0.6169	Dec 24, 2025
Dec 23, 2024	$0.423	Dec 24, 2024
Dec 21, 2023	$0.344	Dec 22, 2023
Dec 22, 2022	$0.359	Dec 23, 2022
Dec 22, 2021	$0.9455	Dec 23, 2021
Dec 22, 2020	$0.7197	Dec 23, 2020

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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