American Funds College 2027 Fund Class 529-E (CTSEX)
| Fund Assets | 3.85B |
| Expense Ratio | 0.90% |
| Min. Investment | $250 |
| Turnover | 17.00% |
| Dividend (ttm) | 0.62 |
| Dividend Yield | 5.00% |
| Dividend Growth | 45.84% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 23, 2025 |
| Previous Close | 12.32 |
| YTD Return | 1.48% |
| 1-Year Return | 8.96% |
| 5-Year Return | 17.07% |
| 52-Week Low | 11.21 |
| 52-Week High | 12.34 |
| Beta (5Y) | n/a |
| Holdings | 14 |
| Inception Date | Sep 14, 2012 |
About CTSEX
American Funds College 2027 Fund 529-E is an age‑based 529 portfolio designed to balance growth, income, and capital preservation as a beneficiary approaches college enrollment around 2027. According to its sponsor, the strategy gradually shifts to a more conservative mix over time, increasingly emphasizing fixed income, equity‑income, and balanced underlying funds to reduce volatility near the target date. The portfolio invests primarily through American Funds strategies, with a substantial allocation to U.S. bonds and complementary exposure to non‑U.S. bonds, U.S. equities, and a smaller sleeve of non‑U.S. equities, reflecting its late‑stage glide‑path positioning. Its construction relies on multiple experienced managers and diversified underlying bond and balanced funds to manage interest‑rate, credit, and equity risks while seeking dependable income. The fund’s objectives and asset mix align with 529 plan needs—aiming to preserve accumulated savings as tuition nears while retaining some growth potential through equity and multi‑sector income exposure. Morningstar categorizes it within allocation/target‑date frameworks and notes concentrated top holdings primarily in American Funds fixed‑income and balanced strategies.
Performance
CTSEX had a total return of 8.96% in the past year, including dividends. Since the fund's inception, the average annual return has been 9.76%.
Equivalent Funds
These are funds that follow the same index from the other major fund companies.
| Symbol | Provider | Name | Expense Ratio |
|---|---|---|---|
| FTFEX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class M | 1.15% |
| FIJNX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class Z | 0.56% |
| FAFEX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class A | 0.90% |
| FDGLX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class K6 | 0.37% |
| FFFEX | Fidelity | Fidelity Freedom 2030 Fund | 0.65% |
Top 10 Holdings
98.02% of assets| Name | Symbol | Weight |
|---|---|---|
| American Funds Intermediate Bond Fund of America® Class R-6 | RBOGX | 29.32% |
| American Funds Short-Term Bond Fund of America® Class R-6 | RMMGX | 26.65% |
| American Funds Mortgage Fund® Class R-6 | RMAGX | 11.68% |
| American Funds American Mutual Fund® Class R-6 | RMFGX | 9.30% |
| American Funds Strategic Bond Fund Class R-6 | RANGX | 6.66% |
| American Funds American Balanced Fund® Class R-6 | RLBGX | 5.70% |
| American Funds The Bond Fund of America® Class R-6 | RBFGX | 3.67% |
| American Funds The Income Fund of America® Class R-6 | RIDGX | 1.68% |
| American Funds American High-Income Trust® Class R-6 | RITGX | 1.68% |
| American Funds Multi-Sector Income R-6 | RMDUX | 1.67% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 23, 2025 | $0.6169 | Dec 24, 2025 |
| Dec 23, 2024 | $0.423 | Dec 24, 2024 |
| Dec 21, 2023 | $0.344 | Dec 22, 2023 |
| Dec 22, 2022 | $0.359 | Dec 23, 2022 |
| Dec 22, 2021 | $0.9455 | Dec 23, 2021 |
| Dec 22, 2020 | $0.7197 | Dec 23, 2020 |