Fidelity Health Savings Fund (FHLSX)

Fund Assets	66.54M
Expense Ratio	0.49%
Min. Investment	$0.00
Turnover	28.00%
Dividend (ttm)	0.44
Dividend Yield	3.80%
Dividend Growth	40.84%
Payout Frequency	Monthly
Ex-Dividend Date	Oct 2, 2026

Previous Close	11.48
YTD Return	6.56%
1-Year Return	7.93%
5-Year Return	21.61%
52-Week Low	10.94
52-Week High	11.83
Beta (5Y)	n/a
Holdings	5475
Inception Date	Mar 2, 2020

About FHLSX

Fidelity Health Savings Fund is a mutual fund designed to help individuals save and invest specifically for qualified medical expenses within Health Savings Accounts (HSAs). Its primary purpose is to offer a diversified, moderately conservative investment option that balances growth and income potential for those seeking to efficiently plan for health-related financial needs. The fund invests about 30% of its assets in equity funds and 70% in bond funds, primarily through a mix of actively and passively managed Fidelity mutual funds and affiliated or unaffiliated exchange-traded funds. This allocation aims to offer stability while maintaining some exposure to growth via large blend equities and high-quality fixed income instruments. Key equity holdings often feature major technology companies and top-performing sectors, while bond holdings focus on international, inflation-protected, and U.S. government securities. The fund is notable for its relatively low expense ratio and monthly dividend payments, supporting both risk management and consistent income. Its targeted approach makes it an important tool for individuals aiming to maximize the tax-advantaged benefits of HSAs and prepare for future healthcare expenses.

• Fund Family: Fidelity
• Category: Mix Tgt Alloc Con
• Performance Rating: Below Average
• Risk Rating: Below Average
• Stock Exchange: Nasdaq
• Ticker Symbol: FHLSX
• Index: Bloomberg U.S. Aggregate Bond TR

Performance

FHLSX had a total return of 7.93% in the past year, including dividends. Since the fund's inception, the average annual return has been 6.51%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
FHLKX	Class K	0.39%

Top 10 Holdings

47.21% of assets

Name	Symbol	Weight
Fidelity International Bond Index Fund	FBIIX	14.87%
Fidelity Short-Term Bond Fund	FSHBX	10.05%
Fidelity Cash Central Fund	n/a	8.12%
Fidelity Garrison Str Tr	n/a	5.09%
Fidelity Inflation-Protected Bond Index Fund	FIPDX	3.48%
Taiwan Semiconductor Manufacturing Company Limited	2330	1.21%
Fidelity Enhanced Small Cap Core ETF	FESM	1.21%
NVIDIA Corporation	NVDA	1.17%
Fidelity Blue Chip Growth ETF	FBCG	1.03%
Alphabet Inc.	GOOGL	0.99%

Dividend History

Ex-Dividend	Amount	Pay Date
Oct 2, 2026	$0.149	Oct 5, 2026
Sep 4, 2026	$0.013	Sep 8, 2026
Aug 7, 2026	$0.031	Aug 10, 2026
Jul 10, 2026	$0.029	Jul 13, 2026
Jun 5, 2026	$0.015	Jun 8, 2026
May 1, 2026	$0.026	May 4, 2026

Data Sources: Tiingo, Financial Modeling Prep, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Financial Modeling Prep. Several fund data points are also provided by Finnhub.

Last checked:

Oct 10, 2026

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