JPMorgan SmartRetirement 2055 Fund Class I (JFFSX)

Fund Assets	2.13B
Expense Ratio	0.64%
Min. Investment	$1,000,000
Turnover	14.00%
Dividend (ttm)	1.45
Dividend Yield	4.23%
Dividend Growth	131.63%
Payout Frequency	n/a
Ex-Dividend Date	Dec 31, 2025

Previous Close	34.26
YTD Return	11.67%
1-Year Return	16.27%
5-Year Return	52.12%
52-Week Low	29.23
52-Week High	34.64
Beta (5Y)	0.91
Holdings	23
Inception Date	Jan 31, 2012

About JFFSX

JPMorgan SmartRetirement 2055 Fund Class I is a target-date mutual fund designed primarily for individuals planning to retire around the year 2055. Its core purpose is to provide a comprehensive, diversified investment solution that automatically adjusts its asset allocation as the target retirement date approaches. Early in its lifecycle, the fund emphasizes growth by investing predominantly in equities, shifting progressively towards a greater allocation in fixed income and income-generating assets as retirement nears. This "glide path" strategy aims to balance the need for capital appreciation in the early years with the desire for capital preservation and income closer to, and after, retirement. Managed by J.P. Morgan Asset Management, the fund employs a multi-asset approach by investing in a mix of underlying JP Morgan mutual funds, covering a range of domestic and international equities as well as fixed income securities. The fund is notable for integrating retirement research and participant data insights to refine its allocation methodology. With semi-annual dividend payouts and a focus on risk-adjusted returns, this fund plays a critical role in retirement planning, offering investors a professionally managed, evolving portfolio tailored to the long-term horizon of retirement savers.

• Fund Family: JPMorgan
• Category: Target-Date 2055
• Performance Rating: Below Average
• Risk Rating: Average
• Stock Exchange: NASDAQ
• Ticker Symbol: JFFSX
• Share Class: Class I
• Index: S&P Target Date 2055 TR

Performance

JFFSX had a total return of 16.27% in the past year, including dividends. Since the fund's inception, the average annual return has been 10.69%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
JFFYX	Class R6	0.39%
JFFIX	Class R5	0.49%
JFFQX	Class R4	0.64%
JFFAX	Class A	0.83%

Top 10 Holdings

87.55% of assets

Name	Symbol	Weight
JPMorgan International Research Enhanced Equity ETF	JIRE	13.13%
JPMorgan US Research Enhanced Equity R6	JDEUX	11.78%
JPMorgan US Equity R6	JUEMX	11.75%
JPMorgan Growth Advantage R6	JGVVX	11.33%
JPMorgan Value Advantage R6	JVAYX	11.12%
JPMorgan Global Select Equity ETF Global Select Equity ETF	JGLO	9.20%
JPMorgan International Equity R6	JNEMX	7.06%
JPMorgan Core Plus Bond R6	JCPUX	4.70%
JPMorgan BetaBuilders U.S. Mid Cap Equity ETF	BBMC	3.96%
JPMorgan ActiveBuilders Emerging Markets Equity ETF	JEMA	3.52%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 31, 2025	$0.61588	Jan 2, 2026
Dec 15, 2025	$0.8325	Dec 16, 2025
Dec 31, 2024	$0.56513	Jan 2, 2025
Dec 16, 2024	$0.06017	Dec 17, 2024
Dec 29, 2023	$0.39011	Jan 2, 2024
Dec 30, 2022	$0.33599	Jan 3, 2023

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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