American Funds College 2030 Fund Class 529-C (CTYCX)
| Fund Assets | 4.83B |
| Expense Ratio | 1.44% |
| Min. Investment | $250 |
| Turnover | 10.00% |
| Dividend (ttm) | 0.67 |
| Dividend Yield | 4.79% |
| Dividend Growth | 61.13% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 23, 2025 |
| Previous Close | 13.88 |
| YTD Return | 2.13% |
| 1-Year Return | 10.88% |
| 5-Year Return | 22.48% |
| 52-Week Low | 12.08 |
| 52-Week High | 13.90 |
| Beta (5Y) | n/a |
| Holdings | 15 |
| Inception Date | Sep 14, 2012 |
About CTYCX
American Funds College 2030 Fund - 529-C is an age-based target-date mutual fund designed to help families save for education expenses with a glide path that becomes more conservative as 2030 approaches. It pursues a blend of growth, income, and capital preservation by allocating across underlying American Funds spanning growth, growth-and-income, equity-income, balanced, and fixed income strategies. As the target date nears, the portfolio increases exposure to bond and income-oriented funds to prioritize stability and capital protection. The fund invests through a curated lineup of affiliated strategies, typically maintaining a concentrated set of underlying holdings, and targets a moderately conservative risk profile appropriate for investors nearing tuition draws. It distributes income annually and maintains a relatively low turnover profile, reflecting its strategic, long-term allocation approach. With multi-asset diversification across equities and U.S. bonds, the fund aims to smooth volatility while supporting education funding timelines within 529 plan structures.
Performance
CTYCX had a total return of 10.88% in the past year, including dividends. Since the fund's inception, the average annual return has been 10.67%.
Equivalent Funds
These are funds that follow the same index from the other major fund companies.
| Symbol | Provider | Name | Expense Ratio |
|---|---|---|---|
| FTFEX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class M | 1.15% |
| FIJNX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class Z | 0.56% |
| FAFEX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class A | 0.90% |
| FDGLX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class K6 | 0.37% |
| FFFEX | Fidelity | Fidelity Freedom 2030 Fund | 0.65% |
Top 10 Holdings
92.68% of assets| Name | Symbol | Weight |
|---|---|---|
| American Funds Intermediate Bond Fund of America® Class R-6 | RBOGX | 19.00% |
| American Funds Mortgage Fund® Class R-6 | RMAGX | 13.34% |
| American Funds The Bond Fund of America® Class R-6 | RBFGX | 12.00% |
| American Funds Strategic Bond Fund Class R-6 | RANGX | 10.00% |
| American Funds American Mutual Fund® Class R-6 | RMFGX | 10.00% |
| American Funds American Balanced Fund® Class R-6 | RLBGX | 7.01% |
| American Funds The Income Fund of America® Class R-6 | RIDGX | 6.33% |
| American Funds American High-Income Trust® Class R-6 | RITGX | 5.67% |
| American Funds Multi-Sector Income R-6 | RMDUX | 5.67% |
| American Funds Washington Mutual Investors Fund Class R-6 | RWMGX | 3.66% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 23, 2025 | $0.6658 | Dec 24, 2025 |
| Dec 23, 2024 | $0.4132 | Dec 24, 2024 |
| Dec 21, 2023 | $0.276 | Dec 22, 2023 |
| Dec 22, 2022 | $0.3789 | Dec 23, 2022 |
| Dec 22, 2021 | $1.6084 | Dec 23, 2021 |
| Dec 22, 2020 | $0.6438 | Dec 23, 2020 |