American Funds College 2027 529-F-1 (CTSFX)

Fund Assets	3.85B
Expense Ratio	0.71%
Min. Investment	$250
Turnover	17.00%
Dividend (ttm)	0.67
Dividend Yield	5.34%
Dividend Growth	42.68%
Payout Frequency	Annual
Ex-Dividend Date	Dec 23, 2025

Previous Close	12.58
YTD Return	1.86%
1-Year Return	4.45%
5-Year Return	15.19%
52-Week Low	12.24
52-Week High	13.00
Beta (5Y)	0.31
Holdings	14
Inception Date	Sep 14, 2012

About CTSFX

American Funds College 2027 Fund 529-F-1 is a target date mutual fund specifically designed for education savings through 529 plans. Its primary function is to help families invest for anticipated college expenses around the year 2027 by dynamically adjusting its asset allocation as the target date approaches. The fund pursues a blend of growth, income, and capital preservation by investing in a diversified mix of U.S. and non-U.S. equities, as well as a significant allocation to U.S. and non-U.S. bonds, which together generally account for over 85% of the portfolio. This asset allocation gradually becomes more conservative over time, reducing equity exposure and increasing holdings in fixed income and cash equivalents as the fund nears the target date. The fund is managed by experienced portfolio managers and is recognized for its relatively low expense ratio compared to its peers, as well as prudent risk controls. It plays a significant role for individuals planning tax-advantaged college savings, providing a professionally managed, disciplined approach to funding higher education costs through diversified asset exposure and automatic rebalancing.

• Fund Family: Capital Group
• Category: Mix-Asst Targ 2030
• Performance Rating: Average
• Risk Rating: Low
• Stock Exchange: NASDAQ
• Ticker Symbol: CTSFX
• Share Class: Class 529-f-1
• Index: S&P 500 TR

Performance

CTSFX had a total return of 4.45% in the past year, including dividends. Since the fund's inception, the average annual return has been 5.79%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FTFEX	Fidelity	Fidelity Advisor Freedom 2030 M	1.11%
FIJNX	Fidelity	Fidelity Advisor Freedom 2030 Z	0.55%
FAFEX	Fidelity	Fidelity Advisor Freedom 2030 A	0.86%
FDGLX	Fidelity	Fidelity Advisor Freedom 2030 K6	0.35%
FFFEX	Fidelity	Fidelity Freedom 2030 Fund	0.61%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
FFCTX	Class 529-f-3	0.34%
FFCFX	Class 529-f-2	0.40%
CSTAX	Class 529-a	0.67%
CTSEX	Class 529-e	0.90%

Top 10 Holdings

99.04% of assets

Name	Symbol	Weight
American Funds ST Bd Fd of Amer R-6	RMMGX	33.30%
American Fds Itmt Bd Fd of Amer R-6	RBOGX	30.16%
American Funds Mortgage R-6	RMAGX	10.83%
American Funds American Mutual R-6	RMFGX	9.27%
American Funds Strategic Bond R-6	RANGX	5.80%
American Funds American Balanced R-6	RLBGX	5.36%
American Funds Bond Fund of Amer R-6	RBFGX	1.83%
American Funds Multi-Sector Inc R-6	RMDUX	0.83%
American Funds American High-Inc R-6	RITGX	0.83%
American Funds Income Fd of Amer R-6	RIDGX	0.83%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 23, 2025	$0.6713	Dec 24, 2025
Dec 23, 2024	$0.4705	Dec 24, 2024
Dec 21, 2023	$0.3952	Dec 22, 2023
Dec 22, 2022	$0.4057	Dec 23, 2022
Dec 22, 2021	$0.991	Dec 23, 2021
Dec 22, 2020	$0.7918	Dec 23, 2020

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 26, 2026

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