American Funds College 2030 529C (CTYCX)
| Fund Assets | 4.83B |
| Expense Ratio | 1.44% |
| Min. Investment | $250 |
| Turnover | 10.00% |
| Dividend (ttm) | 0.67 |
| Dividend Yield | 4.76% |
| Dividend Growth | 61.13% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 23, 2025 |
| Previous Close | 13.99 |
| YTD Return | 2.57% |
| 1-Year Return | 6.88% |
| 5-Year Return | 18.69% |
| 52-Week Low | 13.40 |
| 52-Week High | 14.27 |
| Beta (5Y) | 0.46 |
| Holdings | 14 |
| Inception Date | Sep 14, 2012 |
About CTYCX
American Funds College 2030 Fund - 529-C is an age-based target-date mutual fund designed to help families save for education expenses with a glide path that becomes more conservative as 2030 approaches. It pursues a blend of growth, income, and capital preservation by allocating across underlying American Funds spanning growth, growth-and-income, equity-income, balanced, and fixed income strategies. As the target date nears, the portfolio increases exposure to bond and income-oriented funds to prioritize stability and capital protection. The fund invests through a curated lineup of affiliated strategies, typically maintaining a concentrated set of underlying holdings, and targets a moderately conservative risk profile appropriate for investors nearing tuition draws. It distributes income annually and maintains a relatively low turnover profile, reflecting its strategic, long-term allocation approach. With multi-asset diversification across equities and U.S. bonds, the fund aims to smooth volatility while supporting education funding timelines within 529 plan structures.
Performance
CTYCX had a total return of 6.88% in the past year, including dividends. Since the fund's inception, the average annual return has been 6.25%.
Equivalent Funds
These are funds that follow the same index from the other major fund companies.
Top 10 Holdings
93.09% of assets| Name | Symbol | Weight |
|---|---|---|
| American Funds Interm Bd Fd of Amer R6 | RBOGX | 20.82% |
| American Funds Mortgage R6 | RMAGX | 13.43% |
| American Funds The Bond Fund of America | RBFGX | 11.45% |
| American Funds American Mutual R6 | RMFGX | 10.28% |
| American Funds Strategic Bond R-6 | RANGX | 9.69% |
| American Funds American Balanced R6 | RLBGX | 7.22% |
| American Funds Income Fund of Amer R6 | RIDGX | 6.01% |
| American Funds American High-Inc R6 | RITGX | 5.43% |
| American Funds Multi-Sector Income R-6 | RMDUX | 5.41% |
| American Funds Washington Mutual R6 | RWMGX | 3.34% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 23, 2025 | $0.6658 | Dec 24, 2025 |
| Dec 23, 2024 | $0.4132 | Dec 24, 2024 |
| Dec 21, 2023 | $0.276 | Dec 22, 2023 |
| Dec 22, 2022 | $0.3789 | Dec 23, 2022 |
| Dec 22, 2021 | $1.6084 | Dec 23, 2021 |
| Dec 22, 2020 | $0.6438 | Dec 23, 2020 |