JPMorgan SmartRetirement 2055 Fund Class A (JFFAX)

Fund Assets	2.13B
Expense Ratio	0.83%
Min. Investment	$1,000
Turnover	14.00%
Dividend (ttm)	1.39
Dividend Yield	4.07%
Dividend Growth	134.79%
Payout Frequency	n/a
Ex-Dividend Date	Dec 31, 2025

Previous Close	34.07
YTD Return	11.36%
1-Year Return	16.66%
5-Year Return	51.07%
52-Week Low	29.09
52-Week High	34.45
Beta (5Y)	0.91
Holdings	23
Inception Date	Jan 31, 2012

About JFFAX

JPMorgan SmartRetirement 2055 Fund Class A is a target-date mutual fund designed primarily for investors planning to retire around the year 2055. This fund employs a diversified portfolio strategy that evolves over time, gradually transitioning from a growth-oriented asset allocation focused on equities to a more conservative mix with increased fixed-income exposure as the target retirement date approaches. The core objective is to seek a high total return in the earlier years, with a structured shift toward income generation and capital preservation nearing and following retirement. The fund’s allocation is driven by a glide path, regularly reviewed and adjusted based on research into retirement behavior and long-term capital market assumptions. JPMorgan SmartRetirement 2055 utilizes a fund-of-funds approach, investing in a broad selection of underlying JPMorgan-managed portfolios which include U.S. and international equities, fixed income, and alternative assets. This blend aims to offer both risk management and return potential, reflecting the changing financial needs of investors as they age. With an emphasis on manager selection and active asset allocation, the fund plays a significant role in the retirement planning sector, supporting participants in defined contribution and individual retirement accounts by automating complex investment decisions aligned with their long-term retirement goals.

• Fund Family: JPMorgan
• Category: Target-Date 2055
• Performance Rating: Below Average
• Risk Rating: Average
• Stock Exchange: NASDAQ
• Ticker Symbol: JFFAX
• Share Class: Class A
• Index: S&P Target Date 2055 TR

Performance

JFFAX had a total return of 16.66% in the past year, including dividends. Since the fund's inception, the average annual return has been 10.56%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
JFFYX	Class R6	0.39%
JFFIX	Class R5	0.49%
JFFSX	Class I	0.64%
JFFQX	Class R4	0.64%

Top 10 Holdings

87.55% of assets

Name	Symbol	Weight
JPMorgan International Research Enhanced Equity ETF	JIRE	13.13%
JPMorgan US Research Enhanced Equity R6	JDEUX	11.78%
JPMorgan US Equity R6	JUEMX	11.75%
JPMorgan Growth Advantage R6	JGVVX	11.33%
JPMorgan Value Advantage R6	JVAYX	11.12%
JPMorgan Global Select Equity ETF Global Select Equity ETF	JGLO	9.20%
JPMorgan International Equity R6	JNEMX	7.06%
JPMorgan Core Plus Bond R6	JCPUX	4.70%
JPMorgan BetaBuilders U.S. Mid Cap Equity ETF	BBMC	3.96%
JPMorgan ActiveBuilders Emerging Markets Equity ETF	JEMA	3.52%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 31, 2025	$0.55348	Jan 2, 2026
Dec 15, 2025	$0.8325	Dec 16, 2025
Dec 31, 2024	$0.53014	Jan 2, 2025
Dec 16, 2024	$0.06017	Dec 17, 2024
Dec 29, 2023	$0.35084	Jan 2, 2024
Dec 30, 2022	$0.29491	Jan 3, 2023

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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