JPMorgan SmartRetirement® 2055 R5 (JFFIX)

Fund Assets	2.13B
Expense Ratio	0.49%
Min. Investment	$3,000,000
Turnover	14.00%
Dividend (ttm)	0.66
Dividend Yield	1.92%
Dividend Growth	5.49%
Payout Frequency	n/a
Ex-Dividend Date	Dec 31, 2025

Previous Close	34.34
YTD Return	11.78%
1-Year Return	17.22%
5-Year Return	52.85%
52-Week Low	29.28
52-Week High	34.71
Beta (5Y)	0.88
Holdings	23
Inception Date	Jan 31, 2012

About JFFIX

J.P. Morgan SmartRetirement 2055 Fund Class R5 is a target-date mutual fund designed for individuals planning to retire around the year 2055. Its primary function is to provide a diversified investment solution that adjusts its asset allocation strategy over time, gradually shifting from a growth-oriented approach toward a greater focus on income and capital preservation as the target retirement year approaches. The fund employs a broad mix of domestic and international equities, fixed income, and select short-term holdings, with significant allocations to both U.S. and foreign stocks, and a smaller portion in bonds and cash equivalents. Managed by a team with significant tenure, the fund leverages retirement research and proprietary strategies such as SmartSpending, which aims to support participants’ discretionary spending in retirement. The fund’s asset allocation is periodically rebalanced to reflect changing market conditions and participants’ life stages. J.P. Morgan SmartRetirement 2055 Fund Class R5 plays a key role in employer-sponsored retirement plans by offering a simplified, professionally managed investment option for long-term retirement savers, while relying on active research and tactical allocation to help navigate changing market environments.

• Fund Family: JPMorgan
• Category: Target-Date 2055
• Performance Rating: Average
• Risk Rating: Average
• Stock Exchange: NASDAQ
• Ticker Symbol: JFFIX
• Share Class: Class R5
• Index: S&P Target Date 2055 TR

Performance

JFFIX had a total return of 17.22% in the past year, including dividends. Since the fund's inception, the average annual return has been 10.83%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
JFFYX	Class R6	0.39%
JFFSX	Class I	0.64%
JFFQX	Class R4	0.64%
JFFAX	Class A	0.83%

Top 10 Holdings

87.55% of assets

Name	Symbol	Weight
JPMorgan International Research Enhanced Equity ETF	JIRE	13.13%
JPMorgan US Research Enhanced Equity R6	JDEUX	11.78%
JPMorgan US Equity R6	JUEMX	11.75%
JPMorgan Growth Advantage R6	JGVVX	11.33%
JPMorgan Value Advantage R6	JVAYX	11.12%
JPMorgan Global Select Equity ETF Global Select Equity ETF	JGLO	9.20%
JPMorgan International Equity R6	JNEMX	7.06%
JPMorgan Core Plus Bond R6	JCPUX	4.70%
JPMorgan BetaBuilders U.S. Mid Cap Equity ETF	BBMC	3.96%
JPMorgan ActiveBuilders Emerging Markets Equity ETF	JEMA	3.52%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 31, 2025	$0.65632	Jan 2, 2026
Dec 15, 2025	$0.8325	Dec 16, 2025
Dec 31, 2024	$0.62216	Jan 2, 2025
Dec 16, 2024	$0.06017	Dec 17, 2024
Dec 29, 2023	$0.42964	Jan 2, 2024
Dec 30, 2022	$0.36855	Jan 3, 2023

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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