American Funds College 2027 529-C (CTSCX)

Fund Assets	3.85B
Expense Ratio	1.485%
Min. Investment	$250
Turnover	17.00%
Dividend (ttm)	0.33
Dividend Yield	2.75%
Dividend Growth	2.71%
Payout Frequency	Annual
Ex-Dividend Date	Dec 23, 2025

Previous Close	12.13
YTD Return	-0.16%
1-Year Return	0.67%
5-Year Return	9.08%
52-Week Low	12.02
52-Week High	12.70
Beta (5Y)	0.33
Holdings	14
Inception Date	Sep 14, 2012

About CTSCX

American Funds College 2027 Fund 529-C is a target-date mutual fund designed to help investors save for future educational expenses, particularly college tuition. Its primary purpose is to provide a balanced investment approach that seeks growth, income, and preservation of capital as the fund approaches its target date of 2027. The fund achieves this by allocating assets among a diversified mix of other American Funds, including short- and intermediate-term bond funds, balanced funds, and selective equity and income funds. This "fund of funds" structure allows for automatic adjustments to the asset allocation over time, moving toward more conservative investments as the target date nears. The fund predominantly invests in fixed income securities but maintains a meaningful allocation to equity through holdings in large-cap value and balanced funds, helping to manage risk while aiming for competitive returns. It is commonly used in 529 college savings plans, offering a professionally managed solution for families planning ahead for education-related expenses and seeking a blend of risk management and total return potential as the beneficiary approaches college age.

• Fund Family: Capital Group
• Category: Mix-Asst Targ 2030
• Performance Rating: Below Average
• Risk Rating: Low
• Stock Exchange: Nasdaq
• Ticker Symbol: CTSCX
• Share Class: Class 529-c
• Index: S&P 500 TR

Performance

CTSCX had a total return of 0.67% in the past year, including dividends. Since the fund's inception, the average annual return has been 4.60%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FTFEX	Fidelity	Fidelity Advisor Freedom 2030 M	1.12%
FIJNX	Fidelity	Fidelity Advisor Freedom 2030 Z	0.57%
FAFEX	Fidelity	Fidelity Advisor Freedom 2030 A	0.87%
FDGLX	Fidelity	Fidelity Advisor Freedom 2030 K6	0.34%
FFFEX	Fidelity	Fidelity Freedom 2030 Fund	0.59%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
FFCTX	Class 529-f-3	0.34%
FFCFX	Class 529-f-2	0.40%
CSTAX	Class 529-a	0.67%
CTSFX	Class 529-f-1	0.71%

Top 10 Holdings

99.04% of assets

Name	Symbol	Weight
American Funds ST Bd Fd of Amer R-6	RMMGX	33.30%
American Fds Itmt Bd Fd of Amer R-6	RBOGX	30.16%
American Funds Mortgage R-6	RMAGX	10.83%
American Funds American Mutual R-6	RMFGX	9.27%
American Funds Strategic Bond R-6	RANGX	5.80%
American Funds American Balanced R-6	RLBGX	5.36%
American Funds Bond Fund of Amer R-6	RBFGX	1.83%
American Funds Multi-Sector Inc R-6	RMDUX	0.83%
American Funds American High-Inc R-6	RITGX	0.83%
American Funds Income Fd of Amer R-6	RIDGX	0.83%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 23, 2025	$0.5557	Dec 24, 2025
Dec 23, 2024	$0.3601	Dec 24, 2024
Dec 21, 2023	$0.283	Dec 22, 2023
Dec 22, 2022	$0.2947	Dec 23, 2022
Dec 22, 2021	$0.8703	Dec 23, 2021
Dec 22, 2020	$0.5928	Dec 23, 2020

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Oct 16, 2026

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