American Funds College 2027 529-F-3 (FFCTX)

Fund Assets	3.85B
Expense Ratio	0.34%
Min. Investment	$250
Turnover	17.00%
Dividend (ttm)	0.46
Dividend Yield	3.70%
Dividend Growth	2.50%
Payout Frequency	Annual
Ex-Dividend Date	Dec 23, 2025

Previous Close	12.53
YTD Return	2.29%
1-Year Return	4.94%
5-Year Return	16.31%
52-Week Low	12.14
52-Week High	12.92
Beta (5Y)	n/a
Holdings	14
Inception Date	Oct 30, 2020

About FFCTX

American Funds College 2027 Fund 529-F-3 is a target-date mutual fund within a college savings framework designed to help families prepare for education costs around the 2025–2027 enrollment window. It pursues a blend of growth, income, and capital preservation, adjusting its asset mix along a glide path that becomes more conservative as the target date approaches. The fund invests in a diversified lineup of underlying American Funds spanning equity, balanced, and fixed income strategies, providing multi-asset exposure in a single vehicle. As it nears the enrollment period, the portfolio places greater emphasis on high-quality bonds and income-oriented strategies to dampen volatility and support near-term spending needs. The series is structured to merge the nearest dated fund into the College Enrollment Fund at the target date, simplifying the transition from saving to paying for education expenses. Managed by Capital Group, the design aims to offer broad diversification, professional oversight, and an allocation calibrated to the timeframe associated with anticipated college enrollment.

• Fund Family: Capital Group
• Category: Mix-Asst Targ 2030
• Performance Rating: Average
• Risk Rating: Low
• Stock Exchange: NASDAQ
• Ticker Symbol: FFCTX
• Share Class: Class 529-f-3
• Index: S&P 500 TR

Performance

FFCTX had a total return of 4.94% in the past year, including dividends. Since the fund's inception, the average annual return has been 3.84%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FTFEX	Fidelity	Fidelity Advisor Freedom 2030 M	1.11%
FIJNX	Fidelity	Fidelity Advisor Freedom 2030 Z	0.55%
FAFEX	Fidelity	Fidelity Advisor Freedom 2030 A	0.86%
FDGLX	Fidelity	Fidelity Advisor Freedom 2030 K6	0.35%
FFFEX	Fidelity	Fidelity Freedom 2030 Fund	0.61%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
FFCFX	Class 529-f-2	0.40%
CSTAX	Class 529-a	0.67%
CTSFX	Class 529-f-1	0.71%
CTSEX	Class 529-e	0.90%

Top 10 Holdings

99.04% of assets

Name	Symbol	Weight
American Funds ST Bd Fd of Amer R-6	RMMGX	33.30%
American Fds Itmt Bd Fd of Amer R-6	RBOGX	30.16%
American Funds Mortgage R-6	RMAGX	10.83%
American Funds American Mutual R-6	RMFGX	9.27%
American Funds Strategic Bond R-6	RANGX	5.80%
American Funds American Balanced R-6	RLBGX	5.36%
American Funds Bond Fund of Amer R-6	RBFGX	1.83%
American Funds Multi-Sector Inc R-6	RMDUX	0.83%
American Funds American High-Inc R-6	RITGX	0.83%
American Funds Income Fd of Amer R-6	RIDGX	0.83%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 23, 2025	$0.6859	Dec 24, 2025
Dec 23, 2024	$0.4878	Dec 24, 2024
Dec 21, 2023	$0.4078	Dec 22, 2023
Dec 22, 2022	$0.4223	Dec 23, 2022
Dec 22, 2021	$1.0163	Dec 23, 2021
Dec 22, 2020	$0.795	Dec 23, 2020

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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