JPMorgan SmartRetirement® 2055 Fund Class R3 (JFFPX)
| Fund Assets | 2.13B |
| Expense Ratio | 0.91% |
| Min. Investment | $15,000,000 |
| Turnover | 14.00% |
| Dividend (ttm) | 1.35 |
| Dividend Yield | 4.28% |
| Dividend Growth | 148.75% |
| Payout Frequency | Semi-Annual |
| Ex-Dividend Date | Dec 31, 2025 |
| Previous Close | 31.40 |
| YTD Return | 3.42% |
| 1-Year Return | 17.28% |
| 5-Year Return | 48.55% |
| 52-Week Low | 23.09 |
| 52-Week High | 31.76 |
| Beta (5Y) | n/a |
| Holdings | 23 |
| Inception Date | Sep 9, 2016 |
About JFFPX
JPMorgan SmartRetirement 2055 Fund R3 is a target date mutual fund designed for individuals planning to retire around the year 2055. Its primary function is to provide a diversified investment solution that automatically adjusts its asset allocation over time. Early in its lifecycle, the fund holds a higher proportion of equities—such as U.S. and international stocks—to maximize growth potential. As the target retirement date approaches, the fund gradually shifts toward a more conservative mix, increasing exposure to fixed income and cash assets to help manage risk and support income needs for retirees. This evolution is guided by a "glide path," which is periodically reviewed by the fund's management team to ensure it aligns with the latest retirement research and market conditions. The fund uses a fund-of-funds strategy, investing across multiple underlying JPMorgan and third-party funds to achieve broad diversification across asset classes and sectors. It is part of JPMorgan's broader SmartRetirement series, known for integrating participant behavior research and adaptive allocation strategies. The fund plays a significant role in retirement planning for individuals seeking a hands-off investment approach, particularly within workplace retirement plans such as 401(k)s. As of March 2025, it distributes dividends semi-annually and features an annual yield, offering both growth and income components for long-term investors.
Performance
JFFPX had a total return of 17.28% in the past year, including dividends. Since the fund's inception, the average annual return has been 16.13%.
Top 10 Holdings
86.80% of assets| Name | Symbol | Weight |
|---|---|---|
| JPMorgan International Research Enhanced Equity ETF | JIRE | 13.10% |
| JPMorgan U.S. Research Enhanced Equity Fund Class R6 | JDEUX | 11.67% |
| JPMorgan U.S. Equity Fund Class R6 | JUEMX | 11.66% |
| JPMorgan Growth Advantage Fund Class R6 | JGVVX | 11.14% |
| JPMorgan Value Advantage Fund Class R6 | JVAYX | 11.14% |
| JPMorgan Global Select Equity ETF Global Select Equity ETF | JGLO | 9.12% |
| JPMorgan International Equity Fund Class R6 | JNEMX | 7.07% |
| JPMorgan Core Plus Bond Fund Class R6 | JCPUX | 4.76% |
| JPMorgan BetaBuilders U.S. Mid Cap Equity ETF | BBMC | 3.90% |
| JPMorgan ActiveBuilders Emerging Markets Equity ETF | JEMA | 3.24% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 31, 2025 | $0.51488 | Jan 2, 2026 |
| Dec 15, 2025 | $0.8325 | Dec 16, 2025 |
| Dec 31, 2024 | $0.48148 | Jan 2, 2025 |
| Dec 16, 2024 | $0.06017 | Dec 17, 2024 |
| Dec 29, 2023 | $0.33261 | Jan 2, 2024 |
| Dec 30, 2022 | $0.29009 | Jan 3, 2023 |