American Funds College 2030 529-C (CTYCX)

Fund Assets	4.83B
Expense Ratio	1.44%
Min. Investment	$250
Turnover	10.00%
Dividend (ttm)	0.67
Dividend Yield	4.76%
Dividend Growth	61.13%
Payout Frequency	Annual
Ex-Dividend Date	Dec 23, 2025

Previous Close	14.00
YTD Return	3.16%
1-Year Return	6.03%
5-Year Return	18.26%
52-Week Low	13.40
52-Week High	14.27
Beta (5Y)	0.46
Holdings	15
Inception Date	Sep 14, 2012

About CTYCX

American Funds College 2030 Fund - 529-C is an age-based target-date mutual fund designed to help families save for education expenses with a glide path that becomes more conservative as 2030 approaches. It pursues a blend of growth, income, and capital preservation by allocating across underlying American Funds spanning growth, growth-and-income, equity-income, balanced, and fixed income strategies. As the target date nears, the portfolio increases exposure to bond and income-oriented funds to prioritize stability and capital protection. The fund invests through a curated lineup of affiliated strategies, typically maintaining a concentrated set of underlying holdings, and targets a moderately conservative risk profile appropriate for investors nearing tuition draws. It distributes income annually and maintains a relatively low turnover profile, reflecting its strategic, long-term allocation approach. With multi-asset diversification across equities and U.S. bonds, the fund aims to smooth volatility while supporting education funding timelines within 529 plan structures.

• Fund Family: Capital Group
• Category: Mix-Asst Targ 2030
• Performance Rating: Above Average
• Risk Rating: Average
• Stock Exchange: NASDAQ
• Ticker Symbol: CTYCX
• Share Class: Class 529-c
• Index: S&P 500 TR

Performance

CTYCX had a total return of 6.03% in the past year, including dividends. Since the fund's inception, the average annual return has been 6.23%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FTFEX	Fidelity	Fidelity Advisor Freedom 2030 M	1.11%
FIJNX	Fidelity	Fidelity Advisor Freedom 2030 Z	0.55%
FAFEX	Fidelity	Fidelity Advisor Freedom 2030 A	0.86%
FDGLX	Fidelity	Fidelity Advisor Freedom 2030 K6	0.35%
FFFEX	Fidelity	Fidelity Freedom 2030 Fund	0.61%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
FTFCX	Class 529-f-3	0.35%
FDFCX	Class 529-f-2	0.41%
CTHAX	Class 529-a	0.68%
CTHFX	Class 529-f-1	0.72%

Top 10 Holdings

94.09% of assets

Name	Symbol	Weight
American Fds Itmt Bd Fd of Amer R-6	RBOGX	22.09%
American Funds Mortgage R-6	RMAGX	13.94%
American Funds Bond Fund of Amer R-6	RBFGX	11.50%
American Funds American Mutual R-6	RMFGX	10.27%
American Funds Strategic Bond R-6	RANGX	9.86%
American Funds American Balanced R-6	RLBGX	7.06%
American Funds Income Fd of Amer R-6	RIDGX	5.69%
American Funds American High-Inc R-6	RITGX	5.34%
American Funds Multi-Sector Inc R-6	RMDUX	5.34%
American Funds Washington Mutual R-6	RWMGX	2.99%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 23, 2025	$0.6658	Dec 24, 2025
Dec 23, 2024	$0.4132	Dec 24, 2024
Dec 21, 2023	$0.276	Dec 22, 2023
Dec 22, 2022	$0.3789	Dec 23, 2022
Dec 22, 2021	$1.6084	Dec 23, 2021
Dec 22, 2020	$0.6438	Dec 23, 2020

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 26, 2026

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