American Funds College 2027 529F1 (CTSFX)
| Fund Assets | 3.78B |
| Expense Ratio | 0.73% |
| Min. Investment | $250 |
| Turnover | 17.00% |
| Dividend (ttm) | 0.47 |
| Dividend Yield | 3.72% |
| Dividend Growth | 19.05% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 23, 2024 |
| Previous Close | 12.65 |
| YTD Return | 6.04% |
| 1-Year Return | 6.14% |
| 5-Year Return | 20.00% |
| 52-Week Low | 11.84 |
| 52-Week High | 12.68 |
| Beta (5Y) | n/a |
| Holdings | 14 |
| Inception Date | Sep 14, 2012 |
About CTSFX
American Funds College 2027 Fund 529-F-1 is a target date mutual fund specifically designed for education savings through 529 plans. Its primary function is to help families invest for anticipated college expenses around the year 2027 by dynamically adjusting its asset allocation as the target date approaches. The fund pursues a blend of growth, income, and capital preservation by investing in a diversified mix of U.S. and non-U.S. equities, as well as a significant allocation to U.S. and non-U.S. bonds, which together generally account for over 85% of the portfolio. This asset allocation gradually becomes more conservative over time, reducing equity exposure and increasing holdings in fixed income and cash equivalents as the fund nears the target date. The fund is managed by experienced portfolio managers and is recognized for its relatively low expense ratio compared to its peers, as well as prudent risk controls. It plays a significant role for individuals planning tax-advantaged college savings, providing a professionally managed, disciplined approach to funding higher education costs through diversified asset exposure and automatic rebalancing.
Performance
CTSFX had a total return of 6.14% in the past year, including dividends. Since the fund's inception, the average annual return has been 5.87%.
Equivalent Funds
These are funds that follow the same index from the other major fund companies.
| Symbol | Provider | Name | Expense Ratio |
|---|---|---|---|
| FTFEX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class M | 1.15% |
| FIJNX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class Z | 0.56% |
| FAFEX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class A | 0.90% |
| FDGLX | Fidelity | Fidelity Advisor Freedom 2030 K6 | 0.37% |
| FFBPX | Fidelity | Fidelity Freedom Blnd 2030 Premier | 0.23% |
Top 10 Holdings
97.00% of assets| Name | Symbol | Weight |
|---|---|---|
| American Funds Interm Bd Fd of Amer R6 | RBOGX | 28.43% |
| American Funds ST Bd Fd of Amer R6 | RMMGX | 19.93% |
| American Funds Mortgage R6 | RMAGX | 12.50% |
| American Funds American Mutual R6 | RMFGX | 9.56% |
| American Funds Strategic Bond R-6 | RANGX | 7.49% |
| American Funds American Balanced R6 | RLBGX | 6.07% |
| American Funds The Bond Fund of America | RBFGX | 5.50% |
| American Funds American High-Inc R6 | RITGX | 2.51% |
| American Funds Income Fund of Amer R6 | RIDGX | 2.51% |
| American Funds Multi-Sector Income R-6 | RMDUX | 2.50% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 23, 2024 | $0.4705 | Dec 24, 2024 |
| Dec 21, 2023 | $0.3952 | Dec 22, 2023 |
| Dec 22, 2022 | $0.4057 | Dec 23, 2022 |
| Dec 22, 2021 | $0.991 | Dec 23, 2021 |
| Dec 22, 2020 | $0.7918 | Dec 23, 2020 |
| Dec 26, 2019 | $0.5428 | Dec 27, 2019 |