American Funds College 2027 529C (CTSCX)
| Fund Assets | 3.85B |
| Expense Ratio | 1.43% |
| Min. Investment | $250 |
| Turnover | 17.00% |
| Dividend (ttm) | 0.56 |
| Dividend Yield | 4.50% |
| Dividend Growth | 54.32% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 23, 2025 |
| Previous Close | 12.34 |
| YTD Return | 1.32% |
| 1-Year Return | 4.66% |
| 5-Year Return | 10.54% |
| 52-Week Low | 12.02 |
| 52-Week High | 12.70 |
| Beta (5Y) | 0.33 |
| Holdings | 13 |
| Inception Date | Sep 14, 2012 |
About CTSCX
American Funds College 2027 Fund 529-C is a target-date mutual fund designed to help investors save for future educational expenses, particularly college tuition. Its primary purpose is to provide a balanced investment approach that seeks growth, income, and preservation of capital as the fund approaches its target date of 2027. The fund achieves this by allocating assets among a diversified mix of other American Funds, including short- and intermediate-term bond funds, balanced funds, and selective equity and income funds. This "fund of funds" structure allows for automatic adjustments to the asset allocation over time, moving toward more conservative investments as the target date nears. The fund predominantly invests in fixed income securities but maintains a meaningful allocation to equity through holdings in large-cap value and balanced funds, helping to manage risk while aiming for competitive returns. It is commonly used in 529 college savings plans, offering a professionally managed solution for families planning ahead for education-related expenses and seeking a blend of risk management and total return potential as the beneficiary approaches college age.
Performance
CTSCX had a total return of 4.66% in the past year, including dividends. Since the fund's inception, the average annual return has been 4.81%.
Equivalent Funds
These are funds that follow the same index from the other major fund companies.
Top 10 Holdings
98.42% of assets| Name | Symbol | Weight |
|---|---|---|
| American Funds ST Bd Fd of Amer R6 | RMMGX | 31.00% |
| American Funds Interm Bd Fd of Amer R6 | RBOGX | 29.72% |
| American Funds Mortgage R6 | RMAGX | 11.03% |
| American Funds American Mutual R6 | RMFGX | 9.34% |
| American Funds Strategic Bond R-6 | RANGX | 6.05% |
| American Funds American Balanced R6 | RLBGX | 5.55% |
| American Funds The Bond Fund of America | RBFGX | 2.41% |
| American Funds Income Fd of Amer R-6 | RIDGX | 1.11% |
| American Funds American High-Inc R6 | RITGX | 1.10% |
| American Funds Multi-Sector Income R-6 | RMDUX | 1.10% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 23, 2025 | $0.5557 | Dec 24, 2025 |
| Dec 23, 2024 | $0.3601 | Dec 24, 2024 |
| Dec 21, 2023 | $0.283 | Dec 22, 2023 |
| Dec 22, 2022 | $0.2947 | Dec 23, 2022 |
| Dec 22, 2021 | $0.8703 | Dec 23, 2021 |
| Dec 22, 2020 | $0.5928 | Dec 23, 2020 |