About CSTAX
American Funds College 2027 Fund Class 529-A is a target-date 529 portfolio designed to support education savers approaching the 2027 enrollment window. It seeks a blend of growth, income, and capital preservation, shifting over time toward more conservative holdings as the target date nears. The portfolio allocates predominantly to underlying American Funds strategies across U.S. and non-U.S. equities, core and short-term bonds, mortgages, high yield, and balanced funds, concentrating most assets in its top underlying holdings to implement its glide path efficiently. Within American Funds’ CollegeAmerica program, it fits the moderately conservative allocation cohort, aiming for volatility consistent with roughly one-third to one-half equity exposure as beneficiaries approach college. Key attributes include a multi-manager approach from Capital Group, an emphasis on fixed income as the date approaches, and ongoing income generation via bond and equity-income sleeves. Morningstar classifies it in the Moderately Conservative Allocation category and notes a cost profile in the lower-fee tiers for its peer group, with a Gold Medalist rating supported by team and process assessments.
Fund Family Capital Group
Category Mix-Asst Targ 2030
Performance Rating Average
Risk Rating Low
Stock Exchange Nasdaq
Ticker Symbol CSTAX
Share Class Class 529-a
Index S&P 500 TR
CSTAX had a total return of 1.41% in the past year, including dividends. Since the fund's
inception, the average annual return has been 5.41%.
